3.0.0 1766 2023-01-11T13:27:43Z 2023-01-11T13:27:43Z House HR 2015-04-14 114 [Congressional Record Volume 161, Number 53 (Tuesday, April 14, 2015)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. PITTENGER:H.R. 1766.Congress has the power to enact this legislation pursuantto the following:The explicit power of Congress to regulate commerce in andamong the states, as enumerated in Article 1, Section 8,Clause 3, the Commerce Clause, of the United StatesConstitution.Additionally, Article 1, Section 7, Clause 2 of theConstitution allows for every bill passed by the House ofRepresentatives and the Senate and signed by the President tobe codified in to law; and therefore implicitly allowsCongress to repeal any bill that has been passed by bothchambers and signed in to law by the President.[Page H2210]]]> hsba00 Financial Services Committee House Standing Referred to 2015-04-14T14:01:15Z Financial CHOICE Act of 2016 114 5983 HR 2016-12-20 Placed on the Union Calendar, Calendar No. 693. Related bill CRS 2015-04-14 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2015-04-14 Introduced in House IntroReferral Intro-H 9 Library of Congress 2015-04-14 Introduced in House IntroReferral 1000 9 Library of Congress P000606 Rep. Pittenger, Robert [R-NC-9] Robert Pittenger R NC 9 N S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2015-06-10 False Finance and Financial Sector Banking and financial institutions regulation Business records Credit and credit markets Minority and disadvantaged businesses Small business Women in business Finance and Financial Sector 00 2015-04-14 Introduced in House 2015-04-20T21:09:08Z Right to Lend Act of 2015

Repeals provisions of the Equal Credit Opportunity Act, as amended by Dodd-Frank Wall Street Reform and Consumer Protection Act, that require financial institutions to: (1) inquire whether businesses applying for credit for a women-owned, minority-owned, or small business are such a business; and (2) submit annually to the Consumer Financial Protection Bureau, in a manner to be made available to the public, a record of the responses to such inquiry, including census tract information and disclosures as to the race, sex, and ethnicity of the principal owners of such businesses.

]]> Right to Lend Act of 2015 Display Title Right to Lend Act of 2015 Official Title as Introduced To amend the Equal Credit Opportunity Act to repeal a small business loan data collection requirement. Introduced in House IH Short Titles as Introduced Right to Lend Act of 2015 Introduced in House 2015-04-14T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-114hr1766ih/xml/BILLS-114hr1766ih.xml 2015-04-14 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.