3.0.0 3027 2022-11-01T06:17:29Z 2022-11-01T06:17:29Z House HR 2019-05-24 116 [Congressional Record Volume 165, Number 88 (Friday, May 24, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. WILSON of Florida:H.R. 3027.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the U.S. Constitution[Page H4171]]]> hsgo00 Oversight and Accountability Committee House Standing Referred to 2019-05-24T15:00:52Z hsju00 Judiciary Committee House Standing Referred to 2019-05-24T15:00:47Z hswm00 Ways and Means Committee House Standing Referred to 2019-05-24T15:00:42Z hsed00 Education and the Workforce Committee House Standing Referred to 2019-05-24T15:00:37Z 2019-05-24 Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, the Judiciary, and Oversight and Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsgo00 Oversight and Accountability Committee 2019-05-24 Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, the Judiciary, and Oversight and Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsju00 Judiciary Committee 2019-05-24 Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, the Judiciary, and Oversight and Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hswm00 Ways and Means Committee 2019-05-24 Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, the Judiciary, and Oversight and Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. IntroReferral H11100 2 House floor actions hsed00 Education and the Workforce Committee 2019-05-24 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-05-24 Introduced in House IntroReferral 1000 9 Library of Congress W000808 Rep. Wilson, Frederica S. [D-FL-24] Frederica Wilson D FL S. 24 N Education Bankruptcy Civil actions and liability Debt collection Evidence and witnesses Government employee pay, benefits, personnel management Government lending and loan guarantees Higher education Income tax exclusion Licensing and registrations Student aid and college costs Student records Tax administration and collection, taxpayers Wages and earnings Education 00 2019-05-24 Introduced in House 2019-10-04T16:45:24Z Student Loan Borrowers' Bill of Rights Act of 2019

This bill permits a borrower to discharge a student loan in a bankruptcy case and establishes requirements concerning (1) student loan debt collection, (2) student loan forgiveness, (3) options for student loan payments, (4) the exclusion of discharged student loan debt from an individual's gross income, and (5) loan defaults.

Specifically, the bill allows federal or private student loans to be discharged in bankruptcy cases and reinstates the six-year statute of limitations for certain student loans.

The Department of Education must cancel 50% of the balance of the interest and principal due on student loans for borrowers who make 60 monthly payments on such loans after October 1, 2019, and work at a public service job for 5 years during the repayment period.

In addition, the bill protects borrowers from efforts to collect student loan debt from (1) offsets of Social Security, railroad retirement, or black lung benefits; (2) wage garnishment; or (3) offsets of tax refunds.

The bill amends the Internal Revenue Code to (1) exclude discharged student loan debt from an individual's gross income, and (2) allow distributions from qualified tuition programs (known as 529 plans) to be used for student loan payments.

The bill makes parent PLUS loans eligible for income-based repayment plans.

Finally, the bill prohibits evidence of an individual's default on a federal student loan from being used (1) in proceedings involving the individual's professional or vocational license, or (2) to prohibit the individual from accessing transcripts and degrees.

]]> Student Loan Borrowers’ Bill of Rights Act of 2019 Display Title Student Loan Borrowers’ Bill of Rights Act of 2019 Official Title as Introduced To establish student loan borrowers' rights to basic consumer protections, reasonable and flexible repayment options, access to earned credentials, and effective loan cancellation in exchange for public service, and for other purposes. Introduced in House IH Short Title(s) as Introduced Student Loan Borrowers’ Bill of Rights Act of 2019 Introduced in House IH Introduced in House 2019-05-24T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr3027ih/xml/BILLS-116hr3027ih.xml 2019-05-24 Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, the Judiciary, and Oversight and Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.