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<billStatus>
  <version>3.0.0</version>
  <bill>
    <number>3193</number>
    <updateDate>2023-01-11T13:24:08Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:24:08Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2013-09-26</introducedDate>
    <congress>113</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. DUFFY:H.R. 3193.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8: To make all Laws which shall benecessary and proper for carrying into Execution theforegoing Powers, and all other Powers vested by thisConstitution in the Government of the United States, or inany Department or Officer thereof.[Page H5884]</pre>]]></constitutionalAuthorityStatementText>
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        <systemCode>hsba00</systemCode>
        <name>Financial Services Committee</name>
        <chamber>House</chamber>
        <type>Standing</type>
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          <item>
            <systemCode>hsba15</systemCode>
            <name>Consumer Protection and Financial Institutions Subcommittee</name>
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              <item>
                <name>Hearings by</name>
                <date>2013-10-29T21:43:01Z</date>
              </item>
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        </subcommittees>
        <activities>
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            <name>Reported by</name>
            <date>2014-02-06T18:35:12Z</date>
          </item>
          <item>
            <name>Markup by</name>
            <date>2013-11-21T16:00:48Z</date>
          </item>
          <item>
            <name>Referred to</name>
            <date>2013-09-26T14:02:15Z</date>
          </item>
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    </committees>
    <committeeReports>
      <committeeReport>
        <citation>H. Rept. 113-346</citation>
      </committeeReport>
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      <item>
        <title>Responsible Consumer Financial Protection Regulations Act of 2013</title>
        <congress>113</congress>
        <number>2446</number>
        <type>HR</type>
        <latestAction>
          <actionDate>2014-02-06</actionDate>
          <text>Placed on the Union Calendar, Calendar No. 255.</text>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
      <item>
        <title>CFPB Improvement Act of 2014</title>
        <congress>113</congress>
        <number>2212</number>
        <type>S</type>
        <latestAction>
          <actionDate>2014-04-03</actionDate>
          <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
          </item>
        </relationshipDetails>
      </item>
      <item>
        <title>Consumer Financial Protection Commission Act of 2014</title>
        <congress>113</congress>
        <number>2213</number>
        <type>S</type>
        <latestAction>
          <actionDate>2014-04-03</actionDate>
          <text>Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
        </latestAction>
        <relationshipDetails>
          <item>
            <type>Related bill</type>
            <identifiedBy>CRS</identifiedBy>
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      </item>
      <item>
        <title>Providing for consideration of the bill (H.R. 3193) to amend the Consumer Financial Protection Act of 2010 to strengthen the review authority of the Financial Stability Oversight Council of regulations issued by the Bureau of Consumer Financial Protection, and for other purposes; providing for proceedings during the period from February 13, 2014, through February 24, 2014; and for other purposes.</title>
        <congress>113</congress>
        <number>475</number>
        <type>HRES</type>
        <latestAction>
          <actionDate>2014-02-11</actionDate>
          <text>Motion to reconsider laid on the table Agreed to without objection.</text>
          <actionTime>15:02:32</actionTime>
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            <type>Procedurally-related</type>
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    <actions>
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        <actionDate>2014-03-04</actionDate>
        <sourceSystem>
          <name>Senate</name>
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        <text>Received in the Senate.</text>
        <type>IntroReferral</type>
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      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:40:20</actionTime>
        <text>On passage Passed by recorded vote: 232 - 182 (Roll no. 85).</text>
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        <actionCode>H37100</actionCode>
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          <code>2</code>
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            <chamber>House</chamber>
            <congress>113</congress>
            <date>2014-02-27T23:40:20Z</date>
            <sessionNumber>2</sessionNumber>
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      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:40:20</actionTime>
        <text>Motion to reconsider laid on the table Agreed to without objection.</text>
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        <actionCode>H38310</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
