3.0.0 4028 2023-01-11T13:38:26Z 2023-01-11T13:38:26Z House HR 2017-10-12 115 [Congressional Record Volume 163, Number 164 (Thursday, October 12, 2017)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. McHENRY:H.R. 4028.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18: ``To make all Laws whichshall be necessary and proper for carrying into Execution theforegoing Powers, and all other Powers vested by thisConstitution in the Government of the United States or in anyDepartment or Officer thereof.''[Page H8031]]]> hsba00 Financial Services Committee House Standing Referred to 2017-10-12T14:01:00Z PROTECT Act of 2017 115 1982 S 2017-10-18 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2017-10-12 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2017-10-12 Introduced in House IntroReferral Intro-H 9 Library of Congress 2017-10-12 Introduced in House IntroReferral 1000 9 Library of Congress M001156 Rep. McHenry, Patrick T. [R-NC-10] Patrick McHenry R NC 10 N F000464 Rep. Faso, John J. [R-NY-19] John Faso R NY J. 19 2018-06-05 False Finance and Financial Sector Banking and financial institutions regulation Computer security and identity theft Consumer credit Crime victims Right of privacy Finance and Financial Sector 00 2017-10-12 Introduced in House 2017-12-04T16:15:45Z Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 or the PROTECT Act of 2017

This bill amends the Federal Financial Institutions Examination Council Act of 1978 to require supervision and examination of large consumer reporting agencies regarding cybersecurity measures.

The bill amends the Fair Credit Reporting Act to allow consumers to request a consumer reporting agency to place a security freeze on their reports. The bill includes provisions for fees and exceptions from such fees.

Consumer reporting agencies may not use a consumer's Social Security number in a consumer report or as a method to identify the consumer.

]]> PROTECT Act of 2017 Display Title PROTECT Act of 2017 Short Titles as Introduced PROTECT Act of 2017 Short Titles as Introduced Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 Official Title as Introduced To amend the Federal Financial Institutions Examination Council Act of 1978 to establish cybersecurity supervision and examination of large consumer reporting agencies, and for other purposes. Introduced in House 2017-10-12T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr4028ih/xml/BILLS-115hr4028ih.xml 2017-10-12 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.