3.0.0 1842 2022-03-03T21:32:56Z 2022-03-03T21:32:56Z House H HR 2013-05-07 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. CUMMINGS:H.R. 1842.Congress has the power to enact this legislation pursuantto the following:Article I, section 8, Clause 1 of the United StatesConstitution, the reported bill is authorized by Congress'power ``To provide for the common Defense and general Welfareof the United States.''Article I, Section 8, Clause 18 of the United StatesConstitution, the reported bill is authorized by Congress'power ``To make all Laws which shall be necessary and properfor carrying into Execution the foregoing Powers, and allother Powers vested by this Constitution in the Government ofthe United States, or in any Department or Officer thereof.''Article I, Section 8, Clause 12 of the United StatesConstitution, the reported bill is authorized by Congress'power ``To raise and support Armies, but no Appropriation ofMoney to that Use shall be for a longer Term than twoYears.''[Page H2484]]]> hsvr00 Veterans' Affairs Committee House Standing hsvr10 Economic Opportunity Subcommittee Reported by 2013-07-18T16:35:25Z Markup by 2013-07-18T16:35:06Z Hearings by 2013-06-26T14:34:51Z Referred to 2013-05-08T18:56:01Z Referred to 2013-05-07T14:00:26Z 2013-07-18 hsvr10 Economic Opportunity Subcommittee 1 House committee actions Forwarded by Subcommittee to Full Committee by Voice Vote . Committee 2013-07-18 hsvr10 Economic Opportunity Subcommittee 1 House committee actions Subcommittee Consideration and Mark-up Session Held. Committee 2013-06-26 hsvr10 Economic Opportunity Subcommittee 1 House committee actions Subcommittee Hearings Held. Committee 2013-05-08 hsvr10 Economic Opportunity Subcommittee 1 House committee actions Referred to the Subcommittee on Economic Opportunity. Committee 2013-05-07 Referred to the House Committee on Veterans' Affairs. IntroReferral H11100 2 House floor actions hsvr00 Veterans' Affairs Committee 2013-05-07 Introduced in House IntroReferral Intro-H 9 Library of Congress 2013-05-07 Introduced in House IntroReferral 1000 9 Library of Congress C000984 Rep. Cummings, Elijah E. [D-MD-7] ELIJAH CUMMINGS D MD E. 7 N M001149 Rep. Michaud, Michael H. [D-ME-2] Michael Michaud D ME H. 2 2013-05-07 True S000510 Rep. Smith, Adam [D-WA-9] ADAM SMITH D WA 9 2013-05-07 True D000598 Rep. Davis, Susan A. [D-CA-53] SUSAN DAVIS D CA A. 53 2013-05-07 True T000472 Rep. Takano, Mark [D-CA-41] Mark Takano D CA 41 2013-05-07 True T000266 Rep. Tierney, John F. [D-MA-6] JOHN TIERNEY D MA F. 6 2013-05-07 True S001191 Rep. Sinema, Kyrsten [D-AZ-9] Kyrsten Sinema D AZ 9 2013-05-22 False J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2013-05-22 False C001084 Rep. Cicilline, David N. [D-RI-1] David Cicilline D RI N. 1 2013-06-05 False F000462 Rep. Frankel, Lois [D-FL-22] Lois Frankel D FL 22 2013-06-05 False P000607 Rep. Pocan, Mark [D-WI-2] Mark Pocan D WI 2 2013-06-11 False O000170 Rep. O'Rourke, Beto [D-TX-16] Beto O'Rourke D TX 16 2013-06-13 False D000620 Rep. Delaney, John K. [D-MD-6] John Delaney D MD K. 6 2013-06-27 False C001090 Rep. Cartwright, Matt [D-PA-17] Matt Cartwright D PA 17 2013-07-09 False S001145 Rep. Schakowsky, Janice D. [D-IL-9] JANICE SCHAKOWSKY D IL D. 9 2013-09-09 False S001156 Rep. Sánchez, Linda T. [D-CA-38] Linda Sánchez D CA T. 38 2014-07-28 False Armed Forces and National Security Banking and financial institutions regulation Civil actions and liability Consumer affairs Consumer credit Disability and paralysis Housing finance and home ownership Judicial procedure and administration Military personnel and dependents Veterans' loans, housing, homeless programs Armed Forces and National Security 00 2013-05-07 Introduced in House 2013-05-10T19:29:35Z Military Family Home Protection Act - Amends the Servicemembers Civil Relief Act (the Act) to allow a court, in an action to enforce an obligation on real or personal property secured by a mortgage against a servicemember who is, or was, eligible for hostile fire or imminent danger pay during a period of military service, a servicemember placed on convalescent status, a veteran who was medically discharged and retired, or the surviving spouse of a member who died during military service, to stay such proceedings, upon request of a covered individual, for a specified period (generally, one year after the event occurred for which the individual became covered). Prohibits the sale, foreclosure, or seizure of the subject property during such period, except upon a court order or pursuant to an agreement authorized under the Act. Requires the individual so covered to notify the mortgagee, trustee, or other creditor of such coverage. Provides a criminal penalty for violations of the sale or foreclosure prohibitions, and increases current civil penalties for mortgage violations under the Act. Prohibits an individual from being denied or refused credit solely by reason of eligibility for relief under this Act.

Requires a servicemember-mortgagor who does not reside in the mortgage-secured residence due to military relocation and who inquires about, or applies for, a refinancing to be considered to occupy such residence during the period of the relocation.

Requires each lending institution acting as a creditor to such servicemember, veteran, or surviving spouse to designate an employee responsible for ensuring the institution's compliance with the requirements of this Act. Requires any such institution that had prior annual assets of $10 billion or more to maintain on its primary website a toll-free number for information concerning such requirements.

]]> Military Family Home Protection Act Short Titles as Introduced Military Family Home Protection Act Display Title Military Family Home Protection Act Official Title as Introduced To amend the Servicemembers Civil Relief Act to improve the protections for servicemembers, surviving spouses, and disabled veterans against mortgage foreclosures, and for other purposes. Introduced in House 2013-05-07T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr1842ih/xml/BILLS-113hr1842ih.xml 2013-07-18 Forwarded by Subcommittee to Full Committee by Voice Vote . text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.