<?xml version="1.0" encoding="utf-8" standalone="no"?>
<billStatus>
  <version>3.0.0</version>
  <bill>
    <number>650</number>
    <updateDate>2023-01-11T13:27:30Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:27:30Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <type>HR</type>
    <introducedDate>2015-02-02</introducedDate>
    <congress>114</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Congressional Record Volume 161, Number 17 (Monday, February 2, 2015)]From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. FINCHER:H.R. 650.Congress has the power to enact this legislation pursuantto the following:Article II, Section 8[Page H704]</pre>]]></constitutionalAuthorityStatementText>
    <committees>
      <item>
        <systemCode>ssbk00</systemCode>
        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Referred to</name>
            <date>2015-04-15T19:12:03Z</date>
          </item>
        </activities>
      </item>
      <item>
        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
        <activities>
          <item>
            <name>Reported by</name>
            <date>2015-04-06T20:49:56Z</date>
          </item>
          <item>
            <name>Markup by</name>
            <date>2015-03-26T15:32:39Z</date>
          </item>
          <item>
            <name>Referred to</name>
            <date>2015-02-02T17:04:50Z</date>
          </item>
        </activities>
      </item>
    </committees>
    <committeeReports>
      <committeeReport>
        <citation>H. Rept. 114-53</citation>
      </committeeReport>
    </committeeReports>
    <relatedBills>
      <item>
        <title>Providing for consideration of the bill (H.R. 650) to amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage, providing for consideration of the bill (H.R. 685) to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and providing for the adoption of the concurrent resolution (S. Con. Res. 11) setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025.</title>
        <congress>114</congress>
        <number>189</number>
        <type>HRES</type>
        <latestAction>
          <actionDate>2015-04-14</actionDate>
          <text>Motion to reconsider laid on the table Agreed to without objection.</text>
          <actionTime>13:54:22</actionTime>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Procedurally-related</type>
            <identifiedBy>House</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
      <item>
        <title>Preserving Access to Manufactured Housing Act of 2015</title>
        <congress>114</congress>
        <number>682</number>
        <type>S</type>
        <latestAction>
          <actionDate>2015-04-16</actionDate>
          <text>Committee on Banking, Housing, and Urban Affairs. Hearings held.</text>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Identical bill</type>
            <identifiedBy>CRS</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
      <item>
        <title>Financial Services and General Government Appropriations Act, 2016</title>
        <congress>114</congress>
        <number>1910</number>
        <type>S</type>
        <latestAction>
          <actionDate>2015-07-30</actionDate>
          <text>Placed on Senate Legislative Calendar under General Orders. Calendar No. 176.</text>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
      <item>
        <title>Financial CHOICE Act of 2016</title>
        <congress>114</congress>
        <number>5983</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2016-12-20</actionDate>
          <text>Placed on the Union Calendar, Calendar No. 693.</text>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
    </relatedBills>
    <actions>
      <item>
        <actionDate>2015-04-15</actionDate>
        <committees>
          <item>
            <systemCode>ssbk00</systemCode>
            <name>Banking, Housing, and Urban Affairs Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <name>Senate</name>
        </sourceSystem>
        <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        <type>IntroReferral</type>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>17:56:49</actionTime>
        <text>Motion to reconsider laid on the table Agreed to without objection.</text>
        <type>Floor</type>
        <actionCode>H38310</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>17:56:48</actionTime>
        <text>On passage Passed by the Yeas and Nays: 263 - 162 (Roll no. 151). (text: CR H2178)</text>
