3.0.0 2355 2023-01-11T13:32:23Z 2023-01-11T13:32:23Z Senate S 2015-12-03 114 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2015-12-03T22:53:03Z Credit Access and Inclusion Act of 2015 114 3035 HR 2015-07-13 Referred to the House Committee on Financial Services. Related bill CRS Credit Access and Inclusion Act of 2015 114 4172 HR 2016-09-27 Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. Related bill CRS 2015-12-03 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2015-12-03 Introduced in Senate IntroReferral 10000 9 Library of Congress K000360 Sen. Kirk, Mark Steven [R-IL] MARK KIRK R IL STEVEN N M001183 Sen. Manchin, Joe, III [D-WV] Joseph Manchin D WV 2015-12-03 True Finance and Financial Sector Consumer credit Debt collection Low- and moderate-income housing Public utilities and utility rates Finance and Financial Sector 00 2015-12-03 Introduced in Senate 2016-02-17T18:50:07Z Credit Access and Inclusion Act of 2015

This bill amends the Fair Credit Reporting Act to authorize a person or the Department of Housing and Urban Development (HUD) to furnish to a consumer reporting agency information relating to the performance of a consumer in making payments: (1) under a lease agreement for a dwelling, including a lease in which HUD provides subsidized payments; or (2) pursuant to a contract for a utility or telecommunications service.

Information about a consumer's usage of any utility or telecommunications services may be furnished to a consumer reporting agency only to the extent that the information relates to payment by the consumer for such services or other terms of the provision of such services, including any deposit, discount, or conditions for interruption or termination of service.

An energy utility firm may not report payment information to a consumer reporting agency with respect to an outstanding balance of a consumer as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of such plan.

]]> Credit Access and Inclusion Act of 2015 Display Title Credit Access and Inclusion Act of 2015 Official Title as Introduced A bill to amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain positive consumer credit information to consumer reporting agencies, and for other purposes. Introduced in Senate IS Short Titles as Introduced Credit Access and Inclusion Act of 2015 Introduced in Senate 2015-12-03T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-114s2355is/xml/BILLS-114s2355is.xml 2015-12-03 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.