3.0.0 2547 2023-01-11T13:24:45Z 2023-01-11T13:24:45Z House H HR 2013-06-27 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mrs. CAPITO:H.R. 2547.Congress has the power to enact this legislation pursuantto the following:The Commerce Clause, Article I, Section 8, Clause 3 of theConstitution states that Congress shall have power toregulate the regulate Commerce with foreign Nations, andamong the several States, and with the Indian Tribes.[Page H4144]]]> hsba00 Financial Services Committee House Standing Referred to 2013-06-27T14:01:35Z Basel III CASE Act 113 2295 HR 2013-06-06 Referred to the House Committee on Financial Services. Related bill CRS Protecting American Taxpayers and Homeowners Act of 2013 113 2767 HR 2013-07-24 Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 27. Related bill CRS Basel III CASE Act 113 731 S 2013-04-16 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2013-06-27 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2013-06-27 Introduced in House IntroReferral Intro-H 9 Library of Congress 2013-06-27 Introduced in House IntroReferral 1000 9 Library of Congress C001047 Rep. Capito, Shelley Moore [R-WV-2] Shelley Capito R WV Moore 2 N M001137 Rep. Meeks, Gregory W. [D-NY-5] GREGORY MEEKS D NY W. 5 2013-06-27 True P000606 Rep. Pittenger, Robert [R-NC-9] Robert Pittenger R NC 9 2013-06-28 False H001058 Rep. Huizenga, Bill [R-MI-2] Bill Huizenga R MI 2 2013-06-28 False L000491 Rep. Lucas, Frank D. [R-OK-3] FRANK LUCAS R OK D. 3 2013-06-28 False P000588 Rep. Pearce, Stevan [R-NM-2] Stevan Pearce R NM 2 2013-06-28 False M001139 Rep. Miller, Gary G. [R-CA-31] GARY MILLER R CA 31 2013-06-28 False M001191 Rep. Murphy, Patrick [D-FL-18] Patrick Murphy D FL 18 2013-06-28 False K000210 Rep. King, Peter T. [R-NY-2] PETER KING R NY T. 2 2013-07-10 False W000809 Rep. Womack, Steve [R-AR-3] Steve Womack R AR 3 2013-07-18 False P000601 Rep. Palazzo, Steven M. [R-MS-4] Steven Palazzo R MS M. 4 2013-07-18 False G000567 Rep. Griffin, Tim [R-AR-2] Tim Griffin R AR 2 2013-10-08 False C001095 Rep. Cotton, Tom [R-AR-4] Tom Cotton R AR 4 2014-06-17 False Finance and Financial Sector Administrative law and regulatory procedures Bank accounts, deposits, capital Banking and financial institutions regulation Congressional oversight Department of the Treasury Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Financial services and investments Government studies and investigations Housing finance and home ownership International law and treaties Finance and Financial Sector 00 2013-06-27 Introduced in House 2013-09-16T20:40:23Z Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 - Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (federal banking agencies) to conduct an empirical impact study before issuing a final rule in relation to proposed regulatory capital rules for the international Basel III agreement (Rules).

Requires the study to include: (1) the potential impact of such Rules upon the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; (2) the long-term impact of such Rules, including changes to the current risk weight framework; (3) the cost and complexity of the Rules for community financial institutions; (4) the potential indicators of community banks having to maintain higher leverage capital ratios and higher total risk-based capital ratios than non-community banks and whether such capital levels are commensurate with higher historical losses or greater risk; and (5) the impact of the Rules upon real estate markets, specifically residential mortgage lending and home equity lines of credit.

Exempts this delay in rulemaking any rules applicable to global systemically important banks (as identified by the Financial Stability Board).

Allows any financial institution to provide information for the study voluntarily upon agency request, but prohibits the agencies from requiring it.

Requires the study to be made available to the public for notice and comment.

Prohibits any regulation issued by the federal banking agencies to implement the Rules from taking effect until one year after enactment of this Act.

]]> Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Display Title Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Official Title as Introduced To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Introduced in House IH Short Titles as Introduced Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Introduced in House 2013-06-27T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr2547ih/xml/BILLS-113hr2547ih.xml 2013-06-27 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.