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      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:40:20</actionTime>
        <text>Passed/agreed to in House: On passage Passed by recorded vote: 232 - 182 (Roll no. 85).</text>
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        <actionCode>8000</actionCode>
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          <code>9</code>
          <name>Library of Congress</name>
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            <rollNumber>85</rollNumber>
            <url>https://clerk.house.gov/evs/2014/roll085.xml</url>
            <chamber>House</chamber>
            <congress>113</congress>
            <date>2014-02-27T23:40:20Z</date>
            <sessionNumber>2</sessionNumber>
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      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:31:27</actionTime>
        <text>On motion to recommit with instructions Failed by recorded vote: 194 - 223 (Roll no. 84). (consideration: CR H2053-2054)</text>
        <type>Floor</type>
        <actionCode>H36110</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
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            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
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            <rollNumber>84</rollNumber>
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            <chamber>House</chamber>
            <congress>113</congress>
            <date>2014-02-27T23:31:27Z</date>
            <sessionNumber>2</sessionNumber>
          </recordedVote>
        </recordedVotes>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:24:02</actionTime>
        <text>The previous question on the motion to recommit with instructions was ordered without objection. (consideration: CR H2053-2054; text: CR H2052)</text>
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        <actionCode>H8A000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
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      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:11:16</actionTime>
        <text>DEBATE - The House proceeded with 10 minutes of debate on the Shea-Porter motion to recommit with instructions. The instructions contained in the motion seek to report the same back to the House forthwith with an amendment to clarify that nothing in the underlying legislation may prohibit the Consumer Financial Protection Bureau from (1) informing consumers of any breach of personal information, while providing guidance on how to avoid such breaches in the future; (2) protecting services members from predatory payday lenders on or near military bases; or (3) investigating and enforcing sanctions related to ATM or private student loan fees.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:11:01</actionTime>
        <text>Ms. Shea-Porter moved to recommit with instructions to Financial Services. (consideration: CR H2052-2054)</text>
        <type>Floor</type>
        <actionCode>H36100</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
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        <committees>
          <item>
            <systemCode>hsba00</systemCode>
            <name>Financial Services Committee</name>
          </item>
        </committees>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:08:51</actionTime>
        <text>The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union. (text of amendment in the nature of a substitute: CR H2037-2039)</text>
        <type>Floor</type>
        <actionCode>H34400</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>18:07:57</actionTime>
        <text>The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3193.</text>
        <type>Floor</type>
        <actionCode>H32600</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>17:52:44</actionTime>
        <text>UNFINISHED BUSINESS - The Chair announced that the unfinished business was the question on adoption of amendments which had been debated earlier and on which further proceedings had been postponed.</text>
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        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>17:52:32</actionTime>
        <text>The House resolved into Committee of the Whole House on the state of the Union for further consideration.</text>
        <type>Floor</type>
        <actionCode>H32050</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
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      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>17:52:18</actionTime>
        <text>Considered as unfinished business. (consideration: CR H2050-2055)</text>
        <type>Floor</type>
        <actionCode>H30000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>16:32:33</actionTime>
        <text>Committee of the Whole House on the state of the Union rises leaving H.R. 3193 as unfinished business.</text>
        <type>Floor</type>
        <actionCode>H32700</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>16:31:50</actionTime>
        <text>On motion that the Committee rise Agreed to by voice vote.</text>
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        <actionCode>H32341</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>16:31:45</actionTime>
        <text>Mr. Hensarling moved that the Committee rise.</text>
        <type>Floor</type>
        <actionCode>H32340</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
