3.0.0 2498 2023-01-11T13:36:44Z 2023-01-11T13:36:44Z House HR 2017-05-17 115 [Congressional Record Volume 163, Number 85 (Wednesday, May 17, 2017)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GOTTHEIMER:H.R. 2498.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 of the United StatesConstitution[Page H4312]]]> hsba00 Financial Services Committee House Standing Referred to 2017-05-17T14:04:30Z Equality Act 115 2282 HR 2017-06-02 Referred to the Subcommittee on the Constitution and Civil Justice. Related bill CRS Equality Act 115 1006 S 2017-05-02 Read twice and referred to the Committee on the Judiciary. Related bill CRS Freedom from Discrimination in Credit Act of 2017 115 1143 S 2017-05-17 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. Identical bill CRS 2017-05-17 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2017-05-17 Introduced in House IntroReferral Intro-H 9 Library of Congress 2017-05-17 Introduced in House IntroReferral 1000 9 Library of Congress G000583 Rep. Gottheimer, Josh [D-NJ-5] Josh Gottheimer D NJ 5 N J000294 Rep. Jeffries, Hakeem S. [D-NY-8] Hakeem Jeffries D NY S. 8 2017-05-17 True C001080 Rep. Chu, Judy [D-CA-27] Judy Chu D CA 27 2017-05-17 True B000574 Rep. Blumenauer, Earl [D-OR-3] EARL BLUMENAUER D OR 3 2017-05-17 True S001193 Rep. Swalwell, Eric [D-CA-15] Eric Swalwell D CA 15 2017-05-17 True S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2017-05-17 True T000465 Rep. Tsongas, Niki [D-MA-3] Niki Tsongas D MA 3 2017-05-17 True W000797 Rep. Wasserman Schultz, Debbie [D-FL-23] Debbie Wasserman Schultz D FL 23 2017-05-17 True P000608 Rep. Peters, Scott H. [D-CA-52] Scott Peters D CA H. 52 2017-05-17 True M001185 Rep. Maloney, Sean Patrick [D-NY-18] Sean Maloney D NY Patrick 18 2017-05-17 True G000551 Rep. Grijalva, Raúl M. [D-AZ-3] Raúl Grijalva D AZ M. 3 2017-05-17 True C001067 Rep. Clarke, Yvette D. [D-NY-9] Yvette Clarke D NY D. 9 2017-05-17 True D000598 Rep. Davis, Susan A. [D-CA-53] SUSAN DAVIS D CA A. 53 2017-05-17 True D000620 Rep. Delaney, John K. [D-MD-6] John Delaney D MD K. 6 2017-05-17 True P000598 Rep. Polis, Jared [D-CO-2] Jared Polis D CO 2 2017-05-17 True C001084 Rep. Cicilline, David N. [D-RI-1] David Cicilline D RI N. 1 2017-05-17 True S000344 Rep. Sherman, Brad [D-CA-30] BRAD SHERMAN D CA 30 2017-05-17 True C001078 Rep. Connolly, Gerald E. [D-VA-11] Gerald Connolly D VA E. 11 2017-05-17 True S001175 Rep. Speier, Jackie [D-CA-14] Jackie Speier D CA 14 2017-05-17 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2017-05-17 True C001097 Rep. Cárdenas, Tony [D-CA-29] Tony Cárdenas D CA 29 2017-05-17 True C001037 Rep. Capuano, Michael E. [D-MA-7] MICHAEL CAPUANO D MA E. 7 2017-05-17 True D000617 Rep. DelBene, Suzan K. [D-WA-1] Suzan DelBene D WA K. 1 2017-05-17 True W000822 Rep. Watson Coleman, Bonnie [D-NJ-12] Bonnie Watson Coleman D NJ 12 2017-05-17 True L000582 Rep. Lieu, Ted [D-CA-33] Ted Lieu D CA 33 2017-05-17 True L000551 Rep. Lee, Barbara [D-CA-13] BARBARA LEE D CA 13 2017-05-17 True L000559 Rep. Langevin, James R. [D-RI-2] JAMES LANGEVIN D RI R. 2 2017-05-17 True P000597 Rep. Pingree, Chellie [D-ME-1] Chellie Pingree D ME 1 2017-05-17 True H001047 Rep. Himes, James A. [D-CT-4] James Himes D CT A. 4 2017-05-17 True A000370 Rep. Adams, Alma S. [D-NC-12] Alma Adams D NC S. 12 2017-05-17 True P000607 Rep. Pocan, Mark [D-WI-2] Mark Pocan D WI 2 2017-05-17 True N000002 Rep. Nadler, Jerrold [D-NY-10] JERROLD NADLER D NY 10 2017-05-17 True L000579 Rep. Lowenthal, Alan S. [D-CA-47] Alan Lowenthal D CA S. 47 2017-05-17 True C001038 Rep. Crowley, Joseph [D-NY-14] JOSEPH CROWLEY D NY 14 2017-05-17 True L000480 Rep. Lowey, Nita M. [D-NY-17] NITA LOWEY D NY M. 17 2017-05-17 True C001072 Rep. Carson, Andre [D-IN-7] Andre Carson D IN 7 2017-05-17 True J000288 Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4] Henry Johnson D GA C. "Hank" 4 2017-05-17 True Q000023 Rep. Quigley, Mike [D-IL-5] Mike Quigley D IL 5 2017-05-17 True T000472 Rep. Takano, Mark [D-CA-41] Mark Takano D CA 41 2017-05-17 True P000096 Rep. Pascrell, Bill, Jr. [D-NJ-9] WILLIAM