3.0.0 1551 2022-11-15T16:34:37Z 2022-11-15T16:34:37Z House H HR 2013-04-15 113 From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. MEEKS:H.R. 1551.Congress has the power to enact this legislation pursuantto the following:This bill is enacted pursuant to the power granted toCongress under Article 1, Section 8, Clause 3 of UnitedStates Constitution.[Page H2026]]]> hsba00 Financial Services Committee House Standing Referred to 2013-04-15T16:01:50Z Consumer Rental Purchase Agreement Act 113 1208 S 2013-06-20 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Related bill CRS 2013-04-15 Referred to the House Committee on Financial Services. IntroReferral H11100 2 House floor actions hsba00 Financial Services Committee 2013-04-15 Introduced in House IntroReferral Intro-H 9 Library of Congress 2013-04-15 Introduced in House IntroReferral 1000 9 Library of Congress M001137 Rep. Meeks, Gregory W. [D-NY-5] GREGORY MEEKS D NY W. 5 N L000569 Rep. Luetkemeyer, Blaine [R-MO-3] Blaine Luetkemeyer R MO 3 2013-04-15 True S001157 Rep. Scott, David [D-GA-13] David Scott D GA 13 2013-04-15 True S000250 Rep. Sessions, Pete [R-TX-32] PETE SESSIONS R TX 32 2013-04-15 True C001049 Rep. Clay, Wm. Lacy [D-MO-1] WM. CLAY D MO LACY 1 2013-04-15 True W000796 Rep. Westmoreland, Lynn A. [R-GA-3] Lynn Westmoreland R GA A. 3 2013-04-17 False R000589 Rep. Rigell, E. Scott [R-VA-2] E. Rigell R VA Scott 2 2013-04-17 False G000546 Rep. Graves, Sam [R-MO-6] SAM GRAVES R MO 6 2013-04-17 False S001179 Rep. Schock, Aaron [R-IL-18] Aaron Schock R IL 18 2013-04-17 False B001251 Rep. Butterfield, G. K. [D-NC-1] G. K. Butterfield D NC 1 2013-04-17 False T000462 Rep. Tiberi, Patrick J. [R-OH-12] PATRICK TIBERI R OH J. 12 2013-04-23 False W000812 Rep. Wagner, Ann [R-MO-2] Ann Wagner R MO 2 2013-04-23 False P000593 Rep. Perlmutter, Ed [D-CO-7] Ed Perlmutter D CO 7 2013-04-23 False G000567 Rep. Griffin, Tim [R-AR-2] Tim Griffin R AR 2 2013-04-23 False F000460 Rep. Farenthold, Blake [R-TX-27] Blake Farenthold R TX 27 2013-04-23 False S001187 Rep. Stivers, Steve [R-OH-15] Steve Stivers R OH 15 2013-04-23 False K000378 Rep. Kinzinger, Adam [R-IL-16] Adam Kinzinger R IL 16 2013-04-23 False W000809 Rep. Womack, Steve [R-AR-3] Steve Womack R AR 3 2013-05-06 False K000220 Rep. Kingston, Jack [R-GA-1] JACK KINGSTON R GA 1 2013-05-06 False H001053 Rep. Hartzler, Vicky [R-MO-4] Vicky Hartzler R MO 4 2013-05-06 False G000550 Rep. Gingrey, Phil [R-GA-11] Phil Gingrey R GA 11 2013-05-06 False G000558 Rep. Guthrie, Brett [R-KY-2] Brett Guthrie R KY 2 2013-05-06 False E000292 Rep. Enyart, William L. [D-IL-12] William Enyart D IL L. 12 2013-05-08 False C000380 Del. Christensen, Donna M. [D-VI-At Large] DONNA CHRISTENSEN D VI M. 0 2013-06-06 False J000126 Rep. Johnson, Eddie Bernice [D-TX-30] EDDIE JOHNSON D TX BERNICE 30 2013-06-06 False R000515 Rep. Rush, Bobby L. [D-IL-1] BOBBY RUSH D IL L. 1 2013-06-06 False S001154 Rep. Shuster, Bill [R-PA-9] Bill Shuster R PA 9 2013-08-02 False J000290 Rep. Jenkins, Lynn [R-KS-2] Lynn Jenkins R KS 2 2013-09-10 False R000053 Rep. Rangel, Charles B. [D-NY-13] CHARLES RANGEL D NY B. 13 2014-01-10 False S001185 Rep. Sewell, Terri A. [D-AL-7] Terri Sewell D AL A. 7 2014-02-05 False D000616 Rep. DesJarlais, Scott [R-TN-4] Scott DesJarlais R TN 4 2014-02-05 False D000619 Rep. Davis, Rodney [R-IL-13] Rodney Davis R IL 13 2014-02-05 False N000185 Rep. Nugent, Richard B. [R-FL-11] Richard Nugent R FL B. 11 2014-02-05 False G000560 Rep. Graves, Tom [R-GA-14] Tom Graves R GA 14 2014-02-05 False D000533 Rep. Duncan, John J., Jr. [R-TN-2] JOHN DUNCAN R TN J. 2 2014-02-05 False H000067 Rep. Hall, Ralph M. [R-TX-4] RALPH HALL R TX M. 4 2014-02-05 False B001243 Rep. Blackburn, Marsha [R-TN-7] Marsha Blackburn R TN 7 2014-02-05 False F000459 Rep. Fleischmann, Charles J. "Chuck" [R-TN-3] Charles