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      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>16:31:12</actionTime>
        <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Moore Part B amendment No. 4, the Chair put the question on adoption of the amendment, and by voice vote annnounced that the noes had prevailed. Ms. Moore demanded a recorded vote, and the Chair postponed further proceedings on adoption of the amendment until later in the legislative day.</text>
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        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>16:18:55</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 475, the Committee of the Whole proceeded with 10 minutes of debate on the Moore Part B Amendment No. 4.</text>
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        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>16:18:00</actionTime>
        <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the DeSantis Part B amendment No. 3, the Chair put the question on adoption of the amendment, and by voice vote annnounced that the ayes had prevailed. Ms. Water demanded a recorded vote, and the Chair postponed further proceedings on adoption of the amendment until later in the legislative day.</text>
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        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>16:09:11</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 475, the Committee of the Whole proceeded with 10 minutes of debate on the DeSantis Part B Amendment No. 3.</text>
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        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>16:08:16</actionTime>
        <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Rigell Part B amendment No. 1, the Chair put the question on adoption of the amendment, and by voice vote annnounced that the ayes had prevailed. Ms. Water demanded a recorded vote, and the Chair postponed further proceedings on adoption of the amendment until later in the legislative day.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>15:58:57</actionTime>
        <text>DEBATE - Pursuant to the provisions of H. Res. 475, the Committee of the Whole proceeded with 10 minutes of debate on the Rigell Part B Amendment No. 1.</text>
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        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
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      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>14:41:07</actionTime>
        <text>GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3193.</text>
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        <actionCode>H8D000</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>14:40:57</actionTime>
        <text>The Speaker designated the Honorable Reid J. Ribble to act as Chairman of the Committee.</text>
        <type>Floor</type>
        <actionCode>H32400</actionCode>
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          <code>2</code>
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      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>14:40:56</actionTime>
        <text>House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 475 and Rule XVIII.</text>
        <type>Floor</type>
        <actionCode>H32020</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
        </sourceSystem>
      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>14:40:32</actionTime>
        <text>Rule provides for consideration of H.R. 3193 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule an amendment in the nature of a substitute consisting of the text of Rules Committee Print 113-36 modified by the amendment printed in part A of the report. No amendment to that amendment in the nature of a substitute shall be in order except those printed in part B of the report.</text>
        <type>Floor</type>
        <actionCode>H8D000</actionCode>
        <sourceSystem>
          <code>2</code>
          <name>House floor actions</name>
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      </item>
      <item>
        <actionDate>2014-02-27</actionDate>
        <actionTime>14:40:27</actionTime>
        <text>Considered under the provisions of rule H. Res. 475. (consideration: CR H2028-2043)</text>
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        <actionCode>H30000</actionCode>
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          <code>2</code>
          <name>House floor actions</name>
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      </item>
      <item>
        <actionDate>2014-02-11</actionDate>
        <actionTime>15:02:31</actionTime>
        <text>Rule H. Res. 475 passed House.</text>
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        <actionCode>H1L220</actionCode>
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          <code>2</code>
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      </item>
      <item>
        <actionDate>2014-02-10</actionDate>
        <actionTime>20:14:44</actionTime>
        <text>Rules Committee Resolution H. Res. 475 Reported to House. Rule provides for consideration of H.R. 3193 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule an amendment in the nature of a substitute consisting of the text of Rules Committee Print 113-36 modified by the amendment printed in part A of the report. No amendment to that amendment in the nature of a substitute shall be in order except those printed in part B of the report.</text>