        <type>Floor</type>
        <actionCode>H37100</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
        <recordedVotes>
          <recordedVote>
            <rollNumber>151</rollNumber>
            <url>https://clerk.house.gov/evs/2015/roll151.xml</url>
            <chamber>House</chamber>
            <congress>114</congress>
            <date>2015-04-14T21:56:48Z</date>
            <sessionNumber>1</sessionNumber>
          </recordedVote>
        </recordedVotes>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>17:56:48</actionTime>
        <text>Passed/agreed to in House: On passage Passed by the Yeas and Nays: 263 - 162 (Roll no. 151).(text: CR H2178)</text>
        <type>Floor</type>
        <actionCode>8000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
        <recordedVotes>
          <recordedVote>
            <rollNumber>151</rollNumber>
            <url>https://clerk.house.gov/evs/2015/roll151.xml</url>
            <chamber>House</chamber>
            <congress>114</congress>
            <date>2015-04-14T21:56:48Z</date>
            <sessionNumber>1</sessionNumber>
          </recordedVote>
        </recordedVotes>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>17:49:54</actionTime>
        <text>On motion to recommit with instructions Failed by the Yeas and Nays: 184 - 239 (Roll no. 150).</text>
        <type>Floor</type>
        <actionCode>H36110</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
        <recordedVotes>
          <recordedVote>
            <rollNumber>150</rollNumber>
            <url>https://clerk.house.gov/evs/2015/roll150.xml</url>
            <chamber>House</chamber>
            <congress>114</congress>
            <date>2015-04-14T21:49:54Z</date>
            <sessionNumber>1</sessionNumber>
          </recordedVote>
        </recordedVotes>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>17:13:37</actionTime>
        <text>DEBATE - The House proceeded with 10 minutes of debate on the Waters motion to recommit with instructions. The instructions contained in the motion seek to report the same back to the House forthwith with an amendment to ensure that the underlying legislation does not benefit lenders or individuals that have engaged in unfair, deceptive, predatory, or abusive lending practices, or have been convicted of mortgage fraud, pending reservation of a point of order. Subsequently, the reservation of a point of order was removed.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>17:13:21</actionTime>
        <text>Ms. Waters, Maxine moved to recommit with instructions to the Committee on Financial Services. (consideration: CR H2194-2196)</text>
        <type>Floor</type>
        <actionCode>H36100</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>17:13:10</actionTime>
        <text>Pursuant to clause 1(c) of Rule 19, further proceedings on H.R. 650 resumed.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>17:12:48</actionTime>
        <text>Considered as unfinished business. (consideration: CR H2194-2197)</text>
        <type>Floor</type>
        <actionCode>H30000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>16:10:44</actionTime>
        <text>POSTPONED PROCEEDINGS - Pursuant to clause 1(c) of Rule 19, further proceedings on H.R. 650 was postponed.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>16:10:12</actionTime>
        <text>The previous question was ordered pursuant to the rule. (consideration: CR H2188)</text>
        <type>Floor</type>
        <actionCode>H35000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>15:01:06</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 189, the House proceeded with one hour of debate on H. R. 650.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-14</actionDate>
        <actionTime>15:00:42</actionTime>
        <text>Considered under the provisions of rule H. Res. 189. (consideration: CR H2178-2188)</text>
        <type>Floor</type>
        <actionCode>H30000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-13</actionDate>
        <actionTime>19:32:55</actionTime>
        <text>Rules Committee Resolution H. Res. 189 Reported to House. Resolution provides for consideration of 3 measures: H.R. 650; H.R. 685; and S. Con. Res. 11.</text>
        <type>Floor</type>
        <actionCode>H1L210</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-04-06</actionDate>
        <text>Placed on the Union Calendar, Calendar No. 34.</text>
