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    <number>3215</number>
    <updateDate>2023-01-11T13:33:13Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:33:13Z</updateDateIncludingText>
    <originChamber>Senate</originChamber>
    <type>S</type>
    <introducedDate>2016-07-14</introducedDate>
    <congress>114</congress>
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        <systemCode>ssbk00</systemCode>
        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
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          <item>
            <name>Referred to</name>
            <date>2016-07-14T15:13:14Z</date>
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    <relatedBills>
      <item>
        <title>Home Mortgage Disclosure Adjustment Act</title>
        <congress>114</congress>
        <number>4997</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2016-04-20</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
        </latestAction>
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            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
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        <actionDate>2016-07-14</actionDate>
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            <systemCode>ssbk00</systemCode>
            <name>Banking, Housing, and Urban Affairs Committee</name>
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        <sourceSystem>
          <name>Senate</name>
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        <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        <type>IntroReferral</type>
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      <item>
        <actionDate>2016-07-14</actionDate>
        <text>Introduced in Senate</text>
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        <actionCode>10000</actionCode>
        <sourceSystem>
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          <name>Library of Congress</name>
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    <sponsors>
      <item>
        <bioguideId>R000605</bioguideId>
        <fullName>Sen. Rounds, Mike [R-SD]</fullName>
        <firstName>Mike</firstName>
        <lastName>Rounds</lastName>
        <party>R</party>
        <state>SD</state>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Banking and financial institutions regulation</name>
        </item>
        <item>
          <name>Business records</name>
        </item>
        <item>
          <name>Consumer credit</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2016-07-14</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2017-02-03T17:25:42Z</updateDate>
        <text><![CDATA[ <p><b>Home Mortgage Disclosure Adjustment Act</b></p> <p>This bill amends the Home Mortgage Disclosure Act of 1975 to exempt from maintenance of mortgage loan records and disclosure requirements depository institutions that have originated in each of the two preceding calendar years:</p> <UL> <LI>fewer than 100 closed-end mortgage loans, and <LI>fewer than 200 open-end lines of credit. </LI> </UL>]]></text>
      </summary>
    </summaries>
    <title>Home Mortgage Disclosure Adjustment Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Home Mortgage Disclosure Adjustment Act</title>
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      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Home Mortgage Disclosure Adjustment Act</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>A bill to amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes.</title>
      </item>
    </titles>
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        <type>Introduced in Senate</type>
        <date>2016-07-14T04:00:00Z</date>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-114s3215is/xml/BILLS-114s3215is.xml</url>
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      </item>
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    <latestAction>
      <actionDate>2016-07-14</actionDate>
      <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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