Fleischmann R TN J. "Chuck" 3 2014-02-05 False F000458 Rep. Fincher, Stephen Lee [R-TN-8] Stephen Fincher R TN Lee 8 2014-02-05 False T000472 Rep. Takano, Mark [D-CA-41] Mark Takano D CA 41 2014-02-05 False M000485 Rep. McIntyre, Mike [D-NC-7] MIKE MCINTYRE D NC 7 2014-02-05 False W000808 Rep. Wilson, Frederica S. [D-FL-24] Frederica Wilson D FL S. 24 2014-02-05 False S001195 Rep. Smith, Jason [R-MO-8] Jason Smith R MO 8 2014-02-11 False C001066 Rep. Castor, Kathy [D-FL-14] Kathy Castor D FL 14 2014-02-11 False H000324 Rep. Hastings, Alcee L. [D-FL-20] ALCEE HASTINGS D FL L. 20 2014-02-11 False W000804 Rep. Wittman, Robert J. [R-VA-1] Robert Wittman R VA J. 1 2014-02-11 False D000096 Rep. Davis, Danny K. [D-IL-7] DANNY DAVIS D IL K. 7 2014-02-11 False C001062 Rep. Conaway, K. Michael [R-TX-11] K. Conaway R TX Michael 11 2014-02-21 False J000174 Rep. Johnson, Sam [R-TX-3] SAM JOHNSON R TX 3 2014-02-21 False J000289 Rep. Jordan, Jim [R-OH-4] Jim Jordan R OH 4 2014-02-26 False B001282 Rep. Barr, Andy [R-KY-6] Andy Barr R KY 6 2014-02-26 False B001273 Rep. Black, Diane [R-TN-6] Diane Black R TN 6 2014-03-06 False B001289 Rep. Byrne, Bradley [R-AL-1] Bradley Byrne R AL 1 2014-03-06 False F000445 Rep. Forbes, J. Randy [R-VA-4] J. Forbes R VA Randy 4 2014-03-06 False P000602 Rep. Pompeo, Mike [R-KS-4] Mike Pompeo R KS 4 2014-03-06 False W000413 Rep. Whitfield, Ed [R-KY-1] EDWARD WHITFIELD R KY 1 2014-03-24 False J000255 Rep. Jones, Walter B., Jr. [R-NC-3] WALTER JONES R NC B. 3 2014-03-24 False C001087 Rep. Crawford, Eric A. "Rick" [R-AR-1] Eric Crawford R AR A. "Rick" 1 2014-03-24 False O000168 Rep. Olson, Pete [R-TX-22] Pete Olson R TX 22 2014-05-01 False K000382 Rep. Kuster, Ann M. [D-NH-2] Ann Kuster D NH M. 2 2014-05-01 False C001095 Rep. Cotton, Tom [R-AR-4] Tom Cotton R AR 4 2014-05-01 False S000583 Rep. Smith, Lamar [R-TX-21] LAMAR SMITH R TX 21 2014-05-01 False S001189 Rep. Scott, Austin [R-GA-8] Austin Scott R GA 8 2014-05-01 False T000463 Rep. Turner, Michael R. [R-OH-10] Michael Turner R OH R. 10 2014-05-01 False H001060 Rep. Hurt, Robert [R-VA-5] Robert Hurt R VA 5 2014-06-17 False P000601 Rep. Palazzo, Steven M. [R-MS-4] Steven Palazzo R MS M. 4 2014-06-17 False Finance and Financial Sector Administrative law and regulatory procedures Business records Civil actions and liability Consumer affairs Consumer credit Contracts and agency Evidence and witnesses Federal Reserve System Federal Trade Commission (FTC) Federal preemption Fraud offenses and financial crimes Lease and rental services Marketing and advertising Small business Finance and Financial Sector 00 2013-04-15 Introduced in House 2013-05-10T21:14:47Z Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures.

Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement.

Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations.

Grants enforcement powers to the Federal Trade Commission (FTC) and to state attorneys general.

Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.

]]> Consumer Rental Purchase Agreement Act Display Title Consumer Rental Purchase Agreement Act Short Titles as Introduced Consumer Rental Purchase Agreement Act Official Title as Introduced To amend the Consumer Credit Protection Act to assure meaningful disclosures of the terms of rental-purchase agreements, including disclosures of all costs to consumers under such agreements, to provide certain substantive rights to consumers under such agreements, and for other purposes. Introduced in House 2013-04-15T04:00:00Z https://www.govinfo.gov/content/pkg/BILLS-113hr1551ih/xml/BILLS-113hr1551ih.xml 2013-04-15 Referred to the House Committee on Financial Services. text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. Congressional Research Service, Library of Congress This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.