        <type>Calendars</type>
        <actionCode>H12410</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
        <calendarNumber>
          <calendar>U00034</calendar>
        </calendarNumber>
      </item>
      <item>
        <actionDate>2015-04-06</actionDate>
        <text>Reported by the Committee on Financial Services. H. Rept. 114-53.</text>
        <type>Committee</type>
        <actionCode>H12200</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
      </item>
      <item>
        <actionDate>2015-04-06</actionDate>
        <text>Reported by the Committee on Financial Services. H. Rept. 114-53.</text>
        <type>Committee</type>
        <actionCode>5000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
      </item>
      <item>
        <actionDate>2015-03-26</actionDate>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <code>1</code>
          <name>House committee actions</name>
        </sourceSystem>
        <text>Ordered to be Reported by the Yeas and Nays: 43 - 15.</text>
        <type>Committee</type>
      </item>
      <item>
        <actionDate>2015-03-26</actionDate>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <code>1</code>
          <name>House committee actions</name>
        </sourceSystem>
        <text>Committee Consideration and Mark-up Session Held.</text>
        <type>Committee</type>
      </item>
      <item>
        <actionDate>2015-03-25</actionDate>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
        <sourceSystem>
          <code>1</code>
          <name>House committee actions</name>
        </sourceSystem>
        <text>Committee Consideration and Mark-up Session Held.</text>
        <type>Committee</type>
      </item>
      <item>
        <actionDate>2015-02-03</actionDate>
        <text>Sponsor introductory remarks on measure. (CR E157)</text>
        <type>IntroReferral</type>
        <actionCode>B00100</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-02-02</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
        <type>IntroReferral</type>
        <actionCode>H11100</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
      </item>
      <item>
        <actionDate>2015-02-02</actionDate>
        <text>Introduced in House</text>
        <type>IntroReferral</type>
        <actionCode>Intro-H</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2015-02-02</actionDate>
        <text>Introduced in House</text>
        <type>IntroReferral</type>
        <actionCode>1000</actionCode>
        <sourceSystem>
          <code>9</code>
          <name>Library of Congress</name>
        </sourceSystem>
      </item>
    </actions>
    <sponsors>
      <item>
        <bioguideId>F000458</bioguideId>
        <fullName>Rep. Fincher, Stephen Lee [R-TN-8]</fullName>
        <firstName>Stephen</firstName>
        <lastName>Fincher</lastName>
        <party>R</party>
        <state>TN</state>
        <middleName>Lee</middleName>
        <district>8</district>
        <isByRequest>N</isByRequest>
      </item>
    </sponsors>
    <cosponsors>
      <item>
        <bioguideId>S001185</bioguideId>
        <fullName>Rep. Sewell, Terri A. [D-AL-7]</fullName>
        <firstName>Terri</firstName>
        <lastName>Sewell</lastName>
        <party>D</party>
        <state>AL</state>
        <middleName>A.</middleName>
        <district>7</district>
        <sponsorshipDate>2015-02-02</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001282</bioguideId>
        <fullName>Rep. Barr, Andy [R-KY-6]</fullName>
        <firstName>Andy</firstName>
        <lastName>Barr</lastName>
        <party>R</party>
        <state>KY</state>
        <district>6</district>
        <sponsorshipDate>2015-02-02</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001191</bioguideId>
        <fullName>Rep. Sinema, Kyrsten [D-AZ-9]</fullName>
        <firstName>Kyrsten</firstName>
        <lastName>Sinema</lastName>
        <party>D</party>
        <state>AZ</state>
        <district>9</district>
        <sponsorshipDate>2015-02-02</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000533</bioguideId>
        <fullName>Rep. Duncan, John J., Jr. [R-TN-2]</fullName>
        <firstName>JOHN</firstName>
        <lastName>DUNCAN</lastName>
        <party>R</party>
        <state>TN</state>
        <middleName>J.</middleName>
        <district>2</district>
        <sponsorshipDate>2015-02-10</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>N000185</bioguideId>
