3.0.0 1667 2023-01-11T13:37:01Z 2023-01-11T13:37:01Z Senate S 2017-07-27 115 sshr00 Health, Education, Labor, and Pensions Committee Senate Standing Referred to 2017-07-27T22:19:02Z Protecting Consumers from Unreasonable Rates Act 115 3450 HR 2017-07-28 Referred to the Subcommittee on Health. Related bill CRS 2017-07-27 sshr00 Health, Education, Labor, and Pensions Committee Senate Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (Sponsor introductory remarks on measure: CR S4430-4431) IntroReferral 2017-07-27 Introduced in Senate IntroReferral 10000 9 Library of Congress F000062 Sen. Feinstein, Dianne [D-CA] Dianne Feinstein D CA N D000622 Sen. Duckworth, Tammy [D-IL] Tammy Duckworth D IL 2017-07-27 True W000817 Sen. Warren, Elizabeth [D-MA] Elizabeth Warren D MA A. 2018-03-06 False Health Consumer affairs Disability and health-based discrimination Health care costs and insurance Insurance industry and regulation State and local government operations Health 00 2017-07-27 Introduced in Senate 2017-09-27T19:17:54Z Protecting Consumers from Unreasonable Rates Act

This bill amends the Public Health Service Act to declare that the review by the Department of Health and Human Services (HHS) of unreasonable increases in health care coverage premiums does not prohibit a state from imposing on health insurers additional rate requirements that are more protective of consumers. The HHS review, which currently covers only premium increases, is expanded to include all rate increases.

HHS or the relevant state agency must ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected before, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers. HHS may apply civil monetary penalties to health insurers that fail to comply with a corrective action taken by HHS and may make the plan involved ineligible for classification as a qualified health plan. (Qualified health plans are sold on health insurance exchanges, are the only plans eligible for premium subsidies, and fulfill an individual's requirement to maintain minimum essential coverage.) HHS must determine whether HHS or the state will undertake the corrective actions based on whether the state can adequately undertake the actions.

This bill applies to health plans grandfathered under the Patient Protection and Affordable Care Act.

]]> Protecting Consumers from Unreasonable Rates Act Display Title Protecting Consumers from Unreasonable Rates Act Official Title as Introduced A bill to amend the Public Health Service Act to provide protections for consumers against excessive, unjustified, or unfairly discriminatory increases in premium rates. Introduced in Senate IS Short Titles as Introduced Protecting Consumers from Unreasonable Rates Act Introduced in Senate 2017-07-27T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115s1667is/xml/BILLS-115s1667is.xml 2017-07-27 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (Sponsor introductory remarks on measure: CR S4430-4431) text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.