3.0.0 4071 2023-01-11T13:26:59Z 2023-01-11T13:26:59Z House H HR 2014-02-21 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. SCHRADER:H.R. 4071.Congress has the power to enact this legislation pursuantto the following:This bill is enacted pursuant to the power granted toCongress under Article I, Section 8, Clause 3 of the UnitedStates Constitution.[Page H1880]]]> hsba00 Financial Services Committee House Standing Referred to 2014-02-21T16:00:23Z 2014-02-21 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2014-02-21 Introduced in House IntroReferral Intro-H 9 Library of Congress 2014-02-21 Introduced in House IntroReferral 1000 9 Library of Congress S001180 Rep. Schrader, Kurt [D-OR-5] Kurt Schrader D OR 5 N M001179 Rep. Marino, Tom [R-PA-10] Tom Marino R PA 10 2014-02-21 True G000564 Rep. Gibson, Christopher P. [R-NY-19] Christopher Gibson R NY P. 19 2014-02-25 False Emergency Management Disaster relief and insurance Floods and storm protection Emergency Management 00 2014-02-21 Introduced in House 2014-04-15T19:53:29Z Flood Insurance Flexibility Act of 2014 - Amends the National Flood Insurance Act of 1968 to direct the Administrator of the Federal Emergency Management Agency (FEMA) to make available, at the option of the insured, flood insurance coverage for properties with premiums and deductibles which have an annual loss-deductible for damage to the covered property of at least $10,000.

Authorizes FEMA to make coverage available with higher loss-deductible amounts that it considers feasible and appropriate.

Requires such flood insurance coverage to have a chargeable risk premium rate that, as determined by FEMA, accurately reflects both the current risk of flood to the property and the deductible.

]]> Flood Insurance Flexibility Act of 2014 Display Title Flood Insurance Flexibility Act of 2014 Official Title as Introduced To amend the National Flood Insurance Act of 1968 to provide for flood insurance policies with higher deductibles and lower rates. Introduced in House IH Short Titles as Introduced Flood Insurance Flexibility Act of 2014 Introduced in House 2014-02-21T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr4071ih/xml/BILLS-113hr4071ih.xml 2014-02-21 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.