3.0.0 3622 2022-11-01T13:50:46Z 2022-11-01T13:50:46Z House HR 2019-07-05 116 [Congressional Record Volume 165, Number 112 (Friday, July 5, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. TLAIB:H.R. 3622.Congress has the power to enact this legislation pursuantto the following:This bill is enacted pursuant to the power granted toCongress under Article I, Section 8, Clause 3 of the UnitedStates Constitution[Page H5272]]]> hsba00 Financial Services Committee House Standing Reported by 2019-12-23T16:36:50Z Markup by 2019-07-11T15:11:44Z Referred to 2019-07-05T13:01:00Z H. Rept. 116-362 Comprehensive CREDIT Act of 2020 116 3621 HR 2020-01-30 Received in the Senate. Related bill CRS Related bill House 2019-12-23 Placed on the Union Calendar, Calendar No. 287. Calendars H12410 2 House floor actions U00287 2019-12-23 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2019-12-23 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2019-07-11 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26. Committee 2019-07-11 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-07-05 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2019-07-05 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-07-05 Introduced in House IntroReferral 1000 9 Library of Congress T000481 Rep. Tlaib, Rashida [D-MI-13] Rashida Tlaib D MI 13 N 2019-12-20T20:55:00Z H.R. 3622, Restoring Unfairly Impaired Credit and Protecting Consumers Act https://www.cbo.gov/publication/55978 As ordered reported by the House Committee on Financial Services on July 11, 2019 Finance and Financial Sector Administrative law and regulatory procedures Aging Computer security and identity theft Consumer Financial Protection Bureau Consumer affairs Consumer credit Contracts and agency Crime victims Debt collection Fraud offenses and financial crimes Government information and archives Health care costs and insurance Higher education Housing finance and home ownership Military personnel and dependents Student aid and college costs Finance and Financial Sector 00 2019-07-05 Introduced in House 2019-12-17T21:42:59Z Restoring Unfairly Impaired Credit and Protecting Consumers Act

This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by

  • requiring removal of adverse information that resulted from specified fraudulent lending activity,
  • shortening the time period adverse information stays on reports, and
  • limiting the inclusion of certain medical debt on reports.

The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.

]]> 07 2019-12-23 Reported to House 2020-01-24T22:20:18Z Restoring Unfairly Impaired Credit and Protecting Consumers Act

This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by

  • requiring removal of adverse information that resulted from specified fraudulent lending activity,
  • shortening the time period adverse information stays on reports, and
  • limiting the inclusion of certain medical debt on reports.

The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.

]]> Restoring Unfairly Impaired Credit and Protecting Consumers Act Display Title Restoring Unfairly Impaired Credit and Protecting Consumers Act Official Title as Introduced To amend the Fair Credit Reporting act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes. Reported in House RH Short Title(s) as Introduced Restoring Unfairly Impaired Credit and Protecting Consumers Act Introduced in House IH Short Title(s) as Reported to House Restoring Unfairly Impaired Credit and Protecting Consumers Act H House Reported in House RH Reported in House 2019-12-23T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr3622rh/xml/BILLS-116hr3622rh.xml Introduced in House 2019-07-05T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr3622ih/xml/BILLS-116hr3622ih.xml 2019-12-23 Placed on the Union Calendar, Calendar No. 287. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.