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    <number>2512</number>
    <updateDate>2023-01-11T13:24:46Z</updateDate>
    <updateDateIncludingText>2023-01-11T13:24:46Z</updateDateIncludingText>
    <originChamber>House</originChamber>
    <originChamberCode>H</originChamberCode>
    <type>HR</type>
    <introducedDate>2013-06-26</introducedDate>
    <congress>113</congress>
    <constitutionalAuthorityStatementText><![CDATA[<pre>[Pages H5347-H5349]From the Congressional Record Online through the Government Publishing Office [<a href='http://www.gpo.gov'>www.gpo.gov</a>]By Mr. NEUGEBAUER:H.J. Res. 57.Congress has the power to enact this legislation pursuantto the following:Constitutional Amendments Article VThe Congress, whenever two thirds of both Houses shall deemit necessary, shall propose Amendments to this Constitution,or, on the Application of the Legislatures of two thirds ofthe several States, shall call a Convention for proposingAmendments, which in either Case, shall be valid to allIntents and Purposes, as Part of this Constitution, whenratified by the Legislatures of three fourths of the severalStates or by Conventions in three fourths thereof, as the oneor the other Mode of Ratification may be proposed by theCongress; Provided that no Amendment which may be made priorto the Year One thousand eight hundred and eight shall in anyManner affect the first and fourth Clauses in the NinthSection of the first Article; and that no State without itsConsent, shall be deprived of its equal Suffrage in theSenate.ADDITIONAL SPONSORSUnder clause 7 of rule XII, sponsors were added to public bills andresolutions as follows:[[Page H5348]]H.R. 60: Mr. Danny K. Davis of Illinois.H.R. 148: Mr. Enyart.H.R. 182: Mr. Sires.H.R. 183: Mr. Enyart.H.R. 262: Mr. Heck of Nevada and Mr. Schock.H.R. 279: Mr. Ruiz.H.R. 281: Ms. Kaptur.H.R. 292: Mr. George Miller of California.H.R. 301: Mr. Gardner and Mr. Wittman.H.R. 310: Mr. Kilmer.H.R. 362: Mr. George Miller of California.H.R. 363: Mr. George Miller of California.H.R. 366: Ms. Jenkins and Mr. Schneider.H.R. 419: Mr. Kelly of Pennsylvania.H.R. 460: Mr. Perlmutter.H.R. 474: Mr. Ellison.H.R. 485: Ms. Tsongas.H.R. 491: Mr. Sherman.H.R. 508: Mr. Quigley, Mr. Barber, and Mr. Gibson.H.R. 523: Mr. Smith of Missouri.H.R. 525: Mr. Ryan of Ohio.H.R. 533: Mr. Cartwright and Mr. DeFazio.H.R. 543: Mr. George Miller of California.H.R. 574: Mr. Clay.H.R. 578: Mr. Womack.H.R. 580: Mr. Cartwright.H.R. 620: Mr. Ellison.H.R. 621: Mr. Barletta.H.R. 647: Mr. Pascrell, Mrs. Miller of Michigan, Mr.Johnson of Georgia, Ms. Fudge, Mr. McDermott, and Mr. Neal.H.R. 679: Mr. Scott of Virginia.H.R. 685: Ms. Moore, Mr. Price of Georgia, Mr. Al Green ofTexas, Mr. Kilmer, Mr. Neal, Mrs. Lowey, and Mr. Womack.H.R. 690: Mr. Barletta and Mr. Walden.H.R. 702: Mr. Cohen and Mr. Langevin.H.R. 720: Mr. Cartwright.H.R. 724: Mr. Swalwell of California.H.R. 755: Ms. Esty.H.R. 792: Mr. Gowdy.H.R. 795: Mr. Stockman.H.R. 846: Mr. Nunnelee, Mr. Courtney, Mr. Cohen, Mr. Kline,Mr. Sam Johnson of Texas, Ms. Fudge, Mr. Stutzman, and Mr.Pocan.H.R. 920: Mr. Gallego.H.R. 938: Mr. Thornberry.H.R. 961: Mr. Bera of California.H.R. 975: Mr. Price of North Carolina.H.R. 1001: Mr. Bishop of New York and Mr. Cole.H.R. 1014: Mr. Rothfus.H.R. 1015: Mr. Huffman, Mr. Bachus, and Mr. Barletta.H.R. 1020: Mr. Danny K. Davis of Illinois, Mr. Renacci, andMr. Womack.H.R. 1024: Ms. Clarke, Mrs. Miller of Michigan, and Ms.Kuster.H.R. 1074: Ms. DeGette.H.R. 1091: Mr. Sam Johnson of Texas, Mr. Goodlatte, and Mr.Massie.H.R. 1094: Mr. Bera of California and Mr. Serrano.H.R. 1105: Mr. Matheson and Mr. Bachus.H.R. 1146: Mr. McHenry.H.R. 1175: Ms. Bass.H.R. 1176: