3.0.0 2824 2022-11-01T05:32:23Z 2022-11-01T05:32:23Z House HR 2019-05-17 116 [Congressional Record Volume 165, Number 83 (Friday, May 17, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. COHEN:H.R. 2824.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3[Page H3962]]]> hsba00 Financial Services Committee House Standing Referred to 2019-05-17T13:01:40Z 2019-05-17 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2019-05-17 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-05-17 Introduced in House IntroReferral 1000 9 Library of Congress C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 N N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2019-05-17 True L000586 Rep. Lawson, Al, Jr. [D-FL-5] Al Lawson D FL 5 2019-05-17 True Finance and Financial Sector Consumer credit Government information and archives User charges and fees Finance and Financial Sector 00 2019-05-17 Introduced in House 2019-06-20T13:53:21Z Fair Access to Credit Scores Act of 2019

This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.

Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.

]]> Fair Access to Credit Scores Act of 2019 Display Title Fair Access to Credit Scores Act of 2019 Official Title as Introduced To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes. Introduced in House IH Short Title(s) as Introduced Fair Access to Credit Scores Act of 2019 Introduced in House IH Introduced in House 2019-05-17T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr2824ih/xml/BILLS-116hr2824ih.xml 2019-05-17 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.