        <fullName>Rep. Nugent, Richard B. [R-FL-11]</fullName>
        <firstName>Richard</firstName>
        <lastName>Nugent</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>B.</middleName>
        <district>11</district>
        <sponsorshipDate>2015-02-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001273</bioguideId>
        <fullName>Rep. Black, Diane [R-TN-6]</fullName>
        <firstName>Diane</firstName>
        <lastName>Black</lastName>
        <party>R</party>
        <state>TN</state>
        <district>6</district>
        <sponsorshipDate>2015-02-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001190</bioguideId>
        <fullName>Rep. Mullin, Markwayne [R-OK-2]</fullName>
        <firstName>Markwayne</firstName>
        <lastName>Mullin</lastName>
        <party>R</party>
        <state>OK</state>
        <district>2</district>
        <sponsorshipDate>2015-02-13</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>L000491</bioguideId>
        <fullName>Rep. Lucas, Frank D. [R-OK-3]</fullName>
        <firstName>FRANK</firstName>
        <lastName>LUCAS</lastName>
        <party>R</party>
        <state>OK</state>
        <middleName>D.</middleName>
        <district>3</district>
        <sponsorshipDate>2015-02-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S000018</bioguideId>
        <fullName>Rep. Salmon, Matt [R-AZ-5]</fullName>
        <firstName>MATT</firstName>
        <lastName>SALMON</lastName>
        <party>R</party>
        <state>AZ</state>
        <district>5</district>
        <sponsorshipDate>2015-02-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001045</bioguideId>
        <fullName>Rep. Harper, Gregg [R-MS-3]</fullName>
        <firstName>Gregg</firstName>
        <lastName>Harper</lastName>
        <party>R</party>
        <state>MS</state>
        <district>3</district>
        <sponsorshipDate>2015-02-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000601</bioguideId>
        <fullName>Rep. Palazzo, Steven M. [R-MS-4]</fullName>
        <firstName>Steven</firstName>
        <lastName>Palazzo</lastName>
        <party>R</party>
        <state>MS</state>
        <middleName>M.</middleName>
        <district>4</district>
        <sponsorshipDate>2015-02-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001182</bioguideId>
        <fullName>Rep. Mulvaney, Mick [R-SC-5]</fullName>
        <firstName>Mick</firstName>
        <lastName>Mulvaney</lastName>
        <party>R</party>
        <state>SC</state>
        <district>5</district>
        <sponsorshipDate>2015-02-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000614</bioguideId>
        <fullName>Rep. Duffy, Sean P. [R-WI-7]</fullName>
        <firstName>Sean</firstName>
        <lastName>Duffy</lastName>
        <party>R</party>
        <state>WI</state>
        <middleName>P.</middleName>
        <district>7</district>
        <sponsorshipDate>2015-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000448</bioguideId>
        <fullName>Rep. Franks, Trent [R-AZ-8]</fullName>
        <firstName>Trent</firstName>
        <lastName>Franks</lastName>
        <party>R</party>
        <state>AZ</state>
        <district>8</district>
        <sponsorshipDate>2015-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000813</bioguideId>
        <fullName>Rep. Walorski, Jackie [R-IN-2]</fullName>
        <firstName>Jackie</firstName>
        <lastName>Walorski</lastName>
        <party>R</party>
        <state>IN</state>
        <district>2</district>
        <sponsorshipDate>2015-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>G000565</bioguideId>
        <fullName>Rep. Gosar, Paul A. [R-AZ-4]</fullName>
        <firstName>Paul</firstName>
        <lastName>Gosar</lastName>
        <party>R</party>
        <state>AZ</state>
        <middleName>A.</middleName>
        <district>4</district>
        <sponsorshipDate>2015-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000413</bioguideId>
        <fullName>Rep. Whitfield, Ed [R-KY-1]</fullName>
        <firstName>EDWARD</firstName>
        <lastName>WHITFIELD</lastName>
        <party>R</party>
        <state>KY</state>
        <district>1</district>
        <sponsorshipDate>2015-03-03</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000588</bioguideId>
        <fullName>Rep. Pearce, Stevan [R-NM-2]</fullName>
        <firstName>Stevan</firstName>
        <lastName>Pearce</lastName>
        <party>R</party>
        <state>NM</state>
