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    <number>4764</number>
    <updateDate>2023-01-11T13:39:01Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:39:01Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2018-01-10</introducedDate>
    <congress>115</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 164, Number 6 (Wednesday, January 10, 2018)]From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. DAVID SCOTT of Georgia:H.R. 4764.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8 of the US Constitution.[Page H132]</pre>]]></constitutionalAuthorityStatementText>
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        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
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            <name>Referred to</name>
            <date>2018-01-10T15:00:51Z</date>
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        <actionDate>2018-01-10</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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            <name>Financial Services Committee</name>
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        <text>Introduced in House</text>
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    <sponsors>
      <item>
        <bioguideId>S001157</bioguideId>
        <fullName>Rep. Scott, David [D-GA-13]</fullName>
        <firstName>David</firstName>
        <lastName>Scott</lastName>
        <party>D</party>
        <state>GA</state>
        <district>13</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Bank accounts, deposits, capital</name>
        </item>
        <item>
          <name>Congressional oversight</name>
        </item>
        <item>
          <name>Consumer Financial Protection Bureau</name>
        </item>
        <item>
          <name>Consumer credit</name>
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        <item>
          <name>Executive agency funding and structure</name>
        </item>
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      <policyArea>
        <name>Finance and Financial Sector</name>
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      <summary>
        <versionCode>00</versionCode>
        <actionDate>2018-01-10</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2018-06-27T21:22:30Z</updateDate>
        <text><![CDATA[ <p><b>Improving Access to Traditional Banking Act of 2018 </b></p> <p>This bill amends the Consumer Financial Protection Act of 2010 to establish in the Consumer Financial Protection Bureau the Office for Under-Banked and Un-Banked Consumers. The office must, in part: (1) report on impeding factors for individuals and families that do not participate in the banking system, and (2) develop strategies to increase such participation.</p>]]></text>
      </summary>
    </summaries>
    <title>Improving Access to Traditional Banking Act of 2018</title>
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        <title>Improving Access to Traditional Banking Act of 2018</title>
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        <title>To amend the Consumer Financial Protection Act of 2010 to establish an Office for Under-Banked and Un-Banked Consumers.</title>
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        <title>Improving Access to Traditional Banking Act of 2018</title>
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        <type>Introduced in House</type>
        <date>2018-01-10T05:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-115hr4764ih/xml/BILLS-115hr4764ih.xml</url>
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    <latestAction>
      <actionDate>2018-01-10</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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