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    <number>4452</number>
    <updateDate>2023-01-11T13:37:58Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:37:58Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2017-11-17</introducedDate>
    <congress>115</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 163, Number 189 (Friday, November 17, 2017)]From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. PITTENGER:H.R. 4452.Congress has the power to enact this legislation pursuantto the following:The explicit power of Congress to regulate commerce in andamong the states, as enumerated in Article 1, Section 8,Clause 3, the Commerce Clause, of the United StatesConstitution.Additionally, Article 1, Section 7, Clause 2 of theConstitution allows for every bill passed by the House ofRepresentatives and the Senate and signed by the President tobe codified in to law; and therefore implicitly allowsCongress to repeal any bill that has been passed by bothcambers and signed in to law by the President.[Page H9430]</pre>]]></constitutionalAuthorityStatementText>
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            <date>2017-11-17T15:00:10Z</date>
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        <title>Financial CHOICE Act of 2017</title>
        <congress>115</congress>
        <number>10</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2017-07-13</actionDate>
          <text>Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-108.</text>
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        <actionDate>2017-11-17</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <bioguideId>P000606</bioguideId>
        <fullName>Rep. Pittenger, Robert [R-NC-9]</fullName>
        <firstName>Robert</firstName>
        <lastName>Pittenger</lastName>
        <party>R</party>
        <state>NC</state>
        <district>9</district>
        <isByRequest>N</isByRequest>
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        <bioguideId>L000583</bioguideId>
        <fullName>Rep. Loudermilk, Barry [R-GA-11]</fullName>
        <firstName>Barry</firstName>
        <lastName>Loudermilk</lastName>
        <party>R</party>
        <state>GA</state>
        <district>11</district>
        <sponsorshipDate>2018-02-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects>
        <item>
          <name>Banking and financial institutions regulation</name>
        </item>
        <item>
          <name>Business records</name>
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          <name>Credit and credit markets</name>
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          <name>Government information and archives</name>
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          <name>Minority and disadvantaged businesses</name>
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          <name>Small business</name>
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          <name>Women in business</name>
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        <actionDate>2017-11-17</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2018-02-13T20:56:50Z</updateDate>
        <text><![CDATA[ <p><b>Right to Lend Act of 2017</b></p> <p>This bill repeals provisions of the Equal Credit Opportunity Act that require a financial institution, in the case of an application for credit by a business, to&nbsp;request information regarding whether the business is a women-owned, minority-owned, or small business.</p>]]></text>
      </summary>
    </summaries>
    <title>Right to Lend Act of 2017</title>
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        <title>Right to Lend Act of 2017</title>
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        <titleType>Short Titles as Introduced</titleType>
        <title>Right to Lend Act of 2017</title>
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        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Equal Credit Opportunity Act to repeal a small business loan data collection requirement.</title>
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        <type>Introduced in House</type>
        <date>2017-11-17T05:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-115hr4452ih/xml/BILLS-115hr4452ih.xml</url>
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    <latestAction>
      <actionDate>2017-11-17</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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