3.0.0 1810 2023-01-11T13:38:35Z 2023-01-11T13:38:35Z Senate S 2017-09-14 115 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2017-09-14T16:31:24Z Freedom from Equifax Exploitation Act 115 1816 S 2017-10-17 Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-132. Related bill CRS Comprehensive Consumer Credit Reporting Reform Act of 2017 115 3755 HR 2017-09-13 Referred to the House Committee on Financial Services. Related bill CRS Free Credit Freeze Act 115 3878 HR 2017-09-28 Referred to the House Committee on Financial Services. Identical bill CRS 2017-09-14 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2017-09-14 Introduced in Senate IntroReferral 10000 9 Library of Congress W000779 Sen. Wyden, Ron [D-OR] Ron Wyden D OR N Finance and Financial Sector Consumer credit Finance and Financial Sector 00 2017-09-14 Introduced in Senate 2017-11-09T21:20:23Z Free Credit Freeze Act

This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.

]]> Free Credit Freeze Act Display Title Free Credit Freeze Act Short Titles as Introduced Free Credit Freeze Act Official Title as Introduced A bill to amend the Fair Credit Reporting Act to provide access to free credit freezes for all consumers. Introduced in Senate 2017-09-14T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115s1810is/xml/BILLS-115s1810is.xml 2017-09-14 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.