3.0.0 1457 2023-01-11T13:35:41Z 2023-01-11T13:35:41Z House HR 2017-03-09 115 [Congressional Record Volume 163, Number 41 (Thursday, March 9, 2017)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. TIPTON:H.R. 1457.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3: ``The Congress shall havepower . . . To regulate commerce with foreign nations, andamong the several states, and with the Indian tribes.[Page H2020]]]> ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2018-01-30T16:03:33Z hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Hearings by 2017-07-12T17:10:53Z Reported by 2018-01-22T17:44:37Z Markup by 2017-12-13T21:08:48Z Markup by 2017-12-12T21:08:42Z Referred to 2017-03-09T15:07:35Z H. Rept. 115-523 Economic Growth, Regulatory Relief, and Consumer Protection Act 115 2155 S 2018-05-24 Became Public Law No: 115-174. Related bill CRS MOBILE Act of 2018 115 2854 S 2018-09-18 Committee on Banking, Housing, and Urban Affairs. Hearings held. Related bill CRS 2018-01-30 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2018-01-29 19:07:01 Motion to reconsider laid on the table Agreed to without objection. Floor H38310 2 House floor actions 2018-01-29 19:07:00 On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 397 - 8 (Roll no. 46). (text: CR H644) Floor H37300 2 House floor actions 46 https://clerk.house.gov/evs/2018/roll046.xml House 115 2018-01-30T00:07:00Z 2 2018-01-29 19:07:00 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 397 - 8 (Roll no. 46).(text: CR H644) Floor 8000 9 Library of Congress 46 https://clerk.house.gov/evs/2018/roll046.xml House 115 2018-01-30T00:07:00Z 2 2018-01-29 18:58:57 Considered as unfinished business. (consideration: CR H653-654) Floor H30000 2 House floor actions 2018-01-29 17:56:18 At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. Floor H37220 2 House floor actions 2018-01-29 17:46:58 DEBATE - The House proceeded with forty minutes of debate on H.R. 1457. Floor H8D000 2 House floor actions 2018-01-29 17:46:54 Considered under suspension of the rules. (consideration: CR H644-645) Floor H30000 2 House floor actions 2018-01-29 17:45:45 Mr. Tipton moved to suspend the rules and pass the bill, as amended. Floor H30300 2 House floor actions 2018-01-22 Placed on the Union Calendar, Calendar No. 388. Calendars H12410 2 House floor actions U00388 2018-01-22 Reported (Amended) by the Committee on Financial Services. H. Rept. 115-523. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2018-01-22 Reported (Amended) by the Committee on Financial Services. H. Rept. 115-523. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2017-12-13 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported (Amended) by the Yeas and Nays: 60 - 0. Committee 2017-12-13 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2017-12-12 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2017-07-12 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. Committee 2017-03-09 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2017-03-09 Introduced in House IntroReferral Intro-H 9 Library of Congress 2017-03-09 Introduced in House IntroReferral 1000 9 Library of Congress T000470 Rep. Tipton, Scott R. [R-CO-3] Scott Tipton R CO R. 3 N H001059 Rep. Hultgren, Randy [R-IL-14] Randy Hultgren R IL 14 2017-03-09 True M001156 Rep. McHenry, Patrick T. [R-NC-10] Patrick McHenry R NC 10 2017-03-09 True S001185 Rep. Sewell, Terri A. [D-AL-7] Terri Sewell D AL A. 7 2017-03-09 True S001191 Rep. Sinema, Kyrsten [D-AZ-9] Kyrsten Sinema D AZ 9 2017-03-09 True S001157 Rep. Scott, David [D-GA-13] David Scott D GA 13 2017-03-09 True L000583 Rep. Loudermilk, Barry [R-GA-11] Barry Loudermilk R GA 11 2017-03-23 False R000591 Rep. Roby, Martha [R-AL-2] Martha Roby R AL 2 2017-04-03 False B001289 Rep. Byrne, Bradley [R-AL-1] Bradley Byrne R AL 1 2017-04-26 False S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2017-06-06 False Y000033 Rep. Young, Don [R-AK-At Large] DON YOUNG R AK E. 0 2017-06-06 False C001094 Rep. Cook, Paul [R-CA-8] Paul Cook R CA 8 2017-06-06 False S000583 Rep. Smith, Lamar [R-TX-21] LAMAR SMITH R TX 21 2017-06-20 False P000611 Rep. Poliquin, Bruce [R-ME-2] Bruce Poliquin R ME 2 2017-06-22 False M001137 Rep. Meeks, Gregory W. [D-NY-5] GREGORY MEEKS D NY W. 5 2017-07-11 False P000606 Rep. Pittenger, Robert [R-NC-9] Robert Pittenger R NC 9 2017-07-11 False G000581 Rep. Gonzalez, Vicente [D-TX-15] Vicente Gonzalez D TX 15 2017-07-11 False R000487 Rep. Royce, Edward R. [R-CA-39] ED ROYCE R CA 39 2017-07-12 False R000598 Rep. Rothfus, Keith J. [R-PA-12] Keith Rothfus R PA J. 12 2017-09-07 False L000491 Rep. Lucas, Frank D. [R-OK-3] FRANK LUCAS R OK D. 3 2017-09-07 False K000392 Rep. Kustoff, David [R-TN-8] David Kustoff R TN 8 2017-09-25 False T000478 Rep. Tenney, Claudia [R-NY-22] Claudia Tenney R NY 22 2017-10-03 False B001305 Rep. Budd, Ted [R-NC-13] Ted Budd R NC 13 2017-11-30 False R000609 Rep. Rutherford, John H. [R-FL-4] John Rutherford R FL H. 4 2017-12-06 False C001111 Rep. Crist, Charlie [D-FL-13] Charlie Crist D FL 13 2017-12-07 False M001189 Rep. Messer, Luke [R-IN-6] Luke Messer R IN 6 2017-12-13 False G000583 Rep. Gottheimer, Josh [D-NJ-5] Josh Gottheimer D NJ 5 2017-12-14 False V000081 Rep. Velazquez, Nydia M. [D-NY-7] NYDIA VELAZQUEZ D NY M. 7 2017-12-14 False D000620 Rep. Delaney, John K. [D-MD-6] John Delaney D MD K. 6 2017-12-20 False R000607 Rep. Rooney, Francis [R-FL-19] Francis Rooney R FL 19 2018-01-09 False V000129 Rep. Valadao, David G. [R-CA-21] David Valadao R CA G. 21 2018-01-09 False 2018-01-22T16:00:13Z H.R. 1457, MOBILE Act of 2017 https://www.cbo.gov/publication/53498 As ordered reported by the House Committee on Financial Services on December 13, 2017 Finance and Financial Sector Bank accounts, deposits, capital Business records Financial services and investments Licensing and registrations Motor vehicles Photography and imaging Finance and Financial Sector 00 2017-03-09 Introduced in House 2017-11-06T17:52:55Z Making Online Banking Initiation Legal and Easy Act of 2017 or the MOBILE Act of 2017

