3.0.0 4480 2023-01-11T13:26:38Z 2023-01-11T13:26:38Z House H HR 2014-04-10 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. RICHMOND:H.R. 4480.Congress has the power to enact this legislation pursuantto the following:The Constitutional authority for this bill stems fromArticle 1, Section 8, Clause 3 of the United StatesConstitution.[Page H3198]]]> hsed00 Education and the Workforce Committee House Standing hsed13 Higher Education and Workforce Development Subcomittee Referred to 2014-06-13T17:50:28Z Referred to 2014-04-10T13:03:20Z 2014-06-13 hsed13 Higher Education and Workforce Development Subcomittee 1 House committee actions Referred to the Subcommittee on Higher Education and Workforce Training. Committee 2014-04-10 Referred to the House Committee on Education and the Workforce. IntroReferral H11100 2 House floor actions hsed00 Education and the Workforce Committee 2014-04-10 Introduced in House IntroReferral Intro-H 9 Library of Congress 2014-04-10 Introduced in House IntroReferral 1000 9 Library of Congress R000588 Rep. Richmond, Cedric L. [D-LA-2] Cedric Richmond D LA L. 2 N G000553 Rep. Green, Al [D-TX-9] Al Green D TX 9 2014-04-10 True H000324 Rep. Hastings, Alcee L. [D-FL-20] ALCEE HASTINGS D FL L. 20 2014-04-10 True C001072 Rep. Carson, Andre [D-IN-7] Andre Carson D IN 7 2014-04-10 True L000551 Rep. Lee, Barbara [D-CA-13] BARBARA LEE D CA 13 2014-04-10 True T000193 Rep. Thompson, Bennie G. [D-MS-2] BENNIE THOMPSON D MS 2 2014-04-10 True R000515 Rep. Rush, Bobby L. [D-IL-1] BOBBY RUSH D IL L. 1 2014-04-10 True F000043 Rep. Fattah, Chaka [D-PA-2] CHAKA FATTAH D PA 2 2014-04-10 True B000911 Rep. Brown, Corrine [D-FL-5] CORRINE BROWN D FL 5 2014-04-10 True D000096 Rep. Davis, Danny K. [D-IL-7] DANNY DAVIS D IL K. 7 2014-04-10 True S001157 Rep. Scott, David [D-GA-13] David Scott D GA 13 2014-04-10 True P000604 Rep. Payne, Donald M., Jr. [D-NJ-10] Donald Payne D NJ M. 10 2014-04-10 True C000380 Del. Christensen, Donna M. [D-VI-At Large] DONNA CHRISTENSEN D VI M. 0 2014-04-10 True J000126 Rep. Johnson, Eddie Bernice [D-TX-30] EDDIE JOHNSON D TX BERNICE 30 2014-04-10 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2014-04-10 True C000984 Rep. Cummings, Elijah E. [D-MD-7] ELIJAH CUMMINGS D MD E. 7 2014-04-10 True C001061 Rep. Cleaver, Emanuel [D-MO-5] Emanuel Cleaver D MO 5 2014-04-10 True W000808 Rep. Wilson, Frederica S. [D-FL-24] Frederica Wilson D FL S. 24 2014-04-10 True B001251 Rep. Butterfield, G. K. [D-NC-1] G. K. Butterfield D NC 1 2014-04-10 True M001137 Rep. Meeks, Gregory W. [D-NY-5] GREGORY MEEKS D NY W. 5 2014-04-10 True M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2014-04-10 True J000294 Rep. Jeffries, Hakeem S. [D-NY-8] Hakeem Jeffries D NY S. 8 2014-04-10 True J000288 Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4] Henry Johnson D GA C. "Hank" 4 2014-04-10 True J000032 Rep. Jackson Lee, Sheila [D-TX-18] SHEILA JACKSON LEE D TX 18 2014-04-10 True C000537 Rep. Clyburn, James E. [D-SC-6] JAMES CLYBURN D SC E. 6 2014-04-10 True C000714 Rep. Conyers, John, Jr. [D-MI-13] JOHN CONYERS D MI 13 2014-04-10 True B001281 Rep. Beatty, Joyce [D-OH-3] Joyce Beatty D OH 3 2014-04-10 True B001270 Rep. Bass, Karen [D-CA-37] Karen Bass D CA 37 2014-04-10 True E000288 Rep. Ellison, Keith [D-MN-5] Keith Ellison D MN 5 2014-04-10 True V000131 Rep. Veasey, Marc A. [D-TX-33] Marc Veasey D TX A. 33 2014-04-10 True F000455 Rep. Fudge, Marcia L. [D-OH-11] Marcia Fudge D OH L. 11 2014-04-10 True W000187 Rep. Waters, Maxine [D-CA-43] MAXINE WATERS D CA 43 2014-04-10 True C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2014-04-10 True K000385 Rep. Kelly, Robin L. [D-IL-2] Robin Kelly D IL L. 2 2014-04-10 True B000490 Rep. Bishop, Sanford D., Jr. [D-GA-2] SANFORD BISHOP D GA D. 2 2014-04-10 True S001185 Rep. Sewell, Terri A. [D-AL-7] Terri Sewell D AL A. 7 2014-04-10 True C001067 Rep. Clarke, Yvette D. [D-NY-9] Yvette Clarke D NY D. 9 2014-04-10 True L000287 Rep. Lewis, John [D-GA-5] JOHN LEWIS D GA 5 2014-05-20 False R000053 Rep. Rangel, Charles B. [D-NY-13] CHARLES RANGEL D NY B. 13 2014-05-20 False S000185 Rep. Scott, Robert C. "Bobby" [D-VA-3] Robert Scott D VA C. "Bobby" 3 2014-05-20 False Education Consumer credit Government lending and loan guarantees Higher education Student aid and college costs Education 00 2014-04-10 Introduced in House 2014-06-17T15:39:23Z Protecting Educational Loans for Underserved Students Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to establish criteria for the Secretary of Education to use in determining whether the credit history of applicants for William D. Ford Federal Direct PLUS loans renders them ineligible for such loans. (Federal Direct PLUS loans are provided to graduate or professional degree students and the parents of dependent undergraduate students.)

