3.0.0 1613 2023-01-11T13:23:52Z 2023-01-11T13:23:52Z Senate S S 2013-10-30 113 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Referred to 2013-10-30T15:57:39Z Credit Access and Inclusion Act 113 2538 HR 2013-06-27 Referred to the House Committee on Financial Services. Identical bill CRS 2013-10-30 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. IntroReferral 2013-10-30 Introduced in Senate IntroReferral 10000 9 Library of Congress K000360 Sen. Kirk, Mark Steven [R-IL] MARK KIRK R IL STEVEN N M001183 Sen. Manchin, Joe, III [D-WV] Joseph Manchin D WV 2013-10-30 True T000464 Sen. Tester, Jon [D-MT] Jon Tester D MT 2013-12-17 False Finance and Financial Sector Business records Consumer affairs Consumer credit Housing finance and home ownership Public utilities and utility rates Telephone and wireless communication Finance and Financial Sector 00 2013-10-30 Introduced in Senate 2013-11-06T16:48:20Z Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a consumer reporting agency certain consumer identifying information, including: (1) a consumer's full name, telephone number, mother's maiden name, address, zip code, date of birth, any generational designation, or Social Security number; (2) information solely as to transactions or experiences between the consumer and the person furnishing the information; (3) public record information; and (4) information about the performance of a consumer making payments under a real property lease or pursuant to a utility or telecommunications service contract.

Defines "utility or telecommunication service" as an entity that provides utility services to the public through pipe, wire, landline, wireless, cable, or other connected facilities, or radio, electronic, or similar transmission, including the extension of such facilities.

]]> Credit Access and Inclusion Act Display Title Credit Access and Inclusion Act Official Title as Introduced A bill to amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting full-file alternative data, including positive and negative consumer credit information to consumer reporting agencies by public utility or telecommunications companies, and for other purposes. Introduced in Senate IS Short Titles as Introduced Credit Access and Inclusion Act Introduced in Senate 2013-10-30T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113s1613is/xml/BILLS-113s1613is.xml 2013-10-30 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.