3.0.0 402 2023-01-11T13:34:28Z 2023-01-11T13:34:28Z House HR 2017-01-10 115 [Congressional Record Volume 163, Number 6 (Tuesday, January 10, 2017)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. COHEN:H.R. 402.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 3 (relating to the power toregulate foreign and interstate commerce) of the UnitedStates Constitution.[Page H299]]]> hsba00 Financial Services Committee House Standing Referred to 2017-01-10T15:03:40Z 2017-01-10 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2017-01-10 Introduced in House IntroReferral Intro-H 9 Library of Congress 2017-01-10 Introduced in House IntroReferral 1000 9 Library of Congress C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 N N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2017-01-10 True T000465 Rep. Tsongas, Niki [D-MA-3] Niki Tsongas D MA 3 2017-01-10 True E000296 Rep. Evans, Dwight [D-PA-2] Dwight Evans D PA 2 2017-01-10 True S001170 Rep. Shea-Porter, Carol [D-NH-1] Carol Shea-Porter D NH 1 2017-01-10 True T000472 Rep. Takano, Mark [D-CA-41] Mark Takano D CA 41 2017-02-13 False G000551 Rep. Grijalva, Raúl M. [D-AZ-3] Raúl Grijalva D AZ M. 3 2017-02-16 False V000108 Rep. Visclosky, Peter J. [D-IN-1] PETER VISCLOSKY D IN J. 1 2017-03-24 False Finance and Financial Sector Consumer credit Finance and Financial Sector 00 2017-01-10 Introduced in House 2018-01-10T14:51:43Z Fair Access to Credit Scores Act of 2017

This bill amends the Fair Credit Reporting Act to require certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure: (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.

Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.

]]> Fair Access to Credit Scores Act of 2017 Display Title Fair Access to Credit Scores Act of 2017 Official Title as Introduced To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes. Introduced in House IH Short Titles as Introduced Fair Access to Credit Scores Act of 2017 Introduced in House 2017-01-10T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr402ih/xml/BILLS-115hr402ih.xml 2017-01-10 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.