3.0.0 2571 2023-01-11T13:24:44Z 2023-01-11T13:24:44Z House H HR 2013-06-28 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. DUFFY:H.R. 2571.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 3 of the Constitution: ``Toregulate Commerce with foreign nations, and among severalStates, and with the Indian Tribes.''Article 1, Section 8, Clause 18 of the Constitution: ``Tomake all Laws which shall be necessary and proper forcarrying into Execution the foregoing Powers, and all otherPowers vested by this Constitution in the Government of theUnited States or in any Department or Officer thereof.''[Page H4176]]]> hsba00 Financial Services Committee House Standing hsba15 Consumer Protection and Financial Institutions Subcommittee Hearings by 2013-10-29T21:41:59Z Reported by 2014-02-06T18:26:22Z Markup by 2013-11-21T16:02:49Z Referred to 2013-06-28T13:01:05Z H. Rept. 113-344 2014-02-06 Placed on the Union Calendar, Calendar No. 254. Calendars H12410 2 House floor actions U00254 2014-02-06 Reported by the Committee on Financial Services. H. Rept. 113-344. Committee H12200 2 House floor actions hsba00 Financial Services Committee 2014-02-06 Reported by the Committee on Financial Services. H. Rept. 113-344. Committee 5000 9 Library of Congress hsba00 Financial Services Committee 2013-11-21 hsba00 Financial Services Committee 1 House committee actions Ordered to be Reported by the Yeas and Nays: 32 - 25. Committee 2013-11-21 hsba00 Financial Services Committee 1 House committee actions Committee Consideration and Mark-up Session Held. Committee 2013-10-29 hsba15 Consumer Protection and Financial Institutions Subcommittee 1 House committee actions Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral. Committee 2013-06-28 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2013-06-28 Introduced in House IntroReferral Intro-H 9 Library of Congress 2013-06-28 Introduced in House IntroReferral 1000 9 Library of Congress D000614 Rep. Duffy, Sean P. [R-WI-7] Sean Duffy R WI P. 7 N R000586 Rep. Renacci, James B. [R-OH-16] James Renacci R OH B. 16 2013-07-08 False H001058 Rep. Huizenga, Bill [R-MI-2] Bill Huizenga R MI 2 2013-07-08 False C001095 Rep. Cotton, Tom [R-AR-4] Tom Cotton R AR 4 2013-07-09 False M001182 Rep. Mulvaney, Mick [R-SC-5] Mick Mulvaney R SC 5 2013-07-09 False W000796 Rep. Westmoreland, Lynn A. [R-GA-3] Lynn Westmoreland R GA A. 3 2013-07-09 False S001188 Rep. Stutzman, Marlin A. [R-IN-3] Marlin Stutzman R IN A. 3 2013-07-16 False L000111 Rep. Latham, Tom [R-IA-3] TOM LATHAM R IA 3 2013-07-22 False Finance and Financial Sector Banking and financial institutions regulation Business records Consumer affairs Government information and archives Right of privacy Finance and Financial Sector 00 2013-06-28 Introduced in House 2014-03-31T20:14:00Z Consumer Right to Financial Privacy Act of 2013 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to revise the prohibition against the Consumer Financial Protection Bureau (CFPB)'s obtaining, from a covered person or service provider, any personally identifiable financial information about a consumer.

Prohibits the CFPB, in addition, from requesting, accessing, collecting, using, retaining, or disclosing nonpublic personal information about a consumer unless: (1) the CFPB clearly and conspicuously discloses to the consumer, in writing or in an electronic form, what information will be requested, obtained, accessed, collected, used, retained, or disclosed; and (2) the consumer informs the CFPB, before such information is requested, obtained, accessed, collected, used, retained, or disclosed, that such information may be requested, obtained, accessed, collected, used, retained, or disclosed.

Subjects to the same restrictions and conditions to any person directed or engaged by the CFPB to collect such information on its behalf.

Amends the Right to Financial Privacy Act of 1978 to repeal the exemption from its application for CFPB examination or disclosure of financial records or information in the exercise of CFPB authority with respect to a financial institution (thus applying the Act to CFPB examinations and disclosures).

]]> 79 2014-02-06 Reported to House without amendment 2014-03-31T20:14:17Z (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.)

Consumer Right to Financial Privacy Act of 2013 - (Sec. 1) Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to revise the prohibition against the Consumer Financial Protection Bureau (CFPB)'s obtaining, from a covered person or service provider, any personally identifiable financial information about a consumer.

(Sec. 2) Prohibits the CFPB, in addition, from requesting, accessing, collecting, using, retaining, or disclosing nonpublic personal information about a consumer unless: (1) the CFPB clearly and conspicuously discloses to the consumer, in writing or in an electronic form, what information will be requested, obtained, accessed, collected, used, retained, or disclosed; and (2) the consumer informs the CFPB, before such information is requested, obtained, accessed, collected, used, retained, or disclosed, that such information may be requested, obtained, accessed, collected, used, retained, or disclosed.

Subjects to the same restrictions and conditions any person directed or engaged by the CFPB to collect such information on its behalf.

(Sec. 3) Amends the Right to Financial Privacy Act of 1978 to repeal the exemption from its application for CFPB examination or disclosure of financial records or information in the exercise of CFPB authority with respect to a financial institution (thus applying the Act to CFPB examinations and disclosures).

]]> Consumer Right to Financial Privacy Act of 2013 Display Title Consumer Right to Financial Privacy Act of 2013 Official Title as Introduced To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to require the Bureau of Consumer Financial Protection to notify and obtain permission from consumers before collecting nonpublic personal information about such consumers, and for other purposes. Introduced in House IH Short Titles as Introduced Consumer Right to Financial Privacy Act of 2013 Short Titles as Reported to House Consumer Right to Financial Privacy Act of 2013 H House Reported in House 2014-02-06T05:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr2571rh/xml/BILLS-113hr2571rh.xml Introduced in House 2013-06-28T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr2571ih/xml/BILLS-113hr2571ih.xml 2014-02-06 Placed on the Union Calendar, Calendar No. 254. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.