Mr. Wittman.H.R. 1237: Mr. Stivers.H.R. 1249: Mr. Griffin of Arkansas.H.R. 1250: Mr. Courtney, Mrs. Miller of Michigan, and Ms.Esty.H.R. 1252: Mr. Cook, Mr. Runyan, and Mr. Pearce.H.R. 1276: Mrs. Miller of Michigan, Mr. Fortenberry, Ms.Duckworth, Mr. Farr, and Mrs. Capps.H.R. 1318: Ms. Sewell of Alabama, Mr. Neal, and Mr. Clay.H.R. 1327: Ms. McCollum.H.R. 1346: Mr. Lowenthal.H.R. 1354: Mr. Kilmer.H.R. 1389: Ms. Frankel of Florida and Ms. Esty.H.R. 1416: Mr. Israel and Mr. Wilson of South Carolina.H.R. 1428: Mr. Gerlach.H.R. 1476: Mr. Bentivolio.H.R. 1518: Ms. Pingree of Maine.H.R. 1526: Mr. Coffman.H.R. 1563: Ms. Wilson[...]</pre>]]></constitutionalAuthorityStatementText>
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        <actionDate>2013-06-26</actionDate>
        <text>Referred to the House Committee on Financial Services.</text>
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        <bioguideId>D000216</bioguideId>
        <fullName>Rep. DeLauro, Rosa L. [D-CT-3]</fullName>
        <firstName>ROSA</firstName>
        <lastName>DELAURO</lastName>
        <party>D</party>
        <state>CT</state>
        <district>3</district>
        <isByRequest>N</isByRequest>
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    <cosponsors>
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        <bioguideId>M000312</bioguideId>
        <fullName>Rep. McGovern, James P. [D-MA-2]</fullName>
        <firstName>JAMES</firstName>
        <lastName>MCGOVERN</lastName>
        <party>D</party>
        <state>MA</state>
        <middleName>P.</middleName>
        <district>2</district>
        <sponsorshipDate>2013-08-01</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>S001145</bioguideId>
        <fullName>Rep. Schakowsky, Janice D. [D-IL-9]</fullName>
        <firstName>JANICE</firstName>
        <lastName>SCHAKOWSKY</lastName>
        <party>D</party>
        <state>IL</state>
        <middleName>D.</middleName>
        <district>9</district>
        <sponsorshipDate>2013-08-02</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>C001084</bioguideId>
        <fullName>Rep. Cicilline, David N. [D-RI-1]</fullName>
        <firstName>David</firstName>
        <lastName>Cicilline</lastName>
        <party>D</party>
        <state>RI</state>
        <middleName>N.</middleName>
        <district>1</district>
        <sponsorshipDate>2013-09-09</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>M001149</bioguideId>
        <fullName>Rep. Michaud, Michael H. [D-ME-2]</fullName>
        <firstName>Michael</firstName>
        <lastName>Michaud</lastName>
        <party>D</party>
        <state>ME</state>
        <middleName>H.</middleName>
        <district>2</district>
        <sponsorshipDate>2013-09-11</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>T000472</bioguideId>
        <fullName>Rep. Takano, Mark [D-CA-41]</fullName>
        <firstName>Mark</firstName>
        <lastName>Takano</lastName>
        <party>D</party>
        <state>CA</state>
        <district>41</district>
        <sponsorshipDate>2013-09-25</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
      <item>
        <bioguideId>B001278</bioguideId>
        <fullName>Rep. Bonamici, Suzanne [D-OR-1]</fullName>
        <firstName>Suzanne</firstName>
        <lastName>Bonamici</lastName>
        <party>D</party>
        <state>OR</state>
        <district>1</district>
        <sponsorshipDate>2013-10-16</sponsorshipDate>
        <isOriginalCosponsor>False</isOriginalCosponsor>
      </item>
    </cosponsors>
    <policyArea>
      <name>Housing and Community Development</name>
    </policyArea>
    <subjects>
      <legislativeSubjects>
