3.0.0 3618 2022-11-01T13:50:46Z 2023-10-13T16:27:10Z House HR 2019-07-05 116 [Congressional Record Volume 165, Number 112 (Friday, July 5, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mrs. BEATTY:H.R. 3618.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, ``To regulate Commerce with foreignNations, and among the several States, and with the IndianTribes;''[Page H5272]]]> hsba00 Financial Services Committee House Standing Reported by 2019-11-21T18:35:50Z Markup by 2019-07-11T15:06:50Z Referred to 2019-07-05T13:00:10Z H. Rept. 116-306 Comprehensive CREDIT Act of 2020 116 3621 HR 2020-01-30 Received in the Senate. Related bill CRS Related bill House 2019-11-21 Placed on the Union Calendar, Calendar No. 247. Calendars H12410 2 House floor actions U00247 2019-11-21 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2019-11-21 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2019-07-11 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26. Committee 2019-07-11 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-07-05 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2019-07-05 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-07-05 Introduced in House IntroReferral 1000 9 Library of Congress B001281 Rep. Beatty, Joyce [D-OH-3] Joyce Beatty D OH 3 N C001061 Rep. Cleaver, Emanuel [D-MO-5] Emanuel Cleaver D MO 5 2019-07-15 False 2019-10-22T17:15:00Z H.R. 3618, Free Credit Scores for Consumers Act of 2019 https://www.cbo.gov/publication/55753 As ordered reported by the House Committee on Financial Services on July 11, 2019 Finance and Financial Sector Consumer affairs Consumer credit Contracts and agency Crime victims Fraud offenses and financial crimes Higher education Housing finance and home ownership Motor vehicles Poverty and welfare assistance Student aid and college costs Unemployment Finance and Financial Sector 00 2019-07-05 Introduced in House 2020-02-05T20:12:36Z Free Credit Scores for Consumers Act of 2019

This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score.

Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

]]> 07 2019-11-21 Reported to House 2020-02-06T16:09:42Z Free Credit Scores for Consumers Act of 2019

This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score.

Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

]]> Free Credit Scores for Consumers Act of 2019 Display Title Free Credit Scores for Consumers Act of 2019 Official Title as Introduced To establish requirements relating to credit scores and educational credit scores, and for other purposes. Reported in House RH Short Title(s) as Introduced Free Credit Scores for Consumers Act of 2019 Introduced in House IH Short Title(s) as Reported to House Free Credit Scores for Consumers Act of 2019 H House Reported in House RH Reported in House 2019-11-21T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr3618rh/xml/BILLS-116hr3618rh.xml Introduced in House 2019-07-05T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr3618ih/xml/BILLS-116hr3618ih.xml 2019-11-21 Placed on the Union Calendar, Calendar No. 247. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.