3.0.0 1908 2023-01-11T13:27:39Z 2023-01-11T13:27:39Z House HR 2015-04-21 114 [Congressional Record Volume 161, Number 58 (Tuesday, April 21, 2015)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mrs. BEATTY:H.R. 1908.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 of the United StatesConstitution which grants Congress the power to regulateCommerce with foreign Nations, and among the several States,and with the Indian Tribes.[Page H2355]]]> hsba00 Financial Services Committee House Standing Referred to 2015-04-21T16:03:15Z 2015-04-22 Sponsor introductory remarks on measure. (CR E559) IntroReferral B00100 9 Library of Congress 2015-04-21 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2015-04-21 Introduced in House IntroReferral Intro-H 9 Library of Congress 2015-04-21 Introduced in House IntroReferral 1000 9 Library of Congress B001281 Rep. Beatty, Joyce [D-OH-3] Joyce Beatty D OH 3 N S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2015-04-21 True H000636 Rep. Hinojosa, Ruben [D-TX-15] RUBEN HINOJOSA D TX 15 2015-04-21 True S001185 Rep. Sewell, Terri A. [D-AL-7] Terri Sewell D AL A. 7 2015-04-21 True M000087 Rep. Maloney, Carolyn B. [D-NY-12] CAROLYN MALONEY D NY B. 12 2015-04-21 True M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2015-04-21 True E000290 Rep. Edwards, Donna F. [D-MD-4] Donna Edwards D MD F. 4 2015-04-21 True C000714 Rep. Conyers, John, Jr. [D-MI-13] JOHN CONYERS D MI 13 2015-04-21 True K000385 Rep. Kelly, Robin L. [D-IL-2] Robin Kelly D IL L. 2 2015-04-21 True H001064 Rep. Heck, Denny [D-WA-10] Denny Heck D WA 10 2015-04-21 True C001097 Rep. Cárdenas, Tony [D-CA-29] Tony Cárdenas D CA 29 2015-04-21 True W000822 Rep. Watson Coleman, Bonnie [D-NJ-12] Bonnie Watson Coleman D NJ 12 2015-04-21 True G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 2015-04-21 True R000053 Rep. Rangel, Charles B. [D-NY-13] CHARLES RANGEL D NY B. 13 2015-04-21 True H001063 Rep. Hahn, Janice [D-CA-44] Janice Hahn D CA 44 2015-04-21 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2015-04-21 True C000984 Rep. Cummings, Elijah E. [D-MD-7] ELIJAH CUMMINGS D MD E. 7 2015-04-21 True F000043 Rep. Fattah, Chaka [D-PA-2] CHAKA FATTAH D PA 2 2015-04-21 True S001157 Rep. Scott, David [D-GA-13] David Scott D GA 13 2015-04-21 True C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2015-04-21 True F000455 Rep. Fudge, Marcia L. [D-OH-11] Marcia Fudge D OH L. 11 2015-04-21 True K000009 Rep. Kaptur, Marcy [D-OH-9] MARCY KAPTUR D OH 9 2015-04-21 True C001072 Rep. Carson, Andre [D-IN-7] Andre Carson D IN 7 2015-04-21 True J000126 Rep. Johnson, Eddie Bernice [D-TX-30] EDDIE JOHNSON D TX BERNICE 30 2015-04-23 False L000551 Rep. Lee, Barbara [D-CA-13] BARBARA LEE D CA 13 2015-04-23 False S000248 Rep. Serrano, Jose E. [D-NY-15] JOSE SERRANO D NY E. 15 2015-04-30 False C001038 Rep. Crowley, Joseph [D-NY-14] JOSEPH CROWLEY D NY 14 2015-04-30 False L000287 Rep. Lewis, John [D-GA-5] JOHN LEWIS D GA 5 2015-04-30 False L000581 Rep. Lawrence, Brenda L. [D-MI-14] Brenda Lawrence D MI L. 14 2015-04-30 False H000324 Rep. Hastings, Alcee L. [D-FL-20] ALCEE HASTINGS D FL L. 20 2015-05-05 False P000610 Del. Plaskett, Stacey E. [D-VI-At Large] Stacey Plaskett D VI E. 0 2015-05-13 False J000032 Rep. Jackson Lee, Sheila [D-TX-18] SHEILA JACKSON LEE D TX 18 2015-05-21 False A000370 Rep. Adams, Alma S. [D-NC-12] Alma Adams D NC S. 12 2015-06-03 False J000288 Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4] Henry Johnson D GA C. "Hank" 4 2015-06-15 False D000096 Rep. Davis, Danny K. [D-IL-7] DANNY DAVIS D IL K. 7 2015-09-08 False Housing and Community Development Financial literacy Housing finance and home ownership Life, casualty, property insurance Housing and Community Development 00 2015-04-21 Introduced in House 2015-05-12T16:52:37Z Housing Financial Literacy Act of 2015

Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by the Secretary of Housing and Urban Development.

Repeals the current maximum premium payment of 2.75% of the amount of the mortgage's original insured principal obligation.

Sets the single mortgage insurance premium payment at 25 basis points lower than the premium payment amount otherwise established.

]]> Housing Financial Literacy Act of 2015 Display Title Housing Financial Literacy Act of 2015 Official Title as Introduced To require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program. Introduced in House IH Short Titles as Introduced Housing Financial Literacy Act of 2015 Introduced in House 2015-04-21T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-114hr1908ih/xml/BILLS-114hr1908ih.xml 2015-04-22 Sponsor introductory remarks on measure. (CR E559) text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.