3.0.0 4462 2023-01-11T13:26:39Z 2023-01-11T13:26:39Z House H HR 2014-04-10 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mrs. BEATTY:H.R. 4462.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 of the United StatesConstitution which grants Congress the power to regulateCommerce with foreign Nations, and among the several States,and with the Indian Tribes.[Page H3198]]]> hsba00 Financial Services Committee House Standing Referred to 2014-04-10T13:01:45Z 2014-04-10 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2014-04-10 Sponsor introductory remarks on measure. (CR E570) IntroReferral B00100 9 Library of Congress 2014-04-10 Introduced in House IntroReferral Intro-H 9 Library of Congress 2014-04-10 Introduced in House IntroReferral 1000 9 Library of Congress B001281 Rep. Beatty, Joyce [D-OH-3] Joyce Beatty D OH 3 N S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2014-04-10 True H000636 Rep. Hinojosa, Ruben [D-TX-15] RUBEN HINOJOSA D TX 15 2014-04-10 True W000187 Rep. Waters, Maxine [D-CA-43] MAXINE WATERS D CA 43 2014-04-10 True M000087 Rep. Maloney, Carolyn B. [D-NY-12] CAROLYN MALONEY D NY B. 12 2014-04-10 True C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2014-04-10 True M001137 Rep. Meeks, Gregory W. [D-NY-5] GREGORY MEEKS D NY W. 5 2014-04-10 True R000053 Rep. Rangel, Charles B. [D-NY-13] CHARLES RANGEL D NY B. 13 2014-04-10 True F000455 Rep. Fudge, Marcia L. [D-OH-11] Marcia Fudge D OH L. 11 2014-04-10 True G000535 Rep. Gutierrez, Luis V. [D-IL-4] LUIS GUTIERREZ D IL V. 4 2014-04-10 True S001156 Rep. Sánchez, Linda T. [D-CA-38] Linda Sánchez D CA T. 38 2014-04-10 True C001097 Rep. Cárdenas, Tony [D-CA-29] Tony Cárdenas D CA 29 2014-04-10 True S001185 Rep. Sewell, Terri A. [D-AL-7] Terri Sewell D AL A. 7 2014-04-10 True C001078 Rep. Connolly, Gerald E. [D-VA-11] Gerald Connolly D VA E. 11 2014-04-10 True H001064 Rep. Heck, Denny [D-WA-10] Denny Heck D WA 10 2014-04-10 True S001193 Rep. Swalwell, Eric [D-CA-15] Eric Swalwell D CA 15 2014-04-10 True L000551 Rep. Lee, Barbara [D-CA-13] BARBARA LEE D CA 13 2014-04-10 True J000032 Rep. Jackson Lee, Sheila [D-TX-18] SHEILA JACKSON LEE D TX 18 2014-04-10 True J000126 Rep. Johnson, Eddie Bernice [D-TX-30] EDDIE JOHNSON D TX BERNICE 30 2014-04-10 True E000290 Rep. Edwards, Donna F. [D-MD-4] Donna Edwards D MD F. 4 2014-04-10 True R000577 Rep. Ryan, Tim [D-OH-13] TIM RYAN D OH 13 2014-04-10 True J000288 Rep. Johnson, Henry C. "Hank," Jr. [D-GA-4] Henry Johnson D GA C. "Hank" 4 2014-04-10 True K000009 Rep. Kaptur, Marcy [D-OH-9] MARCY KAPTUR D OH 9 2014-04-29 False K000385 Rep. Kelly, Robin L. [D-IL-2] Robin Kelly D IL L. 2 2014-04-29 False M000309 Rep. McCarthy, Carolyn [D-NY-4] CAROLYN MCCARTHY D NY 4 2014-06-26 False N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2014-06-26 False M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2014-06-26 False H001063 Rep. Hahn, Janice [D-CA-44] Janice Hahn D CA 44 2014-07-08 False M001191 Rep. Murphy, Patrick [D-FL-18] Patrick Murphy D FL 18 2014-07-10 False L000557 Rep. Larson, John B. [D-CT-1] JOHN LARSON D CT B. 1 2014-07-10 False C001090 Rep. Cartwright, Matt [D-PA-17] Matt Cartwright D PA 17 2014-09-10 False Housing and Community Development Financial literacy Housing finance and home ownership Life, casualty, property insurance Housing and Community Development 00 2014-04-10 Introduced in House 2014-04-30T21:36:04Z Housing Financial Literacy Act of 2014 - Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by the Secretary of Housing and Urban Development (HUD).

Repeals the current maximum premium payment of 2.75% of the amount of the mortgage's original insured principal obligation.

Sets the single mortgage insurance premium payment at 25 basis points lower than the premium payment amount otherwise established.

]]> Housing Financial Literacy Act of 2014 Display Title Housing Financial Literacy Act of 2014 Official Title as Introduced To require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program. Introduced in House IH Short Titles as Introduced Housing Financial Literacy Act of 2014 Introduced in House 2014-04-10T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr4462ih/xml/BILLS-113hr4462ih.xml 2014-04-10 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.