        <district>2</district>
        <sponsorshipDate>2015-03-04</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000368</bioguideId>
        <fullName>Rep. Kirkpatrick, Ann [D-AZ-1]</fullName>
        <firstName>Ann</firstName>
        <lastName>Kirkpatrick</lastName>
        <party>D</party>
        <state>AZ</state>
        <district>1</district>
        <sponsorshipDate>2015-03-04</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001243</bioguideId>
        <fullName>Rep. Blackburn, Marsha [R-TN-7]</fullName>
        <firstName>Marsha</firstName>
        <lastName>Blackburn</lastName>
        <party>R</party>
        <state>TN</state>
        <district>7</district>
        <sponsorshipDate>2015-03-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000467</bioguideId>
        <fullName>Rep. Thompson, Glenn [R-PA-5]</fullName>
        <firstName>Glenn</firstName>
        <lastName>Thompson</lastName>
        <party>R</party>
        <state>PA</state>
        <district>5</district>
        <sponsorshipDate>2015-03-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001294</bioguideId>
        <fullName>Rep. Blum, Rod [R-IA-1]</fullName>
        <firstName>Rod</firstName>
        <lastName>Blum</lastName>
        <party>R</party>
        <state>IA</state>
        <district>1</district>
        <sponsorshipDate>2015-03-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001188</bioguideId>
        <fullName>Rep. Stutzman, Marlin A. [R-IN-3]</fullName>
        <firstName>Marlin</firstName>
        <lastName>Stutzman</lastName>
        <party>R</party>
        <state>IN</state>
        <middleName>A.</middleName>
        <district>3</district>
        <sponsorshipDate>2015-03-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000604</bioguideId>
        <fullName>Rep. Russell, Steve [R-OK-5]</fullName>
        <firstName>Steve</firstName>
        <lastName>Russell</lastName>
        <party>R</party>
        <state>OK</state>
        <district>5</district>
        <sponsorshipDate>2015-03-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000604</bioguideId>
        <fullName>Rep. Dent, Charles W. [R-PA-15]</fullName>
        <firstName>Charles</firstName>
        <lastName>Dent</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>W.</middleName>
        <district>15</district>
        <sponsorshipDate>2015-03-18</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001289</bioguideId>
        <fullName>Rep. Byrne, Bradley [R-AL-1]</fullName>
        <firstName>Bradley</firstName>
        <lastName>Byrne</lastName>
        <party>R</party>
        <state>AL</state>
        <district>1</district>
        <sponsorshipDate>2015-03-18</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001284</bioguideId>
        <fullName>Rep. Brooks, Susan W. [R-IN-5]</fullName>
        <firstName>Susan</firstName>
        <lastName>Brooks</lastName>
        <party>R</party>
        <state>IN</state>
        <middleName>W.</middleName>
        <district>5</district>
        <sponsorshipDate>2015-03-18</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001183</bioguideId>
        <fullName>Rep. Schweikert, David [R-AZ-6]</fullName>
        <firstName>David</firstName>
        <lastName>Schweikert</lastName>
        <party>R</party>
        <state>AZ</state>
        <district>6</district>
        <sponsorshipDate>2015-03-19</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001072</bioguideId>
        <fullName>Rep. Hill, J. French [R-AR-2]</fullName>
        <firstName>J.</firstName>
        <lastName>Hill</lastName>
        <party>R</party>
        <state>AR</state>
        <middleName>French</middleName>
        <district>2</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001297</bioguideId>
        <fullName>Rep. Buck, Ken [R-CO-4]</fullName>
        <firstName>Ken</firstName>
        <lastName>Buck</lastName>
        <party>R</party>
        <state>CO</state>
        <district>4</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001158</bioguideId>
        <fullName>Rep. Marchant, Kenny [R-TX-24]</fullName>
        <firstName>Kenny</firstName>
        <lastName>Marchant</lastName>
        <party>R</party>
        <state>TX</state>
        <district>24</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H001060</bioguideId>
        <fullName>Rep. Hurt, Robert [R-VA-5]</fullName>
        <firstName>Robert</firstName>
        <lastName>Hurt</lastName>
        <party>R</party>
        <state>VA</state>