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        <actionCode>H1L210</actionCode>
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          <code>2</code>
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      </item>
      <item>
        <actionDate>2014-02-06</actionDate>
        <text>Placed on the Union Calendar, Calendar No. 256.</text>
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          <calendar>U00256</calendar>
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        <actionDate>2014-02-06</actionDate>
        <text>Reported by the Committee on Financial Services. H. Rept. 113-346.</text>
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        <actionDate>2014-02-06</actionDate>
        <text>Reported by the Committee on Financial Services. H. Rept. 113-346.</text>
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        <actionDate>2013-11-21</actionDate>
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        <text>Ordered to be Reported by the Yeas and Nays: 32 - 25.</text>
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        <text>Committee Consideration and Mark-up Session Held.</text>
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        <actionDate>2013-10-29</actionDate>
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        <text>Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.</text>
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        <actionDate>2013-09-26</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <fullName>Rep. Duffy, Sean P. [R-WI-7]</fullName>
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        <lastName>Duffy</lastName>
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        <state>WI</state>
        <middleName>P.</middleName>
        <district>7</district>
        <isByRequest>N</isByRequest>
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      <name>Finance and Financial Sector</name>
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          <name>Administrative law and regulatory procedures</name>
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        <item>
          <name>Appropriations</name>
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          <name>Bank accounts, deposits, capital</name>
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          <name>Banking and financial institutions regulation</name>
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        </item>
        <item>
          <name>Right of privacy</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Finance and Financial Sector</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2013-09-26</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2014-05-01T15:29:34Z</updateDate>
        <text><![CDATA[ <p> Consumer Financial Protection Safety and Soundness Improvement Act of 2013 - Amends the Consumer Financial Protection Act of 2010 to authorize the Chairperson of the Financial Stability Oversight Council to issue a stay of, or set aside, any regulation issued by the Consumer Financial Protection Bureau (CFPB) upon the affirmative vote of the majority of Council members (currently, two-thirds), excluding the Director of the Bureau.</p> <p>Requires the Council, upon the petition of a member agency of the Council, to set aside a final regulation prescribed by the CFPB if the Council decides that such regulation is inconsistent with the safe and sound operations of U.S. financial institutions. (Currently the Council is merely authorized, upon petition, to set aside a final regulation if it would put the safety and soundness of the U.S. banking system or the stability of the U.S. financial system at risk.)</p> <p>Repeals: (1) the prohibition against Council set-aside of a regulation after expiration of a specified time period, and (2) mandatory dismissal of a petition if the Council has not issued a decision within such time period.</p> <p>Requires the CFPB Director, when prescribing a rule under federal consumer financial laws, to consider its impact upon the financial safety or soundness of an insured depository institution.</p>]]></text>
      </summary>
      <summary>
        <versionCode>79</versionCode>
        <actionDate>2014-02-06</actionDate>
        <actionDesc>Reported to House without amendment</actionDesc>
        <updateDate>2014-04-21T19:53:55Z</updateDate>
        <text><![CDATA[ <p><b>(This measure has not been amended since it was introduced. The summary of that version is repeated here.)</b></p> <p> Consumer Financial Protection Safety and Soundness Improvement Act of 2013 - Amends the Consumer Financial Protection Act of 2010 to authorize the Chairperson of the Financial Stability Oversight Council to issue a stay of, or set aside, any regulation issued by the Consumer Financial Protection Bureau (CFPB) upon the affirmative vote of the majority of Council members (currently, two-thirds), excluding the Director of the Bureau.</p> <p> Requires the Council, upon the petition of a member agency of the Council, to set aside a final regulation prescribed by the CFPB if the Council decides that such regulation is inconsistent with the safe and sound operations of U.S. financial institutions. (Currently the Council is merely authorized, upon petition, to set aside a final regulation if it would put the safety and soundness of the U.S. banking system or the stability of the U.S. financial system at risk.)</p> <p>Repeals: (1) the prohibition against Council set-aside of a regulation after expiration of a specified time period, and (2) mandatory dismissal of a petition if the Council has not issued a decision within such time period.</p> <p> Requires the CFPB Director, when prescribing a rule under federal consumer financial laws, to consider its impact upon the financial safety or soundness of an insured depository institution.</p>]]></text>
