3.0.0 2673 2023-01-11T13:24:33Z 2023-01-11T13:24:33Z House H HR 2013-07-11 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BARR:H.R. 2673.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3[Page H4484]]]> ssbk00 Banking, Housing, and Urban Affairs Committee Senate Standing Hearings by 2014-09-16T14:00:00Z hsba00 Financial Services Committee House Standing Markup by 2014-05-22T15:59:07Z Referred to 2013-07-11T13:04:00Z A bill to amend the Truth in Lending Act to provide that residential mortgage loans held in portfolio qualify and qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act, and for other purposes. 113 2641 S 2014-07-22 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2014-09-16 ssbk00 Banking, Housing, and Urban Affairs Committee Senate Committee on Banking, Housing, and Urban Affairs. Hearings held. Committee 2014-05-22 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported by the Yeas and Nays: 36 - 23. Committee 2014-05-22 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2013-07-11 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2013-07-11 Introduced in House IntroReferral Intro-H 9 Library of Congress 2013-07-11 Introduced in House IntroReferral 1000 9 Library of Congress B001282 Rep. Barr, Andy [R-KY-6] Andy Barr R KY 6 N L000569 Rep. Luetkemeyer, Blaine [R-MO-3] Blaine Luetkemeyer R MO 3 2014-05-06 False M001139 Rep. Miller, Gary G. [R-CA-31] GARY MILLER R CA 31 2014-05-07 False H001059 Rep. Hultgren, Randy [R-IL-14] Randy Hultgren R IL 14 2014-05-20 False G000567 Rep. Griffin, Tim [R-AR-2] Tim Griffin R AR 2 2014-05-21 False W000809 Rep. Womack, Steve [R-AR-3] Steve Womack R AR 3 2014-05-28 False J000290 Rep. Jenkins, Lynn [R-KS-2] Lynn Jenkins R KS 2 2014-06-05 False M001192 Rep. McAllister, Vance M. [R-LA-5] Vance McAllister R LA M. 5 2014-06-10 False F000460 Rep. Farenthold, Blake [R-TX-27] Blake Farenthold R TX 27 2014-06-18 False D000614 Rep. Duffy, Sean P. [R-WI-7] Sean Duffy R WI P. 7 2014-06-19 False J000292 Rep. Johnson, Bill [R-OH-6] Bill Johnson R OH 6 2014-06-19 False L000576 Rep. Long, Billy [R-MO-7] Billy Long R MO 7 2014-06-23 False B001283 Rep. Bridenstine, Jim [R-OK-1] Jim Bridenstine R OK 1 2014-06-23 False L000491 Rep. Lucas, Frank D. [R-OK-3] FRANK LUCAS R OK D. 3 2014-06-24 False C001096 Rep. Cramer, Kevin [R-ND-At Large] Kevin Cramer R ND 0 2014-06-24 False B001273 Rep. Black, Diane [R-TN-6] Diane Black R TN 6 2014-07-03 False E000291 Rep. Ellmers, Renee L. [R-NC-2] Renee Ellmers R NC L. 2 2014-07-08 False D000618 Rep. Daines, Steve [R-MT-At Large] Steve Daines R MT 0 2014-07-08 False C001053 Rep. Cole, Tom [R-OK-4] Tom Cole R OK 4 2014-07-08 False M001190 Rep. Mullin, Markwayne [R-OK-2] Markwayne Mullin R OK 2 2014-07-09 False F000459 Rep. Fleischmann, Charles J. "Chuck" [R-TN-3] Charles Fleischmann R TN J. "Chuck" 3 2014-07-09 False L000575 Rep. Lankford, James [R-OK-5] James Lankford R OK 5 2014-07-09 False H001045 Rep. Harper, Gregg [R-MS-3] Gregg Harper R MS 3 2014-07-15 False J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2014-07-15 False M001187 Rep. Meadows, Mark [R-NC-11] Mark Meadows R NC 11 2014-07-15 False S001192 Rep. Stewart, Chris [R-UT-2] Chris Stewart R UT 2 2014-07-16 False B001250 Rep. Bishop, Rob [R-UT-1] Rob Bishop R UT 1 2014-07-17 False F000458 Rep. Fincher, Stephen Lee [R-TN-8] Stephen Fincher R TN Lee 8 2014-07-17 False H001057 Rep. Huelskamp, Tim [R-KS-1] Tim