        <district>5</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000598</bioguideId>
        <fullName>Rep. Rothfus, Keith J. [R-PA-12]</fullName>
        <firstName>Keith</firstName>
        <lastName>Rothfus</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>J.</middleName>
        <district>12</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000605</bioguideId>
        <fullName>Rep. Perry, Scott [R-PA-4]</fullName>
        <firstName>Scott</firstName>
        <lastName>Perry</lastName>
        <party>R</party>
        <state>PA</state>
        <district>4</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>W000816</bioguideId>
        <fullName>Rep. Williams, Roger [R-TX-25]</fullName>
        <firstName>Roger</firstName>
        <lastName>Williams</lastName>
        <party>R</party>
        <state>TX</state>
        <district>25</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>D000616</bioguideId>
        <fullName>Rep. DesJarlais, Scott [R-TN-4]</fullName>
        <firstName>Scott</firstName>
        <lastName>DesJarlais</lastName>
        <party>R</party>
        <state>TN</state>
        <district>4</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>H000636</bioguideId>
        <fullName>Rep. Hinojosa, Ruben [D-TX-15]</fullName>
        <firstName>RUBEN</firstName>
        <lastName>HINOJOSA</lastName>
        <party>D</party>
        <state>TX</state>
        <district>15</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000459</bioguideId>
        <fullName>Rep. Fleischmann, Charles J. "Chuck" [R-TN-3]</fullName>
        <firstName>Charles</firstName>
        <lastName>Fleischmann</lastName>
        <party>R</party>
        <state>TN</state>
        <middleName>J. "Chuck"</middleName>
        <district>3</district>
        <sponsorshipDate>2015-03-23</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>R000593</bioguideId>
        <fullName>Rep. Ross, Dennis A. [R-FL-15]</fullName>
        <firstName>Dennis</firstName>
        <lastName>Ross</lastName>
        <party>R</party>
        <state>FL</state>
        <middleName>A.</middleName>
        <district>15</district>
        <sponsorshipDate>2015-03-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001187</bioguideId>
        <fullName>Rep. Stivers, Steve [R-OH-15]</fullName>
        <firstName>Steve</firstName>
        <lastName>Stivers</lastName>
        <party>R</party>
        <state>OH</state>
        <district>15</district>
        <sponsorshipDate>2015-03-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>P000599</bioguideId>
        <fullName>Rep. Posey, Bill [R-FL-8]</fullName>
        <firstName>Bill</firstName>
        <lastName>Posey</lastName>
        <party>R</party>
        <state>FL</state>
        <district>8</district>
        <sponsorshipDate>2015-03-24</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>F000451</bioguideId>
        <fullName>Rep. Fitzpatrick, Michael G. [R-PA-8]</fullName>
        <firstName>Michael</firstName>
        <lastName>Fitzpatrick</lastName>
        <party>R</party>
        <state>PA</state>
        <middleName>G.</middleName>
        <district>8</district>
        <sponsorshipDate>2015-03-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>K000210</bioguideId>
        <fullName>Rep. King, Peter T. [R-NY-2]</fullName>
        <firstName>PETER</firstName>
        <lastName>KING</lastName>
        <party>R</party>
        <state>NY</state>
        <middleName>T.</middleName>
        <district>2</district>
        <sponsorshipDate>2015-03-26</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <cboCostEstimates>
      <item>
        <pubDate>2015-04-06T19:57:54Z</pubDate>
        <title>H.R. 650, Preserving Access to Manufactured Housing Act of 2015</title>
        <url>https://www.cbo.gov/publication/50082</url>
        <description>As ordered reported by the House Committee on Financial Services on March 26,&amp;nbsp;2015</description>
      </item>
    </cboCostEstimates>
    <policyArea>
      <name>Housing and Community Development</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Banking and financial institutions regulation</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
        <item>
          <name>Housing industry and standards</name>
        </item>
        <item>
          <name>Interest, dividends, interest rates</name>
        </item>
        <item>
          <name>Real estate business</name>
        </item>
        <item>