        <item>
          <name>Civil actions and liability</name>
        </item>
        <item>
          <name>Housing finance and home ownership</name>
        </item>
      </legislativeSubjects>
      <policyArea>
        <name>Housing and Community Development</name>
      </policyArea>
    </subjects>
    <summaries>
      <summary>
        <versionCode>00</versionCode>
        <actionDate>2013-06-26</actionDate>
        <actionDesc>Introduced in House</actionDesc>
        <updateDate>2013-07-03T21:40:02Z</updateDate>
        <text><![CDATA[ <p>Regulation of Mortgage Servicing Act of 2013 - Requires a mortgage servicer to assign one case manager to each borrower that seeks a mortgage loan modification or an alternative to foreclosure.</p> <p>Requires the case manager to: (1) manage the communication between the servicer and the borrower, and (2) make decisions about the borrower's eligibility for a loan modification or an alternative to foreclosure.</p> <p>Prohibits a servicer from initiating a covered foreclosure action against a borrower unless the servicer has performed specified tasks related to offering the borrower, if eligible, a loan modification or an alternative to foreclosure.</p> <p>Requires a servicer to suspend a covered foreclosure action initiated before the enactment of this Act until such tasks have been performed.</p> <p>Prohibits a servicer, during the suspension period, from: (1) sending the borrower a notice of foreclosure, (2) conducting or scheduling a sale of the real property securing the mortgage, or (3) causing final judgment to be entered against the borrower. </p> <p>Prescribes requirements a servicer must meet in order to be deemed to have made a reasonable effort to obtain necessary information to determine a borrower's eligibility for a loan modification or an alternative to foreclosure. </p> <p>Requires a servicer, before notifying a borrower of his or her ineligibility for a loan modification or an alternative to foreclosure, to obtain the services of an independent reviewer to review the borrower's file and determine whether or not the borrower is eligible.</p> <p>Makes a violation of this Act a bar to a covered foreclosure action. Allows a servicer in compliance with this Act, however, to bring or proceed with a foreclosure action, regardless of any prior violation. </p> <p>Makes any servicer that fails to comply with any requirement of this Act liable to a borrower in the same manner that a creditor who fails to comply with any requirement is liable to a person. </p>]]></text>
      </summary>
    </summaries>
    <title>Regulation of Mortgage Servicing Act of 2013</title>
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        <titleType>Display Title</titleType>
        <title>Regulation of Mortgage Servicing Act of 2013</title>
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        <title>To amend the Truth in Lending Act to establish clear regulatory standards for mortgage servicers, and for other purposes.</title>
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        <title>Regulation of Mortgage Servicing Act of 2013</title>
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      <actionDate>2013-06-26</actionDate>
      <text>Referred to the House Committee on Financial Services.</text>
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    <dc:rights>Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.</dc:rights>
    <dc:contributor>Congressional Research Service, Library of Congress</dc:contributor>
    <dc:description>This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.</dc:description>
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