3.0.0 435 2023-01-11T13:34:27Z 2023-01-11T13:34:27Z House HR 2017-01-11 115 [Congressional Record Volume 163, Number 7 (Wednesday, January 11, 2017)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. ELLISON:H.R. 435.Congress has the power to enactthis legislation pursuantto the following:Article I, Section 8, Clause 1.[Page H391]]]> ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2018-06-26T16:37:07Z hsba00 Financial Services Committee House Standing Markup by 2017-12-13T21:10:38Z Markup by 2017-12-12T21:10:32Z Referred to 2017-01-11T15:02:15Z H. Rept. 115-568 Interior, Environment, Financial Services and General Government, Agriculture, Rural Development, Food and Drug Administration, and Transportation, Housing and Urban Development Appropriations Act, 2019 115 6147 HR 2018-09-07 Message on Senate action sent to the House. Related bill CRS Credit Access and Inclusion Act of 2018 115 3040 S 2018-07-12 Committee on Banking, Housing, and Urban Affairs. Hearings held. Related bill CRS TRID Improvement Act of 2018 115 5078 HR 2018-02-28 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS JOBS and Investor Confidence Act of 2018 115 488 S 2018-07-18 Message on House action received in Senate and at desk: House amendments to Senate bill. Related bill CRS 2018-06-26 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2018-06-25 15:30:26 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2018-06-25 15:30:24 On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5586-5587) Floor H37300 2 House floor actions 2018-06-25 15:30:24 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H5586-5587) Floor 8000 9 Library of Congress 2018-06-25 15:23:01 DEBATE - The House proceeded with forty minutes of debate on H.R. 435. Floor H8D000 2 House floor actions 2018-06-25 15:22:59 Considered under suspension of the rules. (consideration: CR H5586-5587) Floor H30000 2 House floor actions 2018-06-25 15:22:39 Mr. Hill moved to suspend the rules and pass the bill, as amended. Floor H30300 2 House floor actions 2018-02-16 Placed on the Union Calendar, Calendar No. 429. Calendars H12410 2 House floor actions U00429 2018-02-16 Reported (Amended) by the Committee on Financial Services. H. Rept. 115-568. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2018-02-16 Reported (Amended) by the Committee on Financial Services. H. Rept. 115-568. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2017-12-13 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 60 - 0. Committee 2017-12-13 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2017-12-12 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2017-01-11 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2017-01-11 Introduced in House IntroReferral Intro-H 9 Library of Congress 2017-01-11 Introduced in House IntroReferral 1000 9 Library of Congress E000288 Rep. Ellison, Keith [D-MN-5] Keith Ellison D MN 5 N P000606 Rep. Pittenger, Robert [R-NC-9] Robert Pittenger R NC 9 2017-01-11 True M000087 Rep. Maloney, Carolyn B. [D-NY-12] CAROLYN MALONEY D NY B. 12 2017-01-11 True D000614 Rep. Duffy, Sean P. [R-WI-7] Sean Duffy R WI P. 7 2017-01-11 True G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 2017-01-11 True S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2017-01-11 True M001137 Rep. Meeks, Gregory W. [D-NY-5] GREGORY MEEKS D NY W. 5 2017-01-11 True L000584 Rep. Love, Mia B. [R-UT-4] Mia Love R UT B. 4 2017-01-11 True C001037 Rep. Capuano, Michael E. [D-MA-7] MICHAEL CAPUANO D MA E. 7 2017-01-11 True R000586 Rep. Renacci, James B. [R-OH-16] James Renacci R OH B. 16 2017-01-11 True M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2017-01-11 True J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2017-01-11 True C000714 Rep. Conyers, John, Jr. [D-MI-13] JOHN CONYERS D MI 13 2017-01-11 True G000551 Rep. Grijalva, Raúl M. [D-AZ-3] Raúl Grijalva D AZ M. 3 2017-01-11 True S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2017-01-11 True C001111 Rep. Crist, Charlie [D-FL-13] Charlie Crist D FL 13 2017-06-20 False C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 2017-06-20 False G000581 Rep. Gonzalez, Vicente [D-TX-15] Vicente Gonzalez D TX 15 2017-06-20 False T000470 Rep. Tipton, Scott R. [R-CO-3] Scott Tipton R CO R. 3 2017-06-22 False B001282 Rep. Barr, Andy [R-KY-6] Andy Barr R KY 6 2017-07-03 False R000593 Rep. Ross, Dennis A. [R-FL-15] Dennis Ross R FL A. 15 2017-07-18 False R000606 Rep. Raskin, Jamie [D-MD-8] Jamie Raskin D MD 8 2017-08-29 False M001166 Rep. McNerney, Jerry [D-CA-9] Jerry McNerney D CA 9 2017-10-31 False N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2017-11-28 False R000487 Rep. Royce, Edward R. [R-CA-39] ED ROYCE R CA 39 2017-12-07 False B001303 Rep. Blunt Rochester, Lisa [D-DE-At Large] Lisa Blunt Rochester D DE 0 2017-12-07 False J000126 Rep. Johnson, Eddie Bernice [D-TX-30] EDDIE JOHNSON D TX BERNICE 30 2017-12-12 False C001084 Rep. Cicilline, David N. [D-RI-1] David Cicilline D RI N. 1 2017-12-12 False W000822 Rep. Watson Coleman, Bonnie [D-NJ-12] Bonnie Watson Coleman D NJ 12 2017-12-12 False B000490 Rep. Bishop, Sanford D., Jr. [D-GA-2] SANFORD BISHOP D GA D. 2 2017-12-12 False M001189 Rep. Messer, Luke [R-IN-6] Luke Messer R IN 6 2017-12-22 False 2018-02-15T17:45:11Z H.R. 435, Credit Access and Inclusion Act of 2017 https://www.cbo.gov/publication/53584 As ordered reported by the House Committee on Financial Services on December 13, 2017 Finance and Financial Sector Consumer credit Debt collection Low- and moderate-income housing Public utilities and utility rates Finance and Financial Sector 00 2017-01-11 Introduced in House 2018-01-10T14:52:43Z Credit Access and Inclusion Act of 2017

This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan.

Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.

]]> 17 2018-02-16 Reported to House with amendment(s) 2018-02-27T22:18:12Z Credit Access and Inclusion Act of 2017

(Sec. 2) This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan.

Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.

The Government Accountability Office must report on the consumer impact of such reporting.

]]> 36 2018-06-25 Passed House amended 2018-07-13T19:04:57Z Credit Access and Inclusion Act of 2017

(Sec. 2) This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan.

Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.

The Government Accountability Office must report on the consumer impact of such reporting.

]]> The Credit Access and Inclusion Act of 2017 Display Title The Credit Access and Inclusion Act of 2017 Official Title as Introduced To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain positive consumer credit information to consumer reporting agencies, and for other purposes. Introduced in House IH Short Titles as Introduced The Credit Access and Inclusion Act of 2017 Short Titles as Reported to House The Credit Access and Inclusion Act of 2017 H House Short Titles as Passed House The Credit Access and Inclusion Act of 2017 H House Referred in Senate 2018-06-26T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr435rfs/xml/BILLS-115hr435rfs.xml Engrossed in House 2018-06-25T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr435eh/xml/BILLS-115hr435eh.xml Reported in House 2018-02-16T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr435rh/xml/BILLS-115hr435rh.xml Introduced in House 2017-01-11T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr435ih/xml/BILLS-115hr435ih.xml 2018-06-26 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.