3.0.0 3312 2023-01-11T13:23:57Z 2023-01-11T13:23:57Z House H HR 2013-10-23 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BILIRAKIS:H.R. 3312.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 1 of the United StatesConstitution, which grants Congress the power to lay andcollect taxes, duties, imposts and excises, to pay the debtsand provide for the common defence and general welfare of theUnited States. Article 1, Section 8, Clause 3, of the UnitedStates Constitution, which grants Congress the power toregulate commerce with foreign nations, and among the severalstates, and with the Indian tribes.[Page H6769]]]> hsba00 Financial Services Committee House Standing Referred to 2013-10-23T14:00:50Z 2013-10-23 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2013-10-23 Sponsor introductory remarks on measure. (CR E1554-1555) IntroReferral B00100 9 Library of Congress 2013-10-23 Introduced in House IntroReferral Intro-H 9 Library of Congress 2013-10-23 Introduced in House IntroReferral 1000 9 Library of Congress B001257 Rep. Bilirakis, Gus M. [R-FL-12] Gus Bilirakis R FL M. 12 N R000583 Rep. Rooney, Thomas J. [R-FL-17] Thomas Rooney R FL J. 17 2013-10-23 True R000435 Rep. Ros-Lehtinen, Ileana [R-FL-27] ILEANA ROS-LEHTINEN R FL 27 2013-10-23 True C001066 Rep. Castor, Kathy [D-FL-14] Kathy Castor D FL 14 2013-11-14 False M000485 Rep. McIntyre, Mike [D-NC-7] MIKE MCINTYRE D NC 7 2013-12-02 False Emergency Management Disaster relief and insurance Floods and storm protection Emergency Management 00 2013-10-23 Introduced in House 2014-01-08T17:20:11Z Homeowners Flood Insurance Relief Act of 2013 - Amends the National Flood Insurance Act of 1968 to direct the Administrator of the Federal Emergency Management Agency (FEMA) to provide certain policy holders the option of paying their premiums monthly (or annually or in more frequent installments, as under current law).

Declares the maximum annual chargeable premium rate for a property to be the total appraised value of all structures located on it at the time of its purchase by the current owner of the property divided by 30.

Sets forth a ten-year phase-in period for risk premium rate increases resulting from enactment of the Biggert-Waters Flood Insurance Reform Act of 2012, at the rate of 10% for each year following the effective date of such Act.

Directs FEMA to refund or provide credit to insureds for any flood insurance premiums collected in excess of the mandatory phase-in of rates prescribed by this Act.


]]> Homeowners Flood Insurance Relief Act of 2013 Display Title Homeowners Flood Insurance Relief Act of 2013 Official Title as Introduced To require the Administrator of the Federal Emergency Management Agency to allow for monthly installment payments for flood insurance under the National Flood Insurance Act of 1968, to cap the annual cost of flood insurance under that Act, to provide for a ten-year phase-in of premium increases resulting from the enactment of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. Introduced in House IH Short Titles as Introduced Homeowners Flood Insurance Relief Act of 2013 Introduced in House 2013-10-23T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr3312ih/xml/BILLS-113hr3312ih.xml 2013-10-23 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.