3.0.0 3402 2023-01-11T13:23:25Z 2023-01-11T13:23:25Z House H HR 2013-10-30 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. COHEN:H.R. 3402.Congress has the power to enact this legislation pursuantto the following:Article 1, section 8, clause 3 (relating to the power toregulate foreign and interstate commerce).[Page H6955]]]> hsba00 Financial Services Committee House Standing Referred to 2013-10-30T14:05:50Z 2013-10-30 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2013-10-30 Introduced in House IntroReferral Intro-H 9 Library of Congress 2013-10-30 Introduced in House IntroReferral 1000 9 Library of Congress C001068 Rep. Cohen, Steve [D-TN-9] Steve Cohen D TN 9 N C000714 Rep. Conyers, John, Jr. [D-MI-13] JOHN CONYERS D MI 13 2013-10-30 True N000147 Del. Norton, Eleanor Holmes [D-DC-At Large] ELEANOR NORTON D DC HOLMES 0 2013-10-30 True M001160 Rep. Moore, Gwen [D-WI-4] Gwen Moore D WI 4 2013-10-30 True Finance and Financial Sector Civil actions and liability Consumer affairs Consumer credit Debt collection Finance and Financial Sector 00 2013-10-30 Introduced in House 2013-11-06T14:52:51Z Fair Debt Collection Improvement Act - Amends the Fair Debt Collection Practices Act to prohibit a debt collector from bringing, or threatening to bring, legal action against any consumer on a debt in which the statute of limitations has expired.

Requires a debt collector, in connection with the collection of debt in which the statute of limitations has expired, to disclose to the consumer that: (1) the debt has been transferred to the debt collector, (2) the creditor no longer holds the debt, (3) the debt collector may not bring legal action against the consumer to collect the debt because the statute of limitations has expired, and (4) any payment by the consumer towards the debt may cause the statute of limitations to reset.


]]> Fair Debt Collection Improvement Act Display Title Fair Debt Collection Improvement Act Official Title as Introduced To improve the Fair Debt Collection Practices Act by explicitly barring debt collectors from bringing legal action on a debt in which the statute of limitations has expired against any consumer, and for other purposes. Introduced in House IH Short Titles as Introduced Fair Debt Collection Improvement Act Introduced in House 2013-10-30T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr3402ih/xml/BILLS-113hr3402ih.xml 2013-10-30 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.