3.0.0 1262 2023-01-11T13:28:13Z 2023-01-11T13:28:13Z House HR 2015-03-04 114 [Congressional Record Volume 161, Number 37 (Wednesday, March 4, 2015)]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. DUFFY:H.R. 1262.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8To make all Laws which shall be necessary and proper forcarrying into Execution the foregoing Powers, and all otherPowers vested by this Constitution in the Government of theUnited States, or in any Department or Officer thereof.[Page H1615]]]> hsba00 Financial Services Committee House Standing Referred to 2015-03-04T15:12:40Z Financial CHOICE Act of 2016 114 5983 HR 2016-12-20 Placed on the Union Calendar, Calendar No. 693. Related bill CRS 2015-03-04 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2015-03-04 Introduced in House IntroReferral Intro-H 9 Library of Congress 2015-03-04 Introduced in House IntroReferral 1000 9 Library of Congress D000614 Rep. Duffy, Sean P. [R-WI-7] Sean Duffy R WI P. 7 N N000182 Rep. Neugebauer, Randy [R-TX-19] Randy Neugebauer R TX 19 2015-03-04 True B001282 Rep. Barr, Andy [R-KY-6] Andy Barr R KY 6 2015-03-04 True Finance and Financial Sector Banking and financial institutions regulation Business records Consumer affairs Government information and archives Right of privacy Finance and Financial Sector 00 2015-03-04 Introduced in House 2015-03-18T14:27:29Z Consumer Right to Financial Privacy Act of 2015

Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to revise the prohibition against the Consumer Financial Protection Bureau (CFPB)'s obtaining, from a covered person or service provider, any personally identifiable financial information about a consumer.

Prohibits the CFPB, in addition, from requesting, accessing, collecting, using, retaining, or disclosing nonpublic personal information about a consumer unless: (1) the CFPB clearly and conspicuously discloses to the consumer, in writing or in an electronic form, what information will be requested, obtained, accessed, collected, used, retained, or disclosed; and (2) the consumer informs the CFPB, before such information is requested, obtained, accessed, collected, used, retained, or disclosed, that such information may be requested, obtained, accessed, collected, used, retained, or disclosed.

Subjects to the same restrictions and conditions to any person directed or engaged by the CFPB to collect such information on its behalf.

Amends the Right to Financial Privacy Act of 1978 to repeal the exemption from its application for CFPB examination or disclosure of financial records or information in the exercise of CFPB authority with respect to a financial institution (thus applying the Act to CFPB examinations and disclosures).

]]> Consumer Right to Financial Privacy Act of 2015 Display Title Consumer Right to Financial Privacy Act of 2015 Official Title as Introduced To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to require the Bureau of Consumer Financial Protection to notify and obtain permission from consumers before collecting nonpublic personal information about such consumers, and for other purposes. Introduced in House IH Short Titles as Introduced Consumer Right to Financial Privacy Act of 2015 Introduced in House 2015-03-04T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-114hr1262ih/xml/BILLS-114hr1262ih.xml 2015-03-04 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.