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    <number>6192</number>
    <updateDate>2023-01-11T13:42:19Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:42:19Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2018-06-22</introducedDate>
    <congress>115</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 164, Number 105 (Friday, June 22, 2018)][Pages H5580-H5581]From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. ROYCE of California:H.R. 6192.Congress has the power to enact this legislation pursuantto the following:[[Page H5581]]Under Article I, Section 8, Clause 3 of the U.S.Constitution to regulate commerce.</pre>]]></constitutionalAuthorityStatementText>
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        <actionDate>2018-06-22</actionDate>
        <text>Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <text>Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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        <text>Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Introduction and Referral.</text>
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        <bioguideId>R000487</bioguideId>
        <fullName>Rep. Royce, Edward R. [R-CA-39]</fullName>
        <firstName>ED</firstName>
        <lastName>ROYCE</lastName>
        <party>R</party>
        <state>CA</state>
        <district>39</district>
        <isByRequest>N</isByRequest>
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    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects>
        <item>
          <name>Administrative remedies</name>
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          <name>Computer security and identity theft</name>
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          <name>Consumer credit</name>
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          <name>Federal Trade Commission (FTC)</name>
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        <actionDate>2018-06-22</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2019-01-29T15:21:26Z</updateDate>
        <text><![CDATA[ <p><b>Credit Services Protection Act of 2018</b></p> <p>This bill modifies requirements for consumer credit services, including to exempt certain credit and identity protection services from compliance with the Credit Repair Organizations Act. </p>]]></text>
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    <title>Credit Services Protection Act of 2018</title>
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        <titleType>Display Title</titleType>
        <title>Credit Services Protection Act of 2018</title>
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        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Credit Repair Organizations Act to facilitate the development of consumer credit services, and for other purposes.</title>
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        <billTextVersionCode>IH</billTextVersionCode>
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        <titleType>Short Titles as Introduced</titleType>
        <title>Credit Services Protection Act of 2018</title>
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        <type>Introduced in House</type>
        <date>2018-06-22T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-115hr6192ih/xml/BILLS-115hr6192ih.xml</url>
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    <latestAction>
      <actionDate>2018-06-22</actionDate>
      <text>Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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