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    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 165, Number 94 (Wednesday, June 5, 2019)][House]From the Congressional Record Online through the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]By Mr. PHILLIPS:H.R. 3141.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 18. To make all Laws whichshall be necessary and proper for carrying into Execution theforegoing Powers, and all other Powers vested by thisConstitution in the Government of the United States, or inany Department or Officer thereof.[Page H4344]</pre>]]></constitutionalAuthorityStatementText>
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        <citation>H. Rept. 116-282</citation>
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        <title>FHA Loan Affordability Act of 2019</title>
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        <text>Ordered to be Reported (Amended) by the Yeas and Nays: 34 - 25.</text>
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        <fullName>Rep. Phillips, Dean [D-MN-3]</fullName>
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        <state>MN</state>
        <district>3</district>
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      <item>
        <pubDate>2019-06-28T19:23:21Z</pubDate>
        <title>H.R. 3141, FHA Loan Affordability Act of 2019</title>
        <url>https://www.cbo.gov/publication/55411</url>
        <description>As ordered reported by the House Committee on Financial Services on June 11, 2019</description>
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      <name>Housing and Community Development</name>
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          <name>Housing finance and home ownership</name>
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        <updateDate>2019-06-24T14:27:35Z</updateDate>
        <text><![CDATA[ <p><b>FHA Loan Affordability Act of 2019 </b></p> <p>This bill requires Federal Housing Administration mortgage borrowers to pay mortgage insurance premiums only when their remaining principal balance exceeds&nbsp;78% or more of the home value or sales price. </p>]]></text>
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        <actionDate>2019-11-12</actionDate>
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        <updateDate>2020-04-27T18:20:14Z</updateDate>
        <text><![CDATA[ <p><b>FHA Loan Affordability Act of 2019 </b></p> <p>This bill requires Federal Housing Administration mortgage borrowers to pay mortgage insurance premiums only when their remaining principal balance exceeds&nbsp;78% or more of the home value or sales price. The bill applies only to mortgages insured after&nbsp;the bill's&nbsp;enactment.</p>]]></text>
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    <title>FHA Loan Affordability Act of 2019</title>
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        <title>To limit the collection of annual premiums under the FHA program for mortgage insurance for single family housing, and for other purposes.</title>
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      <actionDate>2019-11-12</actionDate>
      <text>Placed on the Union Calendar, Calendar No. 227.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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