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    <updateDate>2023-01-11T13:27:04Z</updateDate>
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    <introducedDate>2014-01-14</introducedDate>
    <congress>113</congress>
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        <name>Banking, Housing, and Urban Affairs Committee</name>
        <chamber>Senate</chamber>
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            <name>Hearings by</name>
            <date>2014-09-16T14:00:00Z</date>
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        <title>Helping Expand Lending Practices in Rural Communities Act</title>
        <congress>113</congress>
        <number>2672</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2014-09-16</actionDate>
          <text>Committee on Banking, Housing, and Urban Affairs. Hearings held.</text>
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            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
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        <title>Small Financial Institutions Regulatory Relief Act of 2014</title>
        <congress>113</congress>
        <number>5786</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2014-12-03</actionDate>
          <text>Referred to the House Committee on Financial Services.</text>
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            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
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        <actionDate>2014-09-16</actionDate>
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        <text>Committee on Banking, Housing, and Urban Affairs. Hearings held.</text>
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            <name>Banking, Housing, and Urban Affairs Committee</name>
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        <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced: CR S327)</text>
        <type>IntroReferral</type>
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        <actionDate>2014-01-14</actionDate>
        <text>Sponsor introductory remarks on measure. (CR S326-327)</text>
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        <text>Introduced in Senate</text>
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    <sponsors>
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        <bioguideId>M000355</bioguideId>
        <fullName>Sen. McConnell, Mitch [R-KY]</fullName>
        <firstName>Mitch</firstName>
        <lastName>McConnell</lastName>
        <party>R</party>
        <state>KY</state>
        <isByRequest>N</isByRequest>
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    <cosponsors>
      <item>
        <bioguideId>P000603</bioguideId>
        <fullName>Sen. Paul, Rand [R-KY]</fullName>
        <firstName>Rand</firstName>
        <lastName>Paul</lastName>
        <party>R</party>
        <state>KY</state>
        <sponsorshipDate>2014-01-14</sponsorshipDate>
        <isOriginalCosponsor>True</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>J000291</bioguideId>
        <fullName>Sen. Johanns, Mike [R-NE]</fullName>
        <firstName>Mike</firstName>
        <lastName>Johanns</lastName>
        <party>R</party>
        <state>NE</state>
        <sponsorshipDate>2014-01-29</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
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    </cosponsors>
    <policyArea>
      <name>Finance and Financial Sector</name>
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    <subjects>
      <legislativeSubjects>
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          <name>Administrative remedies</name>
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          <name>Banking and financial institutions regulation</name>
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        <item>
          <name>Consumer Financial Protection Bureau</name>
        </item>
        <item>
          <name>Consumer affairs</name>
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          <name>Rural conditions and development</name>
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      <policyArea>
        <name>Finance and Financial Sector</name>
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    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2014-01-14</actionDate>
        <actionDesc>Introduced in Senate</actionDesc>
        <updateDate>2014-01-27T22:14:56Z</updateDate>
        <text><![CDATA[ <p>Helping Expand Lending Practices in Rural Communities Act of 2014 or the HELP Rural Communities Act of 2014 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to direct the Consumer Financial Protection Bureau (CFPB) to establish an application process under which a person who lives or does business in a state may apply to have a county designated as a rural area for purposes of a federal consumer financial law.</p> <p>Prescribes criteria for the CFPB to consider when evaluating such an application. </p> <p>Requires the CFPB to enter each such application into a sortable, downloadable database publicly accessible through its website.</p>]]></text>
      </summary>
    </summaries>
    <title>HELP Rural Communities Act of 2014</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>HELP Rural Communities Act of 2014</title>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>HELP Rural Communities Act of 2014</title>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Helping Expand Lending Practices in Rural Communities Act of 2014</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>A bill to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to provide for an application process for interested parties to apply for a county to be designated as a rural area, and for other purposes.</title>
      </item>
    </titles>
    <textVersions>
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        <type>Introduced in Senate</type>
        <date>2014-01-14T05:00:00Z</date>
        <formats>
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            <url>https://www.govinfo.gov/content/pkg/BILLS-113s1916is/xml/BILLS-113s1916is.xml</url>
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    <latestAction>
      <actionDate>2014-09-16</actionDate>
      <text>Committee on Banking, Housing, and Urban Affairs. Hearings held.</text>
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    <dc:language>EN</dc:language>
    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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