3.0.0 3351 2023-01-11T13:41:41Z 2023-01-11T13:41:41Z Senate S 2018-08-16 115 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2018-08-16T16:28:11Z 2018-08-16 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2018-08-16 Introduced in Senate IntroReferral 10000 9 Library of Congress M001176 Sen. Merkley, Jeff [D-OR] Jeff Merkley D OR N B001277 Sen. Blumenthal, Richard [D-CT] Richard Blumenthal D CT 2018-08-16 True F000062 Sen. Feinstein, Dianne [D-CA] Dianne Feinstein D CA 2018-08-16 True W000817 Sen. Warren, Elizabeth [D-MA] Elizabeth Warren D MA A. 2018-08-16 True D000563 Sen. Durbin, Richard J. [D-IL] Richard Durbin D IL J. 2018-08-16 True M000639 Sen. Menendez, Robert [D-NJ] Robert Menendez D NJ 2018-08-16 True H001076 Sen. Hassan, Margaret Wood [D-NH] Maggie Hassan D NH 2018-08-16 True Finance and Financial Sector Consumer credit Debt collection Health care costs and insurance Finance and Financial Sector 00 2018-08-16 Introduced in Senate 2019-04-23T18:52:40Z Medical Debt Relief Act of 2018

This bill amends the Fair Credit Reporting Act and the Fair Debt Collection Practices Act to modify requirements related to the reporting of medical debt. Specifically, a consumer reporting agency may not add certain medical debt information to a consumer credit report. Also, a debt collector may not report certain medical debt information to a consumer reporting agency within a specified time period and must notify the consumer prior to reporting such medical debt.

]]> Medical Debt Relief Act of 2018 Display Title Medical Debt Relief Act of 2018 Official Title as Introduced A bill to amend the Fair Credit Reporting Act to institute a 180-day waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes. Introduced in Senate IS Short Titles as Introduced Medical Debt Relief Act of 2018 Introduced in Senate 2018-08-16T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115s3351is/xml/BILLS-115s3351is.xml 2018-08-16 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.