3.0.0 3529 2023-01-11T13:23:49Z 2023-01-11T13:23:49Z House H HR 2013-11-19 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. MEADOWS:H.R. 3529.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 1:Congress shall have Power to lay and collect Taxes, Duties,Imposts and Excises, to pay the Debts and provide for thecommon Defence and general Welfare of the United States; butall Duties, Imposts and Excises shall be uniform throughoutthe United States.[Page H7252]]]> hsba00 Financial Services Committee House Standing Referred to 2013-11-19T15:00:29Z 2013-11-19 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2013-11-19 Introduced in House IntroReferral Intro-H 9 Library of Congress 2013-11-19 Introduced in House IntroReferral 1000 9 Library of Congress M001187 Rep. Meadows, Mark [R-NC-11] Mark Meadows R NC 11 N C001047 Rep. Capito, Shelley Moore [R-WV-2] Shelley Capito R WV Moore 2 2013-11-19 True M001191 Rep. Murphy, Patrick [D-FL-18] Patrick Murphy D FL 18 2013-11-19 True B001251 Rep. Butterfield, G. K. [D-NC-1] G. K. Butterfield D NC 1 2013-11-19 True S000185 Rep. Scott, Robert C. "Bobby" [D-VA-3] Robert Scott D VA C. "Bobby" 3 2013-11-21 False C001097 Rep. Cárdenas, Tony [D-CA-29] Tony Cárdenas D CA 29 2013-11-21 False M001182 Rep. Mulvaney, Mick [R-SC-5] Mick Mulvaney R SC 5 2013-11-21 False K000220 Rep. Kingston, Jack [R-GA-1] JACK KINGSTON R GA 1 2013-11-21 False B001270 Rep. Bass, Karen [D-CA-37] Karen Bass D CA 37 2013-11-22 False L000571 Rep. Lummis, Cynthia M. [R-WY-At Large] Cynthia Lummis R WY M. 0 2013-11-22 False K000382 Rep. Kuster, Ann M. [D-NH-2] Ann Kuster D NH M. 2 2013-11-22 False D000615 Rep. Duncan, Jeff [R-SC-3] Jeff Duncan R SC 3 2013-11-22 False L000579 Rep. Lowenthal, Alan S. [D-CA-47] Alan Lowenthal D CA S. 47 2013-12-11 False H001067 Rep. Hudson, Richard [R-NC-8] Richard Hudson R NC 8 2013-12-11 False C001090 Rep. Cartwright, Matt [D-PA-17] Matt Cartwright D PA 17 2014-01-08 False S001190 Rep. Schneider, Bradley Scott [D-IL-10] Bradley Schneider D IL Scott 10 2014-01-14 False C001095 Rep. Cotton, Tom [R-AR-4] Tom Cotton R AR 4 2014-01-16 False M001137 Rep. Meeks, Gregory W. [D-NY-5] GREGORY MEEKS D NY W. 5 2014-01-17 False D000618 Rep. Daines, Steve [R-MT-At Large] Steve Daines R MT 0 2014-01-17 False B001252 Rep. Barrow, John [D-GA-12] John Barrow D GA 12 2014-01-17 False S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2014-02-03 False E000291 Rep. Ellmers, Renee L. [R-NC-2] Renee Ellmers R NC L. 2 2014-02-18 False L000578 Rep. LaMalfa, Doug [R-CA-1] Doug LaMalfa R CA 1 2014-02-18 False W000804 Rep. Wittman, Robert J. [R-VA-1] Robert Wittman R VA J. 1 2014-02-18 False R000583 Rep. Rooney, Thomas J. [R-FL-17] Thomas Rooney R FL J. 17 2014-02-18 False F000461 Rep. Flores, Bill [R-TX-17] Bill Flores R TX 17 2014-02-18 False S001188 Rep. Stutzman, Marlin A. [R-IN-3] Marlin Stutzman R IN A. 3 2014-02-18 False S001186 Rep. Southerland, Steve II [R-FL-2] Steve Southerland R FL 2 2014-02-18 False B001284 Rep. Brooks, Susan W. [R-IN-5] Susan Brooks R IN W. 5 2014-02-18 False J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2014-02-18 False L000569 Rep. Luetkemeyer, Blaine [R-MO-3] Blaine Luetkemeyer R MO 3 2014-02-26 False F000458 Rep. Fincher, Stephen Lee [R-TN-8] Stephen Fincher R TN Lee 8 2014-02-26 False D000621 Rep. DeSantis, Ron [R-FL-6] Ron DeSantis R FL 6 2014-02-26 False P000594 Rep. Paulsen, Erik [R-MN-3] Erik Paulsen R MN 3 2014-02-26 False B001256 Rep. Bachmann, Michele [R-MN-6] Michele Bachmann R MN 6 2014-02-26 False P000606 Rep. Pittenger, Robert [R-NC-9] Robert Pittenger R NC 9 2014-02-27 False W000795 Rep. Wilson, Joe [R-SC-2] Joe Wilson R SC 2 2014-02-28 False L000576 Rep. Long, Billy [R-MO-7] Billy Long R MO 7 2014-03-04 False C001093 Rep. Collins, Doug [R-GA-9] Doug Collins R GA 9 2014-03-04 False R000582 Rep. Roe, David P. [R-TN-1] David Roe R TN P. 1 2014-03-04 False K000210 Rep. King, Peter T. [R-NY-2] PETER KING R NY T. 2 2014-03-05 False R000592 Rep. Rokita, Todd [R-IN-4] Todd Rokita R IN 4 2014-03-12 False H001053 Rep. Hartzler, Vicky [R-MO-4] Vicky Hartzler R MO 4 2014-03-26 False Y000033 Rep. Young, Don [R-AK-At Large] DON YOUNG R AK E. 0 2014-04-01 False C000754 Rep. Cooper, Jim [D-TN-5] JAMES COOPER D TN H. 5 2014-04-02 False G000562 Rep. Gardner, Cory [R-CO-4] Cory Gardner R CO 4 2014-04-07 False Housing and Community Development Consumer affairs Consumer credit Housing finance and home ownership Interest, dividends, interest rates Low- and moderate-income housing Social work, volunteer service, charitable organizations Tax-exempt organizations Housing and Community Development 00 2013-11-19 Introduced in House 2013-12-18T17:23:44Z Protecting Habitat Homeownership Act - Amends the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to exempt residential mortgage loans originated by non-profit low-income housing providers from certain minimum loan standards as well as appraisal, servicing, and billing requirements.

Defines "non-profit low-income housing provider" as a tax-exempt charitable organization that does not engage in the business of a loan originator or mortgage broker but does make residential mortgage loans: (1) to promote or facilitate homeownership for poor or low-income, disabled, or other disadvantaged persons or families; and (2) at interest rates lower than the bank prime loan rate; or (3) that are, after adjusting for inflation, no-interest loans or loans with interest rates significantly below the interest rates for loans for purchase of single-family housing generally available in the market. Prescribes additional requirements.

]]> Protecting Habitat Homeownership Act Display Title Protecting Habitat Homeownership Act Official Title as Introduced To provide exemptions from certain mortgage, servicing, and appraisal requirements for non-profit low-income housing providers, and for other purposes. Introduced in House IH Short Titles as Introduced Protecting Habitat Homeownership Act Introduced in House 2013-11-19T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr3529ih/xml/BILLS-113hr3529ih.xml 2013-11-19 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.