          <name>Retail and wholesale trades</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Housing and Community Development</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2015-02-02</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2015-02-18T22:03:37Z</updateDate>
        <text><![CDATA[ <p><b>Preserving Access to Manufactured Housing Act of 2015</b></p> <p> Amends the Truth in Lending Act to revise the exclusion from the meaning of "mortgage originator" of any employee of a retailer of manufactured homes who does not for compensation or gain take residential mortgage loan applications, for compensation or gain offer or negotiate terms of a residential mortgage loan, or advise a consumer on loan terms (including rates, fees, and other costs).</p> <p>Excludes from the meaning of "mortgage originator," instead, any retailer of manufactured or modular homes or its employees unless the retailer or its employees receive compensation or gain for engaging in certain activities in excess of any compensation or gain received in a comparable cash transaction.</p> <p>Revises the definition of "high cost mortgage."</p>]]></text>
      </summary>
      <summary>
        <versionCode>81</versionCode>
        <actionDate>2015-04-14</actionDate>
        <actionDesc>Passed House without amendment</actionDesc>
        <updateDate>2015-04-16T18:19:34Z</updateDate>
        <text><![CDATA[ <p>(This measure has not been amended since it was introduced. The summary of has been expanded because action occurred on the measure.)</p> <p><b>Preserving Access to Manufactured Housing Act of 2015</b></p> <p>(Sec. 2) Amends the Truth in Lending Act to revise the exclusion from the meaning of "mortgage originator" of any employee of a retailer of manufactured homes who does not for compensation or gain take residential mortgage loan applications, for compensation or gain offer or negotiate terms of a residential mortgage loan, or advise a consumer on loan terms (including rates, fees, and other costs).</p> <p>Excludes from the meaning of "mortgage originator," instead, any retailer of manufactured or modular homes or its employees unless the retailer or its employees receive compensation or gain for engaging in certain activities in excess of any compensation or gain received in a comparable cash transaction.</p> <p>(Sec. 3) Revises the definition of "high cost mortgage."</p>]]></text>
      </summary>
    </summaries>
    <title>Preserving Access to Manufactured Housing Act of 2015</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Preserving Access to Manufactured Housing Act of 2015</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Preserving Access to Manufactured Housing Act of 2015</title>
      </item>
      <item>
        <titleType>Short Titles as Reported to House</titleType>
        <title>Preserving Access to Manufactured Housing Act of 2015</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
      </item>
      <item>
        <titleType>Short Titles as Passed House</titleType>
        <title>Preserving Access to Manufactured Housing Act of 2015</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
      </item>
    </titles>
    <textVersions>
      <item>
        <type>Referred in Senate</type>
        <date>2015-04-15T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-114hr650rfs/xml/BILLS-114hr650rfs.xml</url>
          </item>
        </formats>
      </item>
      <item>
        <type>Engrossed in House</type>
        <date>2015-04-14T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-114hr650eh/xml/BILLS-114hr650eh.xml</url>
          </item>
        </formats>
      </item>
      <item>
        <type>Reported in House</type>
        <date>2015-04-06T04:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-114hr650rh/xml/BILLS-114hr650rh.xml</url>
          </item>
        </formats>
      </item>
      <item>
        <type>Introduced in House</type>
        <date>2015-02-02T05:00:00Z</date>
        <formats>
          <item>
            <url>https://www.govinfo.gov/content/pkg/BILLS-114hr650ih/xml/BILLS-114hr650ih.xml</url>
          </item>
        </formats>
      </item>
    </textVersions>
    <latestAction>
      <actionDate>2015-04-15</actionDate>
      <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
    </latestAction>
  </bill>
  <dublinCore xmlns:dc="http://purl.org/dc/elements/1.1/">
    <dc:format>text/xml</dc:format>
    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
  </dublinCore>
</billStatus>
