3.0.0 314 2023-01-11T13:34:49Z 2023-01-11T13:34:49Z Senate S 2017-02-06 115 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2017-02-06T22:24:22Z 2017-02-06 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2017-02-06 Introduced in Senate IntroReferral 10000 9 Library of Congress K000367 Sen. Klobuchar, Amy [D-MN] Amy Klobuchar D MN N D000618 Sen. Daines, Steve [R-MT] Steve Daines R MT 2017-02-06 True Finance and Financial Sector Consumer credit Finance and Financial Sector 00 2017-02-06 Introduced in Senate 2018-05-25T16:11:50Z FIX Credit Reporting Errors Act or the FIX Act

This bill amends the Fair Credit Reporting Act with respect to the procedures followed by consumer reporting agencies when a consumer disputes the completeness or accuracy of information contained in the consumer's credit report.

Consumer reporting agencies are required to: (1) include all documentation provided by the consumer in the dispute notification furnished to any person who provided disputed information, and (2) consider such consumer documentation when conducting reinvestigations of disputed information.

A consumer reporting agency that operates as reseller is required to convey the notice of the dispute, together with all relevant information and documentation provided by the consumer, to each consumer reporting agency that provided the reseller with the information that is the subject of the dispute.

]]> FIX Act Display Title FIX Act Official Title as Introduced A bill to enhance consumer rights relating to consumer report disputes by requiring provision of documentation provided by consumers. Introduced in Senate IS Short Titles as Introduced FIX Act Short Titles as Introduced FIX Credit Reporting Errors Act Introduced in Senate 2017-02-06T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115s314is/xml/BILLS-115s314is.xml 2017-02-06 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.