3.0.0 4521 2023-01-11T13:26:37Z 2023-01-11T13:26:37Z House H HR 2014-04-30 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. LUETKEMEYER:H.R. 4521.Congress has the power to enact this legislation pursuantto the following:The constitutional authority on which this bill rests isthe explicit power of Congress to regulate commerce in andamong the states, as enumerate in Article 1, Section 8,Clause 3, the Commerce Clause, of the United StatesConstitution.Additionally, Article 1, Section 7, Clause 2 of theConstitution allows for every bill passed by the House ofRepresentatives and the Senate and signed by the President tobe codified into law; and therefore implicitly allowsCongress to repeal or amend any bill that has been passed byboth chambers and signed into law by the President.[Page H3364]]]> hsba00 Financial Services Committee House Standing Markup by 2014-05-22T15:56:17Z Referred to 2014-04-30T14:00:13Z CLEAR Relief Act of 2013 113 1750 HR 2013-04-25 Referred to the House Committee on Financial Services. Related bill CRS Jumpstarting Opportunities with Bold Solutions Act 113 4304 HR 2014-06-13 Referred to the Subcommittee on Health, Employment, Labor, and Pensions. Related bill CRS Small Financial Institutions Regulatory Relief Act of 2014 113 5786 HR 2014-12-03 Referred to the House Committee on Financial Services. Related bill CRS 2014-05-22 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported by the Yeas and Nays: 43 - 16. Committee 2014-05-22 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2014-04-30 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2014-04-30 Introduced in House IntroReferral Intro-H 9 Library of Congress 2014-04-30 Introduced in House IntroReferral 1000 9 Library of Congress L000569 Rep. Luetkemeyer, Blaine [R-MO-3] Blaine Luetkemeyer R MO 3 N C001095 Rep. Cotton, Tom [R-AR-4] Tom Cotton R AR 4 2014-05-06 False R000593 Rep. Ross, Dennis A. [R-FL-15] Dennis Ross R FL A. 15 2014-05-06 False P000606 Rep. Pittenger, Robert [R-NC-9] Robert Pittenger R NC 9 2014-05-06 False H001059 Rep. Hultgren, Randy [R-IL-14] Randy Hultgren R IL 14 2014-05-06 False B001282 Rep. Barr, Andy [R-KY-6] Andy Barr R KY 6 2014-05-06 False M001156 Rep. McHenry, Patrick T. [R-NC-10] Patrick McHenry R NC 10 2014-05-07 False M001139 Rep. Miller, Gary G. [R-CA-31] GARY MILLER R CA 31 2014-05-09 False S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2014-05-09 False B000013 Rep. Bachus, Spencer [R-AL-6] SPENCER BACHUS R AL 6 2014-05-09 False N000182 Rep. Neugebauer, Randy [R-TX-19] Randy Neugebauer R TX 19 2014-05-15 False G000567 Rep. Griffin, Tim [R-AR-2] Tim Griffin R AR 2 2014-05-21 False W000809 Rep. Womack, Steve [R-AR-3] Steve Womack R AR 3 2014-05-28 False J000290 Rep. Jenkins, Lynn [R-KS-2] Lynn Jenkins R KS 2 2014-06-05 False N000184 Rep. Noem, Kristi L. [R-SD-At Large] Kristi Noem R SD L. 0 2014-06-05 False F000458 Rep. Fincher, Stephen Lee [R-TN-8] Stephen Fincher R TN Lee 8 2014-06-17 False F000460 Rep. Farenthold, Blake [R-TX-27] Blake Farenthold R TX 27 2014-06-18 False M001192 Rep. McAllister, Vance M. [R-LA-5] Vance McAllister R LA M. 5 2014-06-18 False L000491 Rep. Lucas, Frank D. [R-OK-3] FRANK LUCAS R OK D. 3 2014-06-24 False C001096 Rep. Cramer, Kevin [R-ND-At Large] Kevin Cramer R ND 0 2014-06-24 False L000576 Rep. Long, Billy [R-MO-7] Billy Long R MO 7 2014-06-24 False B001283 Rep. Bridenstine, Jim [R-OK-1] Jim Bridenstine R OK 1 2014-06-24 False C000754 Rep. Cooper, Jim [D-TN-5] JAMES COOPER D TN H. 5 2014-07-10 False E000291 Rep. Ellmers, Renee L. [R-NC-2] Renee Ellmers R NC L. 2 2014-07-10 False D000618 Rep. Daines, Steve [R-MT-At Large] Steve Daines R MT 0 2014-07-10 False B001273 Rep. Black, Diane [R-TN-6] Diane Black R TN 6 2014-07-10 False L000575 Rep. Lankford, James [R-OK-5] James Lankford R OK 5 2014-07-10 False J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2014-07-15 False H001045 Rep. Harper, Gregg [R-MS-3] Gregg Harper R MS 3 2014-07-15 False S001192 Rep. Stewart, Chris [R-UT-2] Chris Stewart R UT 2 2014-07-15 False M001187 Rep. Meadows, Mark [R-NC-11] Mark Meadows R NC 11 2014-07-15 False B001250 Rep. Bishop, Rob [R-UT-1] Rob Bishop R UT 1 2014-07-17 False C001076 Rep. Chaffetz, Jason [R-UT-3] Jason Chaffetz R UT 3 2014-07-24 False S000250 Rep. Sessions, Pete [R-TX-32] PETE SESSIONS R TX 32 2014-07-24 False N000185 Rep. Nugent, Richard B. [R-FL-11] Richard Nugent R FL B. 11 2014-07-28 False N000186 Rep. Nunnelee, Alan [R-MS-1] Alan Nunnelee R MS 1 2014-07-31 False C001075 Rep. Cassidy, Bill [R-LA-6] Bill Cassidy R LA 6 2014-09-18 False B001252 Rep. Barrow, John [D-GA-12] John Barrow D GA 12 2014-11-12 False Housing and Community Development Administrative law and regulatory procedures Bank accounts, deposits, capital Banking and financial institutions regulation Consumer Financial Protection Bureau Federal Reserve System Housing finance and home ownership Real estate business Small business Housing and Community Development 00 2014-04-30 Introduced in House 2014-05-15T17:03:36Z Community Institution Mortgage Relief Act of 2014 - Amends the Truth in Lending Act (TILA) to require the Board of Governors of the Federal Reserve System to exempt from certain escrow or impound requirements a loan secured by a first lien on a consumer's principal dwelling if the loan is held by a creditor with assets of $10 billion or less.

Amends the Real Estate Settlement Procedures Act of 1974 to direct the Consumer Financial Protection Bureau (CFPB) to provide either exemptions or adjustments from the mortgage loan servicing and escrow account administration requirements of the Act for servicers that annually service 20,000 or fewer mortgage loans.

]]> Community Institution Mortgage Relief Act of 2014 Display Title Community Institution Mortgage Relief Act of 2014 Official Title as Introduced To modify exemptions for small creditors and mortgage loan servicers, to require a study of appropriate capital requirements for mortgage servicing assets for nonsystemic banking institutions, and for other purposes. Introduced in House IH Short Titles as Introduced Community Institution Mortgage Relief Act of 2014 Introduced in House 2014-04-30T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr4521ih/xml/BILLS-113hr4521ih.xml 2014-05-22 Ordered to be Reported by the Yeas and Nays: 43 - 16. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.