      </summary>
      <summary>
        <versionCode>36</versionCode>
        <actionDate>2014-02-27</actionDate>
        <actionDesc>Passed House amended</actionDesc>
        <updateDate>2014-04-23T20:32:53Z</updateDate>
        <text><![CDATA[ <p> Consumer Financial Freedom and Washington Accountability Act - (Sec. 2) Amends the Consumer Financial Protection Act of 2010 to establish, in lieu of the Consumer Financial Protection Bureau (CFPB), an independent Financial Product Safety Commission to regulate the offering and provision of consumer financial products or services under federal consumer financial laws. </p> <p>Replaces the position of Director of the CFPB with a Commission composed of the Vice Chairman for Supervision of the Federal Reserve System and four additional members appointed by the President, by and with the advice and consent of the Senate, each to serve for a term of five years.</p> <p>Prohibits the Chair of the Commission from making requests for estimates related to appropriations without the Commission's prior approval.</p> <p>Repeals requirements for funding the CFPB, including the Consumer Financial Protection Fund.</p> <p>Subjects the Commission to the congressional appropriations process. Authorizes appropriations for $300 million for each of FY2014 and FY2015. <p> Repeals the requirement that at least six members of the Consumer Advisory Board be appointed on a rotating basis upon the recommendation of the regional Federal Reserve Bank Presidents.  <p>Makes technical and conforming amendments to the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank), the Electronic Fund Transfer Act, the Expedited Funds Availability Act, the Federal Deposit Insurance Act, and the Federal Financial Institutions Examination Council Act of 1978.</p> <p>(Sec. 3) Requires the rates of basic pay for all Commission employees to be set and adjusted in accordance with the General Schedule.</p> <p>(Sec. 4) Amends Dodd-Frank to require the Commission and its contractors to obtain a consumer's permission before requesting, obtaining, accessing, collecting, using, retaining, or disclosing pertinent nonpublic personal information. </p> <p>(Sec. 5) Authorizes the Chairperson of the Financial Stability Oversight Council (FSOC) to issue a stay of, or set aside, any regulation issued by the Commission (currently, by the CFPB) upon the affirmative vote of the majority of FSOC members (currently, two-thirds), excluding the Commission Chair.</p> <p> Requires the FSOC, upon the petition of one of its member agencies, to set aside a final regulation prescribed by the Commission (currently, by the CFPB) if the FSOC decides that such regulation is inconsistent with the safe and sound operations of U.S. financial institutions. (Currently the FSOC is merely authorized, upon petition, to set aside a final CFPB regulation if it would put the safety and soundness of the U.S. banking system or the stability of the U.S. financial system at risk.)</p> <p>Repeals: (1) the prohibition against FSOC set-aside of a regulation after expiration of a specified time period, and (2) mandatory dismissal of a petition if the FSOC has not issued a decision within such time period.</p> <p> Requires the Commission Chair, when prescribing a rule under federal consumer financial laws, to consider its impact upon the financial safety or soundness of an insured depository institution.</p> <p>(Sec. 6) Requires the Commission, whenever it proposes a new rule or regulation, to report to the FSOC and make publicly available: (1) an initial regulatory flexibility analysis that includes the financial impact of the proposed rule or regulation upon covered persons, regardless of size; and (2) an analysis of whether the proposed rule or regulation will impair the ability of individuals and small businesses to have access to credit.</p> <p>(Sec. 7) Repeals the exclusive rulemaking authority of the CFPB (or, now, the Commission) with respect to federal consumer financial law. <p><br>]]></text>
      </summary>
    </summaries>
    <title>Consumer Financial Freedom and Washington Accountability Act</title>
    <titles>
      <item>
        <titleType>Display Title</titleType>
        <title>Consumer Financial Freedom and Washington Accountability Act</title>
      </item>
      <item>
        <titleType>Official Title as Introduced</titleType>
        <title>To amend the Consumer Financial Protection Act of 2010 to strengthen the review authority of the Financial Stability Oversight Council of regulations issued by the Bureau of Consumer Financial Protection, and for other purposes.</title>
        <billTextVersionName>Introduced in House</billTextVersionName>
        <billTextVersionCode>IH</billTextVersionCode>
      </item>
      <item>
        <titleType>Short Titles as Introduced</titleType>
        <title>Consumer Financial Protection Safety and Soundness Improvement Act of 2013</title>
      </item>
      <item>
        <titleType>Short Titles as Reported to House</titleType>
        <title>Consumer Financial Protection Safety and Soundness Improvement Act of 2013</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