PASCRELL D NJ J. 9 2017-05-17 True K000380 Rep. Kildee, Daniel T. [D-MI-5] Daniel Kildee D MI T. 5 2017-05-17 True M001188 Rep. Meng, Grace [D-NY-6] Grace Meng D NY 6 2017-05-17 True B001285 Rep. Brownley, Julia [D-CA-26] Julia Brownley D CA 26 2017-05-17 True S001190 Rep. Schneider, Bradley Scott [D-IL-10] Bradley Schneider D IL Scott 10 2017-05-17 True C001111 Rep. Crist, Charlie [D-FL-13] Charlie Crist D FL 13 2017-05-17 True C001077 Rep. Coffman, Mike [R-CO-6] Mike Coffman R CO 6 2017-05-17 True E000288 Rep. Ellison, Keith [D-MN-5] Keith Ellison D MN 5 2017-05-23 False M000312 Rep. McGovern, James P. [D-MA-2] JAMES MCGOVERN D MA P. 2 2017-06-02 False M001143 Rep. McCollum, Betty [D-MN-4] BETTY MCCOLLUM D MN 4 2017-10-25 False E000179 Rep. Engel, Eliot L. [D-NY-16] ELIOT ENGEL D NY L. 16 2018-08-24 False K000389 Rep. Khanna, Ro [D-CA-17] Ro Khanna D CA 17 2018-08-24 False M000087 Rep. Maloney, Carolyn B. [D-NY-12] CAROLYN MALONEY D NY B. 12 2018-08-24 False B001270 Rep. Bass, Karen [D-CA-37] Karen Bass D CA 37 2018-08-24 False S001200 Rep. Soto, Darren [D-FL-9] Darren Soto D FL 9 2018-09-13 False C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 2018-09-13 False R000577 Rep. Ryan, Tim [D-OH-13] TIM RYAN D OH 13 2018-09-13 False D000610 Rep. Deutch, Theodore E. [D-FL-22] Theodore Deutch D FL E. 22 2018-09-13 False D000627 Rep. Demings, Val Butler [D-FL-10] Val Demings D FL Butler 10 2018-09-13 False K000009 Rep. Kaptur, Marcy [D-OH-9] MARCY KAPTUR D OH 9 2018-09-13 False C000754 Rep. Cooper, Jim [D-TN-5] JAMES COOPER D TN H. 5 2018-09-13 False K000390 Rep. Kihuen, Ruben J. [D-NV-4] Ruben Kihuen D NV J. 4 2018-09-13 False H001038 Rep. Higgins, Brian [D-NY-26] Brian Higgins D NY 26 2018-09-13 False K000381 Rep. Kilmer, Derek [D-WA-6] Derek Kilmer D WA 6 2018-09-13 False R000515 Rep. Rush, Bobby L. [D-IL-1] BOBBY RUSH D IL L. 1 2018-09-13 False D000623 Rep. DeSaulnier, Mark [D-CA-11] Mark DeSaulnier D CA 11 2018-09-13 False R000608 Rep. Rosen, Jacky [D-NV-3] Jacklyn Rosen D NV 3 2018-09-13 False C001090 Rep. Cartwright, Matt [D-PA-17] Matt Cartwright D PA 17 2018-09-13 False Y000062 Rep. Yarmuth, John A. [D-KY-3] John Yarmuth D KY A. 3 2018-09-13 False K000375 Rep. Keating, William R. [D-MA-9] William Keating D MA R. 9 2018-09-13 False L000554 Rep. LoBiondo, Frank A. [R-NJ-2] FRANK LOBIONDO R NJ A. 2 2018-09-13 False E000293 Rep. Esty, Elizabeth H. [D-CT-5] Elizabeth Esty D CT H. 5 2018-09-13 False R000599 Rep. Ruiz, Raul [D-CA-36] Raul Ruiz D CA 36 2018-09-13 False E000297 Rep. Espaillat, Adriano [D-NY-13] Adriano Espaillat D NY 13 2018-09-13 False M001196 Rep. Moulton, Seth [D-MA-6] Seth Moulton D MA 6 2018-09-20 False B001281 Rep. Beatty, Joyce [D-OH-3] Joyce Beatty D OH 3 2018-09-20 False T000469 Rep. Tonko, Paul [D-NY-20] Paul Tonko D NY 20 2018-09-20 False L000397 Rep. Lofgren, Zoe [D-CA-19] ZOE LOFGREN D CA 19 2018-09-20 False J000298 Rep. Jayapal, Pramila [D-WA-7] Pramila Jayapal D WA 7 2018-09-20 False G000571 Rep. Gabbard, Tulsi [D-HI-2] Tulsi Gabbard D HI 2 2018-09-20 False T000193 Rep. Thompson, Bennie G. [D-MS-2] BENNIE THOMPSON D MS 2 2018-09-20 False L000586 Rep. Lawson, Al, Jr. [D-FL-5] Al Lawson D FL 5 2018-09-26 False D000191 Rep. DeFazio, Peter A. [D-OR-4] PETER DEFAZIO D OR A. 4 2018-09-26 False C001112 Rep. Carbajal, Salud O. [D-CA-24] Salud Carbajal D CA O. 24 2018-09-26 False R000588 Rep. Richmond, Cedric L. [D-LA-2] Cedric Richmond D LA L. 2 2018-09-28 False S000510 Rep. Smith, Adam [D-WA-9] ADAM SMITH D WA 9 2018-10-19 False B001304 Rep. Brown, Anthony G. [D-MD-4] Anthony Brown D MD G. 4 2018-11-06 False P000523 Rep. Price, David E. [D-NC-4] DAVID PRICE D NC E. 4 2018-11-06 False M001206 Rep. Morelle, Joseph D. [D-NY-25] Joseph Morelle D NY D. 25 2018-12-19 False Finance and Financial Sector Consumer credit Disability and health-based discrimination Marriage and family status Sex, gender, sexual orientation discrimination Finance and Financial Sector 00 2017-05-17 Introduced in House 2017-06-14T22:47:06Z Freedom from Discrimination in Credit Act of 2017

