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    <number>1193</number>
    <updateDate>2023-01-11T13:35:06Z</updateDate>
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    <originChamber>House</originChamber>
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    <introducedDate>2017-02-16</introducedDate>
    <congress>115</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 163, Number 28 (Thursday, February 16, 2017)]From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. TROTT:H.R. 1193.Congress has the power to enact this legislation pursuantto the following:Article I, section 8[Page H1306]</pre>]]></constitutionalAuthorityStatementText>
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            <name>Referred to</name>
            <date>2017-02-16T15:10:20Z</date>
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        <title>AID Act</title>
        <congress>115</congress>
        <number>5550</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2018-05-22</actionDate>
          <text>Referred to the Subcommittee on Nutrition.</text>
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        <title>Empowering Students Through Enhanced Financial Counseling Act</title>
        <congress>115</congress>
        <number>2081</number>
        <type>S</type>
        <latestAction>
          <actionDate>2017-11-06</actionDate>
          <text>Read twice and referred to the Committee on Health, Education, Labor, and Pensions.</text>
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        <text>Referred to the House Committee on Education and the Workforce.</text>
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        <bioguideId>T000475</bioguideId>
        <fullName>Rep. Trott, David A. [R-MI-11]</fullName>
        <firstName>David</firstName>
        <lastName>Trott</lastName>
        <party>R</party>
        <state>MI</state>
        <middleName>A.</middleName>
        <district>11</district>
        <isByRequest>N</isByRequest>
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    <policyArea>
      <name>Education</name>
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    <subjects>
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          <name>Financial literacy</name>
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          <name>Higher education</name>
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          <name>Student aid and college costs</name>
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        <updateDate>2017-03-01T16:22:35Z</updateDate>
        <text><![CDATA[ <p><b>Financial Literacy to Financial Freedom Act</b></p> <p>This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to modify loan counseling requirements for an institution of higher education (IHE) that participates in federal student aid programs.</p> <p>Currently, an IHE must provide one-time entrance counseling to a student who is a first-time Direct Loan (DL) program borrower. This bill allows an IHE to require any student DL program borrower to complete additional counseling on the terms, conditions, and responsibilities of a loan at or prior to its disbursement.</p> <p>Additionally, it requires an IHE to ensure that student and parent DL program borrowers annually accept a loan affirmatively prior to the first disbursement of such loan.</p>]]></text>
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    <title>Financial Literacy to Financial Freedom Act</title>
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        <title>Financial Literacy to Financial Freedom Act</title>
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        <title>To amend the Higher Education Act of 1965 to authorize institutions of higher education to provide additional loan counseling, and for other purposes.</title>
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        <title>Financial Literacy to Financial Freedom Act</title>
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        <date>2017-02-16T05:00:00Z</date>
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    <latestAction>
      <actionDate>2017-02-16</actionDate>
      <text>Referred to the House Committee on Education and the Workforce.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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