      </item>
      <item>
        <titleType>Short Titles as Passed House</titleType>
        <title>Consumer Financial Freedom and Washington Accountability Act</title>
        <chamberCode>H</chamberCode>
        <chamberName>House</chamberName>
      </item>
    </titles>
    <amendments>
      <amendment>
        <number>572</number>
        <congress>113</congress>
        <type>HAMDT</type>
        <description>An amendment numbered 4 printed in Part B of House Report 113-350 to add Findings and Sense of Congress language to the end of the bill that acknowledges and honors the work of the Consumer Financial Protection Bureau in providing protection and relief to consumers from instances of unfair, deceptive, and abusive practices in financial markets.</description>
        <purpose>Amendment sought to add Findings and Sense of Congress language to the end of the bill that acknowledges and honors the work of the Consumer Financial Protection Bureau in providing protection and relief to consumers from instances of unfair, deceptive, and abusive practices in financial markets.</purpose>
        <updateDate>2022-02-03T05:51:02Z</updateDate>
        <latestAction>
          <actionDate>2014-02-27</actionDate>
          <text>On agreeing to the Moore amendment (A003) Failed by recorded vote: 181 - 236 (Roll no. 83).</text>
          <actionTime>18:07:34</actionTime>
          <links>
            <link>
              <name>Roll no. 83</name>
              <url>https://clerk.house.gov/evs/2014/roll83.xml</url>
            </link>
          </links>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>M001160</bioguideId>
            <fullName>Rep. Moore, Gwen [D-WI-4]</fullName>
            <firstName>Gwen</firstName>
            <lastName>Moore</lastName>
            <party>D</party>
            <state>WI</state>
            <district>4</district>
          </item>
        </sponsors>
        <submittedDate>2014-02-27T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>113</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>3193</number>
          <title>Consumer Financial Freedom and Washington Accountability Act</title>
          <updateDateIncludingText>2023-01-11T13:24:08Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>9</count>
          <actions>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:07:34</actionTime>
              <text>On agreeing to the Moore amendment (A003) Failed by recorded vote: 181 - 236 (Roll no. 83).</text>
              <type>Floor</type>
              <actionCode>H32111</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>83</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:07:34Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll083.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>16:18:52</actionTime>
              <text>Amendment (A003) offered by Ms. Moore. (consideration: CR H2041-2043, H2051-2052; text: CR H2041)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:07:34</actionTime>
              <text>Roll call votes on amendments in House</text>
              <type>Floor</type>
              <actionCode>75000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>83</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:07:34Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll083.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:07:34</actionTime>
              <text>Roll call votes on amendments in House</text>
              <type>Floor</type>
              <actionCode>75000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>83</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:07:34Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll083.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>16:18:52</actionTime>
              <text>House amendment offered/reported by: Amendment (A003) offered by Ms. Moore.(consideration: CR H2041-2043, H2051-2052; text: CR H2041)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:07:34</actionTime>
              <text>House amendment not agreed to: On agreeing to the Moore amendment (A003) Failed by recorded vote: 181 - 236 (Roll no. 83).</text>
              <type>Floor</type>
              <actionCode>73000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>83</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:07:34Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll083.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:07:34</actionTime>
              <text>Amendment failed in Committee of the Whole</text>
              <type>NotUsed</type>
              <actionCode>77000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>83</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:07:34Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll083.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>571</number>
        <congress>113</congress>
        <type>HAMDT</type>
        <description>An amendment numbered 3 printed in Part B of House Report 113-350 to repeal the exclusive rulemaking authority of the Consumer Financial Protection Bureau.</description>
        <purpose>Amendment repeals the exclusive rulemaking authority of the Consumer Financial Protection Bureau.</purpose>
        <updateDate>2022-02-03T05:51:02Z</updateDate>
        <latestAction>
          <actionDate>2014-02-27</actionDate>
          <text>On agreeing to the DeSantis amendment (A002) Agreed to by recorded vote: 227 - 186 (Roll no. 82).</text>
          <actionTime>18:02:50</actionTime>
