3.0.0 1345 2023-01-11T13:35:45Z 2023-01-11T13:35:45Z House HR 2017-03-02 115 [Congressional Record Volume 163, Number 37 (Thursday, March 2, 2017)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. LANGEVIN:H.R. 1345.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3[Page H1531]]]> hsba00 Financial Services Committee House Standing Referred to 2017-03-02T14:06:40Z 2017-03-02 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2017-03-02 Introduced in House IntroReferral Intro-H 9 Library of Congress 2017-03-02 Introduced in House IntroReferral 1000 9 Library of Congress L000559 Rep. Langevin, James R. [D-RI-2] JAMES LANGEVIN D RI R. 2 N P000523 Rep. Price, David E. [D-NC-4] DAVID PRICE D NC E. 4 2017-03-02 True C001101 Rep. Clark, Katherine M. [D-MA-5] Katherine Clark D MA M. 5 2017-03-02 True B001270 Rep. Bass, Karen [D-CA-37] Karen Bass D CA 37 2017-03-02 True Finance and Financial Sector Administrative law and regulatory procedures Child safety and welfare Computer security and identity theft Consumer Financial Protection Bureau Consumer credit Crime victims Fraud offenses and financial crimes User charges and fees Finance and Financial Sector 00 2017-03-02 Introduced in House 2017-09-18T19:40:34Z Protect Children from Theft Act of 2017

This bill amends the Fair Credit Reporting Act to require a consumer reporting agency, upon request by the legal guardian or custodian of a minor consumer, to either create a blocked credit report for the minor or convert the minor's existing report to blocked status. With respect to a minor's blocked report, a consumer reporting agency: (1) must block the input of any information, except with permission from the minor's legal guardian or custodian; and (2) may not provide any person with a consumer report of the minor.

A consumer reporting agency shall: (1) upon request by a minor's legal guardian or custodian, or on the minor's 18th birthday, unblock the minor's blocked report; and (2) if a minor consumer was a victim of fraud or identity theft before the minor's 18th birthday, include an alert statement in the minor's unblocked report. With respect to a minor consumer who was a victim of fraud or identity theft prior to the minor's 18th birthday, a consumer reporting agency may not charge a fee to create, convert, or unblock the minor's report.

The Consumer Financial Protection Bureau must establish specified procedures related to the bill's implementation.

]]> Protect Children from Theft Act of 2017 Display Title Protect Children from Theft Act of 2017 Official Title as Introduced To amend the Fair Credit Reporting Act to create protected credit reports for minors and protect the credit of minors, and for other purposes. Introduced in House IH Short Titles as Introduced Protect Children from Theft Act of 2017 Introduced in House 2017-03-02T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-115hr1345ih/xml/BILLS-115hr1345ih.xml 2017-03-02 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.