3.0.0 3299 2023-01-11T13:37:24Z 2023-01-11T13:37:24Z House HR 2017-07-19 115 [Congressional Record Volume 163, Number 122 (Wednesday, July 19, 2017)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. McHENRY:H.R. 3299.Congress has the power to enact this legislation pursuantto the following:The Congress shall have Power To lay and collect Taxes,Duties, Imposts and Excises, to pay the Debts and provide forthe common Defence . . . of the United States; but allDuties, Imposts, and Excises shall be uniform throughout theUnited States.[Page H6042]]]> ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2018-02-15T21:26:05Z hsba00 Financial Services Committee House Standing Reported by 2018-01-30T16:33:38Z Markup by 2017-11-15T22:41:10Z Referred to 2017-07-19T14:01:15Z H. Rept. 115-538 Protecting Consumers' Access to Credit Act of 2017 115 1642 S 2017-07-27 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS Providing for consideration of the bill (H.R. 620) to amend the Americans with Disabilities Act of 1990 to promote compliance through education, to clarify the requirements for demand letters, to provide for a notice and cure period before the commencement of a private civil action, and for other purposes; providing for consideration of the bill (H.R. 3299) to amend the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to require the rate of interest on certain loans remain unchanged after transfer of the loan, and for other purposes; providing for consideration of the bill (H.R. 3978) to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures, and for other purposes; and providing for proceedings during the period from February 16, 2018, through February 23, 2018. 115 736 HRES 2018-02-14 Motion to reconsider laid on the table Agreed to without objection. 13:51:12 Related bill House Procedurally-related House 2018-02-15 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2018-02-14 17:13:41 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2018-02-14 17:13:39 On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78). (text: CR H1148) Floor H37100 2 House floor actions 78 https://clerk.house.gov/evs/2018/roll078.xml House 115 2018-02-14T22:13:39Z 2 2018-02-14 17:13:39 Passed/agreed to in House: On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78).(text: CR H1148) Floor 8000 9 Library of Congress 78 https://clerk.house.gov/evs/2018/roll078.xml House 115 2018-02-14T22:13:39Z 2 2018-02-14 17:05:44 Considered as unfinished business. (consideration: CR H1169) Floor H30000 2 House floor actions 2018-02-14 15:13:19 POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 3299, the Chair put the question on passage of the bill, and by voice vote announced the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until later in the legislative day. Floor H8D000 2 House floor actions 2018-02-14 15:12:36 The previous question was ordered pursuant to the rule. Floor H35000 2 House floor actions 2018-02-14 14:08:55 DEBATE - The House proceeded with one hour of debate on H.R. 3299. Floor H8D000 2 House floor actions 2018-02-14 14:08:20 Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018. Floor H8D000 2 House floor actions 2018-02-14 14:08:15 Considered under the provisions of rule H. Res. 736. (consideration: CR H1147-1155) Floor H30000 2 House floor actions 2018-02-13 19:12:03 Rules Committee Resolution H. Res. 736 Reported to House. Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018. Floor H1L210 2 House floor actions 2018-01-30 Placed on the Union Calendar, Calendar No. 402. Calendars H12410 2 House floor actions U00402 2018-01-30 Reported by the Committee on Financial Services. H. Rept. 115-538. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2018-01-30 Reported by the Committee on Financial Services. H. Rept. 115-538. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2017-11-15 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported by the Yeas and Nays: 42 - 17. Committee 2017-11-15 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2017-07-19 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2017-07-19 Introduced in House IntroReferral Intro-H 9 Library of Congress 2017-07-19 Introduced in House IntroReferral 1000 9 Library of Congress M001156 Rep. McHenry, Patrick T. [R-NC-10] Patrick McHenry R NC 10 N M001137 Rep. Meeks, Gregory W. [D-NY-5] GREGORY MEEKS D NY W. 5 2017-07-19 True M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2017-10-31 False H001074 Rep. Hollingsworth, Trey [R-IN-9] Trey Hollingsworth R IN 9 2017-11-16 False 2018-01-12T16:17:00Z H.R. 3299, Protecting Consumers’ Access to Credit Act of 2017 https://www.cbo.gov/publication/53472 As ordered reported by the House Committee on Financial Services on November 15, 2017 Finance and Financial Sector Banking and financial institutions regulation Consumer credit Credit and credit markets Federal preemption Interest, dividends, interest rates Finance and Financial Sector 00 2017-07-19 Introduced in House 2018-02-09T15:08:22Z Protecting Consumers' Access to Credit Act of 2017

This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

]]> 79 2018-01-30 Reported to House without amendment 2018-02-13T16:24:33Z (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.)

Protecting Consumers' Access to Credit Act of 2017

(Sec. 3) This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

]]> 81 2018-02-14 Passed House without amendment 2018-02-20T17:58:10Z (This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.)

Protecting Consumers' Access to Credit Act of 2017

(Sec. 3) This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

]]> Protecting Consumers' Access to Credit Act of 2017 Display Title Protecting Consumers' Access to Credit Act of 2017 Official Title as Introduced To amend the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to require the rate of interest on certain loans remain unchanged after transfer of the loan, and for other purposes. Introduced in House IH Short Titles as Introduced Protecting Consumers' Access to Credit Act of 2017 Short Titles as Reported to House Protecting Consumers' Access to Credit Act of 2017 H House Short Titles as Passed House Protecting Consumers' Access to Credit Act of 2017 H House Referred in Senate 2018-02-15T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr3299rfs/xml/BILLS-115hr3299rfs.xml Engrossed in House 2018-02-14T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr3299eh/xml/BILLS-115hr3299eh.xml Reported in House 2018-01-30T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr3299rh/xml/BILLS-115hr3299rh.xml Introduced in House 2017-07-19T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr3299ih/xml/BILLS-115hr3299ih.xml 2018-02-15 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.