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    <updateDate>2022-02-08T23:19:36Z</updateDate>
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    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2019-05-01</introducedDate>
    <congress>116</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 165, Number 71 (Wednesday, May 1, 2019)][House]From the Congressional Record Online through the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]By Mr. EMMER:H.R. 2445.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 3Article 1, Section 8, Clause 18[Page H3405]</pre>]]></constitutionalAuthorityStatementText>
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        <title>Self-Employed Mortgage Access Act of 2019</title>
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        <fullName>Rep. Emmer, Tom [R-MN-6]</fullName>
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        <fullName>Rep. Foster, Bill [D-IL-11]</fullName>
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        <fullName>Rep. Budd, Ted [R-NC-13]</fullName>
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        <state>NC</state>
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        <bioguideId>H001048</bioguideId>
        <fullName>Rep. Hunter, Duncan D. [R-CA-50]</fullName>
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        <state>CA</state>
        <middleName>D.</middleName>
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        <bioguideId>G000581</bioguideId>
        <fullName>Rep. Gonzalez, Vicente [D-TX-15]</fullName>
        <firstName>Vicente</firstName>
        <lastName>Gonzalez</lastName>
        <party>D</party>
        <state>TX</state>
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        <bioguideId>P000593</bioguideId>
        <fullName>Rep. Perlmutter, Ed [D-CO-7]</fullName>
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        <lastName>Perlmutter</lastName>
        <party>D</party>
        <state>CO</state>
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        <fullName>Rep. Cleaver, Emanuel [D-MO-5]</fullName>
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        <lastName>Cleaver</lastName>
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        <fullName>Rep. Axne, Cynthia [D-IA-3]</fullName>
        <firstName>Cynthia</firstName>
        <lastName>Axne</lastName>
        <party>D</party>
        <state>IA</state>
        <district>3</district>
        <sponsorshipDate>2019-07-25</sponsorshipDate>
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        <bioguideId>S001157</bioguideId>
        <fullName>Rep. Scott, David [D-GA-13]</fullName>
        <firstName>David</firstName>
        <lastName>Scott</lastName>
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        <state>GA</state>
        <district>13</district>
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        <fullName>Rep. Phillips, Dean [D-MN-3]</fullName>
        <firstName>Dean</firstName>
        <lastName>Phillips</lastName>
        <party>D</party>
        <state>MN</state>
        <district>3</district>
        <sponsorshipDate>2019-07-25</sponsorshipDate>
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        <bioguideId>G000583</bioguideId>
        <fullName>Rep. Gottheimer, Josh [D-NJ-5]</fullName>
        <firstName>Josh</firstName>
        <lastName>Gottheimer</lastName>
        <party>D</party>
        <state>NJ</state>
        <district>5</district>
        <sponsorshipDate>2019-12-18</sponsorshipDate>
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      <name>Finance and Financial Sector</name>
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        <actionDate>2019-05-01</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2019-05-15T14:39:03Z</updateDate>
        <text><![CDATA[ <p><b>Self-Employed Mortgage Access Act of 2019</b></p> <p>This bill allows creditors to use certain alternative standards when evaluating an applicant's ability to pay for purposes of obtaining a home mortgage. </p>]]></text>
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    <title>Self-Employed Mortgage Access Act of 2019</title>
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        <title>Self-Employed Mortgage Access Act of 2019</title>
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        <title>To provide minimum standards for transactions secured by a dwelling, and for other purposes.</title>
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      <actionDate>2019-12-10</actionDate>
      <text>Committee Consideration and Mark-up Session Held.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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