3.0.0 2304 2023-01-11T13:38:53Z 2023-01-11T13:38:53Z Senate S 2018-01-11 115 ssva00 Veterans' Affairs Committee Senate Standing Referred to 2018-01-11T21:12:53Z Economic Growth, Regulatory Relief, and Consumer Protection Act 115 2155 S 2018-05-24 Became Public Law No: 115-174. Related bill CRS 2018-01-11 ssva00 Veterans' Affairs Committee Senate Read twice and referred to the Committee on Veterans' Affairs. IntroReferral 2018-01-11 Introduced in Senate IntroReferral 10000 9 Library of Congress T000476 Sen. Tillis, Thomas [R-NC] Thomas Tillis R NC Roland N W000817 Sen. Warren, Elizabeth [D-MA] Elizabeth Warren D MA A. 2018-01-11 True H001041 Sen. Heller, Dean [R-NV] Dean Heller R NV 2018-01-11 True T000464 Sen. Tester, Jon [D-MT] Jon Tester D MT 2018-01-11 True C001047 Sen. Capito, Shelley Moore [R-WV] Shelley Capito R WV Moore 2018-01-11 True M001183 Sen. Manchin, Joe, III [D-WV] Joseph Manchin D WV 2018-01-11 True B001135 Sen. Burr, Richard [R-NC] Richard Burr R NC Mauze 2018-01-11 True S001194 Sen. Schatz, Brian [D-HI] Brian Schatz D HI 2018-01-11 True S001198 Sen. Sullivan, Dan [R-AK] Dan Sullivan R AK 2018-01-11 True V000128 Sen. Van Hollen, Chris [D-MD] Chris Van Hollen D MD 2018-01-11 True S001184 Sen. Scott, Tim [R-SC] Tim Scott R SC 2018-01-11 True D000607 Sen. Donnelly, Joe [D-IN] Joe Donnelly D IN 2018-01-11 True H001076 Sen. Hassan, Margaret Wood [D-NH] Maggie Hassan D NH 2018-02-06 False M000934 Sen. Moran, Jerry [R-KS] Jerry Moran R KS 2018-02-26 False Armed Forces and National Security Armed Forces and National Security 00 2018-01-11 Introduced in Senate 2019-08-28T21:01:27Z Protecting Veterans from Predatory Lending Act of 2018

The bill establishes mortgage loan protections for veterans.

A refinanced home loan may not be guaranteed by the Department of Veterans Affairs (VA) unless: (1) a specified minimum time period has passed between the original loan and the refinancing; and (2) the lender complies with provisions related to fee recoupment, mortgage interest rates, and net tangible benefit tests.

The National Housing Act is amended to prohibit the Government National Mortgage Association (Ginnie Mae) from guaranteeing a new refinanced VA loan until the later of: (1) 210 days after the first loan payment, or (2) the sixth monthly loan payment.

]]> Protecting Veterans from Predatory Lending Act of 2018 Display Title Protecting Veterans from Predatory Lending Act of 2018 Official Title as Introduced A bill to amend title 38, United States Code, to protect veterans from predatory lending, and for other purposes. Introduced in Senate IS Short Titles as Introduced Protecting Veterans from Predatory Lending Act of 2018 Introduced in Senate 2018-01-11T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115s2304is/xml/BILLS-115s2304is.xml 2018-01-11 Read twice and referred to the Committee on Veterans' Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.