3.0.0 5481 2023-01-11T13:32:47Z 2023-01-11T13:32:47Z House HR 2016-06-14 114 [Congressional Record Volume 162, Number 94 (Tuesday, June 14, 2016)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. SALMON:H.R. 5481.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 18:The Congress shall have power . . . To make all laws whichshall be necessary and proper for carrying into execution theforegoing powers, and all other powers vested by thisConstitution in the government of the United States, or inany department or officer thereof.[Page H3816]]]> hsed00 Education and the Workforce Committee House Standing hsed13 Higher Education and Workforce Development Subcomittee Referred to 2016-09-19T14:32:32Z Referred to 2016-06-14T14:01:00Z 2016-09-19 hsed13 Higher Education and Workforce Development Subcomittee 1 House committee actions Referred to the Subcommittee on Higher Education and Workforce Training. Committee 2016-06-14 Referred to the House Committee on Education and the Workforce. IntroReferral H11100 2 House floor actions hsed00 Education and the Workforce Committee 2016-06-14 Introduced in House IntroReferral Intro-H 9 Library of Congress 2016-06-14 Introduced in House IntroReferral 1000 9 Library of Congress S000018 Rep. Salmon, Matt [R-AZ-5] MATT SALMON R AZ 5 N G000576 Rep. Grothman, Glenn [R-WI-6] Glenn Grothman R WI 6 2016-06-14 True Education Financial literacy Higher education Student aid and college costs Education 00 2016-06-14 Introduced in House 2017-01-05T21:11:42Z Ensure Responsible Borrowing Act

This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to modify loan counseling requirements for an institution of higher education (IHE) that participates in federal student aid programs.

Currently, an IHE must provide one-time entrance counseling to a student who is a first-time Direct Loan (DL) program borrower. This bill allows an IHE to require any student DL program borrower to complete additional counseling on the terms, conditions, and responsibilities of a loan at or prior to its disbursement.

Additionally, it requires an IHE to ensure that student and parent DL program borrowers annually accept a loan affirmatively prior to the first disbursement of such loan.

]]> Ensure Responsible Borrowing Act Display Title Ensure Responsible Borrowing Act Official Title as Introduced To amend the Higher Education Act of 1965 to authorize institutions of higher education to provide additional loan counseling, and for other purposes. Introduced in House IH Short Titles as Introduced Ensure Responsible Borrowing Act Introduced in House 2016-06-14T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-114hr5481ih/xml/BILLS-114hr5481ih.xml 2016-09-19 Referred to the Subcommittee on Higher Education and Workforce Training. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.