3.0.0 1642 2023-01-11T13:37:02Z 2023-01-11T13:37:02Z Senate S 2017-07-27 115 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2017-07-27T15:30:26Z Protecting Consumers' Access to Credit Act of 2017 115 3299 HR 2018-02-15 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2017-07-27 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2017-07-27 Introduced in Senate IntroReferral 10000 9 Library of Congress W000805 Sen. Warner, Mark R. [D-VA] Mark Warner D VA R. N T000461 Sen. Toomey, Patrick [R-PA] Patrick Toomey R PA J. 2017-07-27 True P000595 Sen. Peters, Gary C. [D-MI] Gary Peters D MI 2017-07-27 True D000618 Sen. Daines, Steve [R-MT] Steve Daines R MT 2017-07-27 True R000605 Sen. Rounds, Mike [R-SD] Mike Rounds R SD 2018-07-17 False Finance and Financial Sector Banking and financial institutions regulation Consumer credit Credit and credit markets Federal preemption Interest, dividends, interest rates Finance and Financial Sector 00 2017-07-27 Introduced in Senate 2018-02-12T17:44:02Z Protecting Consumers' Access to Credit Act of 2017

This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

]]> Protecting Consumers' Access to Credit Act of 2017 Display Title Protecting Consumers' Access to Credit Act of 2017 Official Title as Introduced A bill to amend the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to require the rate of interest on certain loans remain unchanged after transfer of the loan, and for other purposes. Introduced in Senate IS Short Titles as Introduced Protecting Consumers' Access to Credit Act of 2017 Introduced in Senate 2017-07-27T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115s1642is/xml/BILLS-115s1642is.xml 2017-07-27 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.