3.0.0 123 2023-01-11T13:44:08Z 2023-01-11T13:44:08Z House HR 2019-01-03 116 [Congressional Record Volume 165, Number 1 (Thursday, January 3, 2019)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GREEN of Texas:H.R. 123.Congress has the power to enact this legislation pursuantto the following:Naturalization Clause (Art. 1, Sec. 8, Cl. 4)[Page H214]]]> hsba00 Financial Services Committee House Standing Reported by 2020-12-17T22:30:03Z Markup by 2019-09-20T17:33:41Z Referred to 2019-01-03T16:27:20Z H. Rept. 116-663 2020-12-17 Placed on the Union Calendar, Calendar No. 547. Calendars H12410 2 House floor actions U00547 2020-12-17 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-663. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2020-12-17 Reported (Amended) by the Committee on Financial Services. H. Rept. 116-663. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2019-09-20 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 22. Committee 2019-09-20 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-09-19 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-09-18 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2019-01-03 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2019-01-03 Introduced in House IntroReferral Intro-H 9 Library of Congress 2019-01-03 Introduced in House IntroReferral 1000 9 Library of Congress G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 N S000344 Rep. Sherman, Brad [D-CA-30] BRAD SHERMAN D CA 30 2019-06-12 False C001061 Rep. Cleaver, Emanuel [D-MO-5] Emanuel Cleaver D MO 5 2019-09-18 False 2019-11-18T20:22:00Z H.R. 123, Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act https://www.cbo.gov/publication/55861 As ordered reported by the House Committee on Financial Services on September 20, 2019 Housing and Community Development Consumer credit Government information and archives Government lending and loan guarantees Housing finance and home ownership Housing and Community Development 00 2019-01-03 Introduced in House 2020-06-10T17:34:23Z FHA Alternative Credit Pilot Program Reauthorization Act

This bill reauthorizes a pilot program for an alternative credit rating system for use by mortgage lenders. Specifically, the program provides credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.

]]> 07 2020-12-17 Reported to House 2021-08-20T01:27:27Z Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act

This bill establishes a pilot program for an additional credit rating system for use by mortgage lenders. Specifically, the program utilizes one or more commercially available credit scoring models that apply additional credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.

]]> Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act Display Title Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act Official Title as Introduced To authorize a pilot program under section 258 of the National Housing Act to establish an automated process for providing additional credit rating information for mortgagors and prospective mortgagors under certain mortgages. Reported in House RH Short Title(s) as Introduced FHA Additional Credit Pilot Program Reauthorization Act Introduced in House IH Short Title(s) as Reported to House Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act H House Reported in House RH Reported in House 2020-12-17T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr123rh/xml/BILLS-116hr123rh.xml Introduced in House 2019-01-03T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-116hr123ih/xml/BILLS-116hr123ih.xml 2020-12-17 Placed on the Union Calendar, Calendar No. 547. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.