Huelskamp R KS 1 2014-07-22 False P000601 Rep. Palazzo, Steven M. [R-MS-4] Steven Palazzo R MS M. 4 2014-07-22 False S001176 Rep. Scalise, Steve [R-LA-1] Steve Scalise R LA 1 2014-07-23 False L000111 Rep. Latham, Tom [R-IA-3] TOM LATHAM R IA 3 2014-07-24 False D000533 Rep. Duncan, John J., Jr. [R-TN-2] JOHN DUNCAN R TN J. 2 2014-07-24 False C001076 Rep. Chaffetz, Jason [R-UT-3] Jason Chaffetz R UT 3 2014-07-24 False B001255 Rep. Boustany, Charles W., Jr. [R-LA-3] Charles Boustany R LA W. 3 2014-07-24 False S000250 Rep. Sessions, Pete [R-TX-32] PETE SESSIONS R TX 32 2014-07-24 False N000185 Rep. Nugent, Richard B. [R-FL-11] Richard Nugent R FL B. 11 2014-07-25 False K000376 Rep. Kelly, Mike [R-PA-3] Mike Kelly R PA 3 2014-07-29 False L000566 Rep. Latta, Robert E. [R-OH-5] Robert Latta R OH E. 5 2014-07-29 False N000186 Rep. Nunnelee, Alan [R-MS-1] Alan Nunnelee R MS 1 2014-07-29 False F000456 Rep. Fleming, John [R-LA-4] John Fleming R LA 4 2014-07-30 False W000815 Rep. Wenstrup, Brad R. [R-OH-2] Brad Wenstrup R OH R. 2 2014-07-30 False T000470 Rep. Tipton, Scott R. [R-CO-3] Scott Tipton R CO R. 3 2014-07-31 False R000598 Rep. Rothfus, Keith J. [R-PA-12] Keith Rothfus R PA J. 12 2014-07-31 False W000413 Rep. Whitfield, Ed [R-KY-1] EDWARD WHITFIELD R KY 1 2014-09-08 False O000169 Rep. Owens, William L. [D-NY-21] William Owens D NY L. 21 2014-09-08 False B001252 Rep. Barrow, John [D-GA-12] John Barrow D GA 12 2014-09-08 False B001243 Rep. Blackburn, Marsha [R-TN-7] Marsha Blackburn R TN 7 2014-09-08 False L000564 Rep. Lamborn, Doug [R-CO-5] Doug Lamborn R CO 5 2014-09-08 False P000594 Rep. Paulsen, Erik [R-MN-3] Erik Paulsen R MN 3 2014-09-08 False G000562 Rep. Gardner, Cory [R-CO-4] Cory Gardner R CO 4 2014-09-08 False K000363 Rep. Kline, John [R-MN-2] John Kline R MN 2 2014-09-09 False G000564 Rep. Gibson, Christopher P. [R-NY-19] Christopher Gibson R NY P. 19 2014-09-09 False C000754 Rep. Cooper, Jim [D-TN-5] JAMES COOPER D TN H. 5 2014-09-09 False P000258 Rep. Peterson, Collin C. [D-MN-7] COLLIN PETERSON D MN C. 7 2014-09-11 False M001179 Rep. Marino, Tom [R-PA-10] Tom Marino R PA 10 2014-11-18 False Finance and Financial Sector Consumer credit Housing finance and home ownership Finance and Financial Sector 00 2013-07-11 Introduced in House 2013-07-29T20:05:54Z Portfolio Lending and Mortgage Access Act - Amends the Truth in Lending Act with respect to the permission that a creditor may presume that a residential mortgage loan has met the requirement that, at the time the loan is consummated, the consumer has a reasonable ability to repay it, if the loan is a qualified mortgage.

Treats as a qualified mortgage any residential mortgage loan made by a creditor so long as it appears on the creditor's balance sheet (held on portfolio).

]]> Portfolio Lending and Mortgage Access Act Display Title Portfolio Lending and Mortgage Access Act Official Title as Introduced To amend the Truth in Lending Act to provide that residential mortgage loans held on portfolio qualify as qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act. Introduced in House IH Short Titles as Introduced Portfolio Lending and Mortgage Access Act Introduced in House 2013-07-11T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr2673ih/xml/BILLS-113hr2673ih.xml 2014-09-16 Committee on Banking, Housing, and Urban Affairs. Hearings held. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.