          <links>
            <link>
              <name>Roll no. 82</name>
              <url>https://clerk.house.gov/evs/2014/roll82.xml</url>
            </link>
          </links>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>D000621</bioguideId>
            <fullName>Rep. DeSantis, Ron [R-FL-6]</fullName>
            <firstName>Ron</firstName>
            <lastName>DeSantis</lastName>
            <party>R</party>
            <state>FL</state>
            <district>6</district>
          </item>
        </sponsors>
        <submittedDate>2014-02-27T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>113</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>3193</number>
          <title>Consumer Financial Freedom and Washington Accountability Act</title>
          <updateDateIncludingText>2023-01-11T13:24:08Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>9</count>
          <actions>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:02:50</actionTime>
              <text>On agreeing to the DeSantis amendment (A002) Agreed to by recorded vote: 227 - 186 (Roll no. 82).</text>
              <type>Floor</type>
              <actionCode>H32111</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>82</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:02:50Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll082.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>16:09:02</actionTime>
              <text>Amendment (A002) offered by Mr. DeSantis. (consideration: CR H2040-2041, H2050-2051; text: CR H2040)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:02:50</actionTime>
              <text>House amendment agreed to: On agreeing to the DeSantis amendment (A002) Agreed to by recorded vote: 227 - 186 (Roll no. 82).</text>
              <type>Floor</type>
              <actionCode>72000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>82</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:02:50Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll082.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:02:50</actionTime>
              <text>Amendment agreed to Committee of the Whole</text>
              <type>NotUsed</type>
              <actionCode>76000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>82</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:02:50Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll082.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:02:50</actionTime>
              <text>House amendment agreed to: On agreeing to the DeSantis amendment (A002) Agreed to by recorded vote: 227 - 186 (Roll no. 82).</text>
              <type>Floor</type>
              <actionCode>72000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>82</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:02:50Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll082.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>16:09:02</actionTime>
              <text>House amendment offered/reported by: Amendment (A002) offered by Mr. DeSantis.(consideration: CR H2040-2041, H2050-2051; text: CR H2040)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>18:02:50</actionTime>
              <text>Roll call votes on amendments in House</text>
              <type>Floor</type>
              <actionCode>75000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>82</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T23:02:50Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll082.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <text>House amendment offered</text>
              <type>Floor</type>
              <actionCode>71000</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
          </actions>
        </actions>
      </amendment>
      <amendment>
        <number>570</number>
        <congress>113</congress>
        <type>HAMDT</type>
        <description>An amendment numbered 1 printed in Part B of House Report 113-350 to require the Consumer Financial Protection Bureau to (1) submit an analysis on the impact of its proposed rule or regulation on the financial industry, and (2) submit an analysis of consumer and small business access to credit as a result of the regulation, to the Financial Stability Oversight Council for the purposes of public review.</description>
        <purpose>Amendment requires the Consumer Financial Protection Bureau to (1) submit an analysis on the impact of its proposed rule or regulation on the financial industry, and (2) submit an analysis of consumer and small business access to credit as a result of the regulation, to the Financial Stability Oversight Council for the purposes of public review.</purpose>
        <updateDate>2022-02-03T05:51:02Z</updateDate>
        <latestAction>
          <actionDate>2014-02-27</actionDate>
          <text>On agreeing to the Rigell amendment (A001) Agreed to by recorded vote: 250 - 167 (Roll no. 81).</text>
          <actionTime>17:58:42</actionTime>
          <links>
            <link>
              <name>Roll no. 81</name>
              <url>https://clerk.house.gov/evs/2014/roll81.xml</url>
            </link>
          </links>
        </latestAction>
        <sponsors>
          <item>
            <bioguideId>R000589</bioguideId>
            <fullName>Rep. Rigell, E. Scott [R-VA-2]</fullName>
            <firstName>E.</firstName>
            <lastName>Rigell</lastName>
            <party>R</party>
            <state>VA</state>
            <middleName>Scott</middleName>
            <district>2</district>