This bill authorizes a financial institution, with an individual's consent, to record personal information from a swipe or copy of an individual's driver's license or personal identification card and store the information electronically for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.

Financial institutions must not sell, rent, transfer, or make such information available to another person, other than an affiliate.

]]> 17 2018-01-22 Reported to House with amendment(s) 2018-01-26T21:17:47Z (Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.

The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.

]]>

36 2018-01-29 Passed House amended 2018-02-22T22:10:07Z (Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.

The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.

]]> MOBILE Act of 2017 Display Title MOBILE Act of 2017 Official Title as Introduced To establish requirements for use of a driver's license or personal identification card by certain financial institutions for opening an account or obtaining a financial product or service, and for other purposes. Introduced in House IH Short Titles as Introduced MOBILE Act of 2017 Short Titles as Introduced Making Online Banking Initiation Legal and Easy Act of 2017 Referred in Senate 2018-01-30T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr1457rfs/xml/BILLS-115hr1457rfs.xml Engrossed in House 2018-01-29T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr1457eh/xml/BILLS-115hr1457eh.xml Reported in House 2018-01-22T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr1457rh/xml/BILLS-115hr1457rh.xml Introduced in House 2017-03-09T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr1457ih/xml/BILLS-115hr1457ih.xml 2018-01-30 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.