Directs the Secretary to consider an applicant to have an adverse credit history on the basis of his or her credit report, absent a determination that the applicant has extenuating circumstances, if : (1) the applicant is 90 or more days delinquent on the repayment of a debt exceeding $2,000; or (2) during the three years before the credit report date, the applicant has been subject to a default determination, bankruptcy discharge, foreclosure, repossession, tax lien, wage garnishment, or write-off of a title IV debt.

Requires applicants that have been subject to such actions to participate in loan counseling provided by the applicable institution of higher education before becoming eligible for Federal Direct PLUS loans.

Prohibits the Secretary from: (1) denying a Federal Direct PLUS loan to an applicant for having debt that is unrelated to title IV loans and is in collection or has been charged off, provided the applicant participates in such loan counseling; or (2) using the applicant's lack of a credit history as a reason to deny a Federal Direct PLUS loan to such applicant.

Requires the Secretary to retain a record of the Secretary's basis for determining that an applicant has extenuating circumstances that make the applicant eligible for a Federal Direct PLUS loan despite having an adverse credit history.

Makes the Secretary's determination that an applicant does not have an adverse credit history effective for the two years following such determination.

]]> Protecting Educational Loans for Underserved Students Act Display Title Protecting Educational Loans for Underserved Students Act Official Title as Introduced To amend adverse credit history determinations for purposes of Federal Direct PLUS Loan eligibility. Introduced in House IH Short Titles as Introduced Protecting Educational Loans for Underserved Students Act Introduced in House 2014-04-10T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr4480ih/xml/BILLS-113hr4480ih.xml 2014-06-13 Referred to the Subcommittee on Higher Education and Workforce Training. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.