          </item>
        </sponsors>
        <submittedDate>2014-02-27T05:00:00Z</submittedDate>
        <chamber>House of Representatives</chamber>
        <amendedBill>
          <congress>113</congress>
          <type>HR</type>
          <originChamber>House</originChamber>
          <originChamberCode>H</originChamberCode>
          <number>3193</number>
          <title>Consumer Financial Freedom and Washington Accountability Act</title>
          <updateDateIncludingText>2023-01-11T13:24:08Z</updateDateIncludingText>
        </amendedBill>
        <actions>
          <count>9</count>
          <actions>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>17:58:42</actionTime>
              <text>On agreeing to the Rigell amendment (A001) Agreed to by recorded vote: 250 - 167 (Roll no. 81).</text>
              <type>Floor</type>
              <actionCode>H32111</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
              <recordedVotes>
                <recordedVote>
                  <rollNumber>81</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T22:58:42Z</date>
                  <sessionNumber>2</sessionNumber>
                  <url>https://clerk.house.gov/evs/2014/roll081.xml</url>
                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>15:58:47</actionTime>
              <text>Amendment (A001) offered by Mr. Rigell. (consideration: CR H2039-2040, H2050; text: CR H2039)</text>
              <type>Floor</type>
              <actionCode>H3A100</actionCode>
              <sourceSystem>
                <code>2</code>
                <name>House floor actions</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>15:58:47</actionTime>
              <text>House amendment offered/reported by: Amendment (A001) offered by Mr. Rigell.(consideration: CR H2039-2040, H2050; text: CR H2039)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
              <sourceSystem>
                <code>9</code>
                <name>Library of Congress</name>
              </sourceSystem>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>15:58:47</actionTime>
              <text>House amendment offered/reported by: Amendment (A001) offered by Mr. Rigell.(consideration: CR H2039-2040, H2050; text: CR H2039)</text>
              <type>NotUsed</type>
              <actionCode>71500</actionCode>
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              <actionDate>2014-02-27</actionDate>
              <actionTime>17:58:42</actionTime>
              <text>Roll call votes on amendments in House</text>
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              <recordedVotes>
                <recordedVote>
                  <rollNumber>81</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T22:58:42Z</date>
                  <sessionNumber>2</sessionNumber>
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                </recordedVote>
              </recordedVotes>
            </item>
            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>17:58:42</actionTime>
              <text>House amendment agreed to: On agreeing to the Rigell amendment (A001) Agreed to by recorded vote: 250 - 167 (Roll no. 81).</text>
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              <recordedVotes>
                <recordedVote>
                  <rollNumber>81</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T22:58:42Z</date>
                  <sessionNumber>2</sessionNumber>
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            <item>
              <actionDate>2014-02-27</actionDate>
              <actionTime>17:58:42</actionTime>
              <text>Amendment agreed to Committee of the Whole</text>
              <type>NotUsed</type>
              <actionCode>76000</actionCode>
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                <code>9</code>
                <name>Library of Congress</name>
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              <recordedVotes>
                <recordedVote>
                  <rollNumber>81</rollNumber>
                  <chamber>House</chamber>
                  <congress>113</congress>
                  <date>2014-02-27T22:58:42Z</date>
                  <sessionNumber>2</sessionNumber>
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                </recordedVote>
              </recordedVotes>
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            <item>
              <actionDate>2014-02-27</actionDate>
              <text>House amendment offered</text>
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        <date>2014-03-04T05:00:00Z</date>
        <formats>
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          </item>
        </formats>
      </item>
      <item>
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        <date>2014-02-27T05:00:00Z</date>
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          </item>
        </formats>
      </item>
      <item>
        <type>Reported in House</type>
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        <formats>
          <item>
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          </item>
        </formats>
      </item>
      <item>
        <type>Introduced in House</type>
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          </item>
        </formats>
      </item>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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