3.0.0 1758 2023-01-11T13:38:46Z 2023-01-11T13:38:46Z Senate S 2017-08-03 115 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2017-08-03T21:32:44Z 2017-08-03 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2017-08-03 Introduced in Senate IntroReferral 10000 9 Library of Congress B001288 Sen. Booker, Cory A. [D-NJ] Cory Booker D NJ N Finance and Financial Sector Civil actions and liability Consumer credit Judicial procedure and administration Specialized courts Finance and Financial Sector 00 2017-08-03 Introduced in Senate 2017-11-08T17:39:39Z Tenant Protection Act

This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from creating a report containing a landlord-tenant court or other housing court record unless:

  • the case resulted in a judgment of possession,
  • the decision is not being appealed, and
  • the record is not more than three years old.

If a person takes an adverse action against a consumer based upon a housing court record, the person must provide the consumer a free copy of the report.

A person who willfully creates a housing court report that contains an inaccuracy is civilly liable to the consumer.

The Consumer Financial Protection Bureau must: (1) issue regulations that direct tenant rating agencies to create a central source for consumers to obtain reports and submit disputes, and (2) report on tenant rating agency compliance.

]]> Tenant Protection Act Display Title Tenant Protection Act Short Titles as Introduced Tenant Protection Act Official Title as Introduced A bill to amend the Fair Credit Reporting Act to provide requirements for landlords and consumer reporting agencies relating to housing court records, and for other purposes. Introduced in Senate 2017-08-03T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115s1758is/xml/BILLS-115s1758is.xml 2017-08-03 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.