3.0.0 864 2023-01-11T13:34:59Z 2023-01-11T13:34:59Z House HR 2017-02-03 115 [Congressional Record Volume 163, Number 19 (Friday, February 3, 2017)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mrs. LOVE:H.R. 864.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the United States Constitution.[Page H978]]]> hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Hearings by 2017-07-12T17:09:14Z Referred to 2017-02-03T14:01:25Z Stop Debt Collection Abuse Act of 2017 115 575 S 2017-03-08 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2017-07-12 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. Committee 2017-02-03 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2017-02-03 Introduced in House IntroReferral Intro-H 9 Library of Congress 2017-02-03 Introduced in House IntroReferral 1000 9 Library of Congress L000584 Rep. Love, Mia B. [R-UT-4] Mia Love R UT B. 4 N E000288 Rep. Ellison, Keith [D-MN-5] Keith Ellison D MN 5 2017-02-03 True H001072 Rep. Hill, J. French [R-AR-2] J. Hill R AR French 2 2017-02-03 True C001061 Rep. Cleaver, Emanuel [D-MO-5] Emanuel Cleaver D MO 5 2017-02-03 True Finance and Financial Sector Congressional oversight Debt collection Government lending and loan guarantees Government studies and investigations State and local government operations User charges and fees Finance and Financial Sector 00 2017-02-03 Introduced in House 2018-01-19T19:19:43Z Stop Debt Collection Abuse Act of 2017

This bill amends the Fair Debt Collection Practices Act to apply that Act's restrictions to collectors of debt owed to a federal agency.

A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.

A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is: (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.

The Government Accountability Office shall study and report to Congress on the use of debt collectors by federal, state, and local government agencies.

]]> Stop Debt Collection Abuse Act of 2017 Display Title Stop Debt Collection Abuse Act of 2017 Official Title as Introduced To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors. Introduced in House IH Short Titles as Introduced Stop Debt Collection Abuse Act of 2017 Introduced in House 2017-02-03T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr864ih/xml/BILLS-115hr864ih.xml 2017-07-12 Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.