This bill amends the Equal Credit Opportunity Act (ECOA) to expand the categories of prohibited discrimination when extending credit to include discrimination on account of sexual orientation or gender identity. (Currently, such discrimination in credit is prohibited only on the basis of race, color, religion, national origin, sex or marital status, or age.)

The bill defines: (1) "gender identity" as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of an individual with or without regard to the individual's designated sex at birth; and (2) "sexual orientation" as homosexuality, heterosexuality, or bisexuality.

The bill specifies that for purposes of the ECOA's protections against sex discrimination, the term "sex" includes: (1) a sex stereotype; (2) pregnancy, childbirth, or a related medical condition; and (3) sexual orientation or gender identity.

The bill also extends ECOA's protections against discrimination to include: (1) an association with another person who is a member of a class protected against discrimination; and (2) a perception or belief, even if inaccurate, that the individual is a member of such a protected class.

Under a current provision of the ECOA, a request for the signature of both parties to a marriage for the purpose of creating a valid lien, passing clear title, waiving inchoate rights to property, or assigning earnings does not constitute discrimination. The bill prohibits this provision from being construed to permit a creditor to take sexual orientation or gender identity into account in connection with the evaluation of creditworthiness of an applicant.

]]> Freedom from Discrimination in Credit Act of 2017 Display Title Freedom from Discrimination in Credit Act of 2017 Official Title as Introduced To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit. Introduced in House IH Short Titles as Introduced Freedom from Discrimination in Credit Act of 2017 Introduced in House 2017-05-17T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr2498ih/xml/BILLS-115hr2498ih.xml 2017-05-17 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.