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  <bill>
    <number>6972</number>
    <updateDate>2023-01-11T13:41:26Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:41:26Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2018-09-28</introducedDate>
    <congress>115</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 164, Number 161 (Friday, September 28, 2018)]From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Ms. MAXINE WATERS of California:H.R. 6972.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 (the Commerce Clause).[Page H9407]</pre>]]></constitutionalAuthorityStatementText>
    <committees>
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        <systemCode>hsed00</systemCode>
        <name>Education and the Workforce Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2018-09-28T13:02:00Z</date>
          </item>
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        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
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            <name>Referred to</name>
            <date>2018-09-28T13:01:50Z</date>
          </item>
        </activities>
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    </committees>
    <actions>
      <item>
        <actionDate>2018-09-28</actionDate>
        <text>Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
        <type>IntroReferral</type>
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            <name>Education and the Workforce Committee</name>
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      <item>
        <actionDate>2018-09-28</actionDate>
        <text>Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
        <type>IntroReferral</type>
        <actionCode>H11100</actionCode>
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            <name>Financial Services Committee</name>
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        <text>Introduced in House</text>
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        <actionDate>2018-09-28</actionDate>
        <text>Introduced in House</text>
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    <sponsors>
      <item>
        <bioguideId>W000187</bioguideId>
        <fullName>Rep. Waters, Maxine [D-CA-43]</fullName>
        <firstName>MAXINE</firstName>
        <lastName>WATERS</lastName>
        <party>D</party>
        <state>CA</state>
        <district>43</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>M000087</bioguideId>
        <fullName>Rep. Maloney, Carolyn B. [D-NY-12]</fullName>
        <firstName>CAROLYN</firstName>
        <lastName>MALONEY</lastName>
        <party>D</party>
        <state>NY</state>
        <middleName>B.</middleName>
        <district>12</district>
        <sponsorshipDate>2018-09-28</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001049</bioguideId>
        <fullName>Rep. Clay, Wm. Lacy [D-MO-1]</fullName>
        <firstName>WM.</firstName>
        <lastName>CLAY</lastName>
        <party>D</party>
        <state>MO</state>
        <middleName>LACY</middleName>
        <district>1</district>
        <sponsorshipDate>2018-09-28</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000553</bioguideId>
        <fullName>Rep. Green, Al [D-TX-9]</fullName>
        <firstName>Al</firstName>
        <lastName>Green</lastName>
        <party>D</party>
        <state>TX</state>
        <district>9</district>
        <sponsorshipDate>2018-09-28</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001160</bioguideId>
        <fullName>Rep. Moore, Gwen [D-WI-4]</fullName>
        <firstName>Gwen</firstName>
        <lastName>Moore</lastName>
        <party>D</party>
        <state>WI</state>
        <district>4</district>
        <sponsorshipDate>2018-09-28</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001061</bioguideId>
        <fullName>Rep. Cleaver, Emanuel [D-MO-5]</fullName>
        <firstName>Emanuel</firstName>
        <lastName>Cleaver</lastName>
        <party>D</party>
        <state>MO</state>
        <district>5</district>
        <sponsorshipDate>2018-09-28</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Administrative law and regulatory procedures</name>
        </item>
        <item>
          <name>Advisory bodies</name>
        </item>
        <item>
          <name>Alternative dispute resolution, mediation, arbitration</name>
        </item>
        <item>
          <name>Bank accounts, deposits, capital</name>
        </item>
        <item>
          <name>Banking and financial institutions regulation</name>
        </item>
        <item>
          <name>Congressional oversight</name>
        </item>
        <item>
          <name>Consumer Financial Protection Bureau</name>
        </item>
        <item>
          <name>Consumer affairs</name>
        </item>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Debt collection</name>
        </item>
        <item>
          <name>Executive agency funding and structure</name>
        </item>
        <item>
          <name>Federal officials</name>
        </item>
        <item>
          <name>Financial literacy</name>
        </item>
        <item>
          <name>Government employee pay, benefits, personnel management</name>
        </item>
        <item>
          <name>Government information and archives</name>
        </item>
        <item>
          <name>Government lending and loan guarantees</name>
        </item>
        <item>
          <name>Government studies and investigations</name>
        </item>
        <item>
          <name>Higher education</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
        <item>
          <name>Military personnel and dependents</name>
        </item>
        <item>
          <name>Student aid and college costs</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2018-09-28</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2019-06-03T21:53:21Z</updateDate>
        <text><![CDATA[ <p><b>Consumers First Act </b></p> <p>This bill revises provisions related to the administration of the Consumer Financial Protection Bureau (CFPB), including establishing requirements for staffing levels, political appointees, and the publication of consumer complaints regarding consumer financial products or services. </p> <p>The bill specifically states the duties of the Office of Fair Lending and Equal Opportunity (under current law, these are delegated by the CFPB Director). It also adds the duty to implement enforcement and supervisory authority regarding the fair lending laws.</p> <p>Specified units, offices, and boards of the CFPB must perform their assigned duties and may not be renamed or reorganized. </p> <p>The bill amends all statutory references to the &quot;Bureau of Consumer Financial Protection&quot; to refer instead to the &quot;Consumer Financial Protection Bureau.&quot; </p> <p>Membership and meeting requirements for the Consumer Advisory Board are also revised. </p>]]></text>
      </summary>
    </summaries>
    <title>Consumers First Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Consumers First Act</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To require the Consumer Financial Protection Bureau to meet its statutory purpose, and for other purposes.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Consumers First Act</title>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Introduced in House</type>
        <date>2018-09-28T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-115hr6972ih/xml/BILLS-115hr6972ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2018-09-28</actionDate>
      <text>Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
    </latestAction>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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